JPMorgan Chase Bank, National Association Financial Details
1111 Polaris Parkway
Columbus, OH 43240
JPMorgan Chase Bank, National Association Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of JPMorgan Chase Bank, National Association. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.
|JPMorgan Chase Bank, National Association||U.S. Bank Average|
The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of December 31, 2013, JPMorgan Chase Bank, National Association had $22,114,000,000 in non-current loans and $2,697,000,000 in owned real estate. To cover these potential losses it had $169,333,000,000 in equity and $13,134,000,000 in loans loss reserves. That gives it a Texas Ratio of 13.6%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.
|Return on Equity||10.02%||9.87%|
JPMorgan Chase Bank, National Association has a Return on Equity of 10.02% versus the BestCashCow average of 9.87%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.
JPMorgan Chase Bank, National Association has a Capitalization of 8.7% versus the BestCashCow average of 11.16%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.
JPMorgan Chase Bank, National Association Balance Sheet Analysis
As of December 31, 2013, JPMorgan Chase Bank, National Association had assets of $1,945,467,000,000, loans of $619,348,000,000, and deposits of $1,326,036,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.
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