Best Rates on Two Year Certificates of Deposit (CDs)

Updated October 11, 2008 | Know a good CD Rate? Tell us and we'll post it below.

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BankAPY**Minimum DepositReviews

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4.52%

$2,500

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Virtual Bank

4.50%

$10,000

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E-Loan

4.45%

$10,000

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State Bank of India, New York Branch

Rating unavailable.

4.42%

$5,000

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Advanta Bank Corp.

4.40%

$10,000

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GMAC Bank

4.35%

$500

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Amtrust Direct

4.35%

$1,000

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Umbrella Bank

4.35%

$1,000

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Imperial Capital Bank

4.35%

$2,000

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Crestmark Bank

4.30%

$25,000

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ING DIRECT

4.25%

$1

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IGobanking

4.00%

$1,000

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Geauga Savings Bank

4.00%

$25,000

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IndyMac Federal Bank

Run by FDIC.

3.95%

$1,000

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EverBank

3.90%

$2,000

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Overview | Advice and Pitfalls | Top CD Rates

* This chart includes banks that have certificate of deposit accounts that can be opened and monitored online as well as certificate of deposit accounts that are managed through mail correspondence. It, however, does not include certain regional or local banks that ordinarily require a personal appearance to open a certificate of deposit account.

** For a complete definition of Annual Percentage Yield (APY), please see the Financial Terminology section.

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