Some of the features of Provident NJ Direct account are the following.
$50 minimum opening balance and $50 minimum to earn interest
Free online account with no fees or service charges
Must participate in ProvidentConnect Online Banking and receive periodic account statements electronically
ATM card available
After opening an account, you may fund it with an ACH transfer from your current checking or savings account.
The Provident Bank is based in New Jersey and should not be confused with Provident Bank in Maryland that recently merged with M&T Bank. It's a fairly large bank with $6.5 billion in assets and $4.3 billion in deposits. The bank has been FDIC insured since 1934.