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Bank Bonus Offers and Deals

Current Active Bank Bonus Offers - Updated June 9, 2009

Bank Bonus Offer
Bonus
Deadline
Notes
Information on Offer

Irwin Union Bank

$300 consumer electronics
Open
  • Open an 11-month CD and get a choice of a a Sharp 22-inch HDTV LCD TV ($300) or a Flip MinoHD Mini-Camcorder ($200) for opening a personal 11-month CD with a minimum deposit of $20,000.
 Get more information

Citibank
$200 cash
June 30, 2009
  • Open checking account and combination of direct deposit, online bill payments, and debit card transactions.
Get more information

Wainwright Bank

$200 EE Savings Bond
Open
  • Open a Value Checking account with direct deposit.
 Get more information

JP Morgan Chase Checking

$100
June 23, 2009
  • $100 minimum opening deposit and other balance and transaction requirements
Get more information

Bank of the West

$100
June 19, 2009
  • Recurring direct deposit of at least $250.
Get more information

WAMU $100 Checking

$100
July 17, 2009
  • $100 minimum opening deposit and other balance and transaction requirements
Get more information

Bank of America Checking Account

$75
Aug 30, 2009
  • $500 minimum opening deposit.
 Get more information

ING Orange Savings Account

$25
Aug 3, 2009
  • Open account and get $25 deposited same day.
Get more information

If you know of a bonus offer that belongs on the table above please email us or register and post the offer on the site.

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Bank Bonus Offers:

Banks will often market and promote checking and savings accounts with bonus offers in order to stimulate interest and demand. The offers can come in many forms, including cash, consumer electronics (iPod, Wii, Kindle, etc.). For banks, the offers are a less expensive way to generate demand than raising rates. From a consumer standpoint, the offers often mask a low underlying rate but can be attractive if the consumer was going to open the product anyway.

Bank Bonus Offer Requirements

Bonus offers for opening an account generally come with requirements that ensure the bank is providing the bonus in return for a real account. Banks will often require that consumers fund the account with a minimum deposit, stay open for a defined period of months, receive regular direct deposits, or be utilized to pay bills or initiate debit or credit card transactions.

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