Posted on June 14, 2013
Westamerica Bank
1108 Fifth Avenue
San Rafael, CA 94901
General Bank Information
FDIC Insured Yes
FDIC Certificate # 3430
Date Established 1884
Westamerica Bank is an FDIC insured institution located in San Rafael, CA. It was founded in 1884 and has approximately $4.85 billion in assets. Customers can open an account via one of its 95 branches.
Westamerica Bank Financial Size
| Assets | $4.85 billion |
| Loans | $2.01 billion |
| Deposits | $4.16 billion |
| Capital | $0.53 billion |
For a more detailed analysis of Westamerica Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Bank Loan Profile?
| % Loans |
% Comparison to Other Banks |
|||
| Low | Med | High | ||
| 1-4 Family Residential Loans | 14.92 | ✓ | ||
| Multifamily Mortgages |
2.56 | ✓ | ||
| Credit Card Loans | 0.00 | ✓ | ||
| Consumer Auto Loans | 19.60 | ✓ | ||
| Small Business Loans | 16.75 | ✓ | ||
| Construction and Development Loans | 0.78 | ✓ | ||
| Commercial Real Estate | 39.72 | ✓ | ||
| Commercial and Industrial Loans | 11.55 | ✓ | ||
| Farm Loans | 1.33 | ✓ | ||
The top three loan types in Westamerica Bank’s loan portfolio are Commercial Real Estate, Consumer Auto Loans, and Small Business Loans.
Compared to other banks in California, Westamerica Bank has a significantly higher percent of Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.
Note: Percentages may not sum to 100% due to rounding and double
categorization of some loan types. All data from the FDIC.
Additional information about this table.
