Best One Year Certificate of Deposit (CD) Rates

Updated September 3, 2010 | Know a good CD Rate? Tell us and we'll post it below.

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2 Year CD | 3 Year CD | 4 Year CD | 5 Year CD

Bank*

APY**

Minimum Deposit

Reviews

Sallie Mae Bank

1.55%

$1

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New Dominion Direct

1.51%

$3,000

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CNB Bank Direct

1.50%

$25,000

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Ascencia Bank

1.50%

$1,000

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H&R Block Bank

1.50%

$250

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First City Bank

Zero Stars.

1.50%

$5,000

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Amtrust Bank

1.50%

$1,000

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Discover Bank

1.50%

$2,500

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USAA Federal Savings Bank

1.50%

$175,000

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Colorado Federal Savings Bank

1.45%

$5,000

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Nationwide Bank

1.45%

$1

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Ally Bank

1.44%

$500

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Aurora Bank

1.44%

$1,000

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AIG Bank

1.41%

$2,000

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State Bank of India, New York Branch

Rating unavailable.

1.36%

$5,000

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Acacia Federal Savings Bank

1.30%

$500

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OneWest Bank

Formerly IndyMac (Not Yet Rated)

1.30%

$1,000

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The Jacksonville Bank

1.25%

$1,000

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EverBank

1.21%

$2,000

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CD Rates | CD Advice and Pitfalls | Big Bank CD Rates | CD Laddering | Brokerage CDs

This chart does not include rates offered by Federal Credit Unions (FCUs). For a complete list of comparable FCU rates, please visit the BestCashCow.com FCU CD section.

Bauer Soundness Ratings. BauerFinancial periodically assesses the health of the nation's banks and credit unions using data reported to the government, its annual reports, and more. An explanation of their star system can be read here.

* This chart includes banks that have certificate of deposit accounts that can be opened and monitored online as well as certificate of deposit accounts that are managed through mail correspondence. It, however, does not include certain regional or local banks that ordinarily require a personal appearance to open a certificate of deposit account.

** For a complete definition of Annual Percentage Yield (APY), please see the Financial Terminology section.

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