Commonwealth Bank and Trust Company is a Kentucky-based bank rated 4 stars (sound) by Bauer Financial. The bank has been FDIC insured since 2006.
The bank offers a reward checking account paying 4.50% APY on balances up to $25,000 (1.01% for above) and refunds ATM fees of up to $25 per cycle if the following monthly requirements are met:
- 10 debit card purchases
- one direct deposit or ACH debit
- receive electronic statements
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