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Fixed Rate IRAs – California - May 22, 2012

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Below are Fixed Rate IRA CDs offered from banks with locations in California. Depending on the type of IRA you have, a fixed rate IRA CD offers tax-free or tax-deferred interest. Fixed rate IRAs are FDIC insured. Learn more about the benefits and drawbacks of a Fixed Rate IRA CD. .

Bank APY Min Bal Miles More
Mechanics Bank 1.97% $5,000 -
U.s. Bank National Association 1.80% $1,000 -
U.s. Bank National Association 1.75% $1,000 -
Pacific Mercantile Bank 1.11% $2,500 -
U.s. Bank National Association 1.05% $1,000 -
The Bank Of East Asia (usa), National Association 1.01% $100 -
Northern California National Bank 1.01% $25,000 -
First Bank 1.00% $1,000 -
Community Valley Bank 1.00% $2,500 -
Provident Savings Bank, F.s.b. 0.95% $25,000 -
Capitalsource Bank 0.90% $10,000 -
Capital Bank 0.90% $1 -
Metropolitan Bank 0.90% $1,000 -
Desert Commercial Bank 0.87% $1,000 -
Beal Bank, Ssb 0.86% $1,000 -
U.s. Bank National Association 0.85% $1,000 -
Onewest Bank, Fsb 0.85% $1,000 -
Provident Savings Bank, F.s.b. 0.85% $10,000 -
Beal Bank, Ssb 0.81% $1,000 -
First Foundation Bank 0.80% $1 -
Opus Bank 0.80% $100,000 -
Bbcn Bank 0.80% $100 -
Pacific Alliance Bank 0.80% $5,000 -
Wilshire State Bank 0.80% $1 -
Neighborhood National Bank 0.80% $1,000 -
Vibra Bank 0.75% $100 -
Beach Business Bank 0.75% $10,000 -
Capitalsource Bank 0.75% $500 -
First Bank 0.75% $1,000 -
Valley Business Bank 0.75% $1,000 -
America California Bank 0.75% $1,000 -
Metro United Bank 0.75% $500 -
Universal Bank 0.75% $100 -
Broadway Federal Bank, F.s.b. 0.75% $100 -
Oneunited Bank 0.75% $1,000 -
Saigon National Bank 0.75% $1,000 -
Provident Savings Bank, F.s.b. 0.75% $1,000 -
Woori America Bank 0.75% $1,000 -
Redding Bank Of Commerce 0.70% $500 -
Fresno First Bank 0.70% $1,000 -
Preferred Bank 0.70% $1,000 -
Coronado First Bank 0.70% $1,000 -
United Central Bank 0.70% $1,000 -
Opus Bank 0.70% $10,000 -
Provident Savings Bank, F.s.b. 0.70% $25,000 -
Luther Burbank Savings 0.70% $1,000 -
The Bank Of Santa Barbara 0.65% $1,000 -
Gateway Business Bank 0.65% $2,000 -
Golden State Bank 0.65% $1,000 -
Saehan Bank 0.65% $1,000 -
Northern California National Bank 0.65% $25,000 -
Community Business Bank 0.65% $2,500 -
Mega Bank 0.65% $2,500 -
Chinatrust Bank (u.s.a.) 0.65% $100 -
New Omni Bank, National Association 0.63% $10,000 -
Suncrest Bank 0.60% $1,000 -
Americas United Bank 0.60% $2,500 -
Cass Commercial Bank 0.60% $1,000 -
Commerce Bank Of Temecula Valley 0.60% $1,000 -
Frontier Bank, Fsb 0.60% $100 -
Provident Savings Bank, F.s.b. 0.60% $10,000 -
Armed Forces Bank, National Association 0.60% $500 -
Coast National Bank 0.60% $100 -
First Bank 0.55% $1,000 -
Pinnacle Bank 0.55% $2,000 -
Share Plus Federal Bank 0.55% $1,000 -
The Fort Sill National Bank 0.55% $500 -
Bank Midwest, National Association 0.55% $100 -
Premier Service Bank 0.55% $500 -
First National Bank Of Southern California 0.50% $500 -
Monterey County Bank 0.50% $250 -
Provident Savings Bank, F.s.b. 0.50% $1,000 -
One Pacificcoast Bank, Fsb 0.50% $1,000 -
Visalia Community Bank 0.50% $100 -
Cathay Bank 0.50% $100 -
East West Bank 0.50% $100 -
Gateway Bank, F.s.b. 0.50% $1,000 -
Opus Bank 0.50% $500 -
Compass Bank 0.50% $1 -
Pacific Premier Bank 0.50% $10,000 -
Cornerstone Community Bank 0.50% $2,500 -
Bank Of The Orient 0.50% $250 -
Community Bank 0.50% $1 -
Mechanics Bank 0.45% $1,000 -
Security First Bank 0.45% $2,500 -
Banco Popular North America 0.45% $1 -
United Security Bank 0.45% $1,000 -
1st Capital Bank 0.45% $200 -
Sterling Bank And Trust, Fsb 0.45% $500 -
First Bank 0.45% $1,000 -
Independence Bank 0.45% $1,000 -
Bank Of The West 0.45% $1 -
Far East National Bank 0.45% $1,000 -
Montecito Bank & Trust 0.45% $1,000 -
Santa Barbara Bank & Trust, National Association 0.45% $1,000 -
Community 1st Bank 0.45% $2,500 -
American Perspective Bank 0.44% $1 -
River Valley Community Bank 0.43% $500 -
Heritage Oaks Bank 0.40% $1,000 -
Bank Of Sacramento 0.40% $1,500 -
Bank Of The West 0.40% $1,000 -
Five Star Bank 0.40% $1,000 -
First Community Bank 0.40% $1,000 -
Santa Cruz County Bank 0.40% $100 -
Folsom Lake Bank 0.40% $1,000 -
San Diego Trust Bank 0.40% $2,500 -
Malaga Bank F.s.b. 0.40% $1,000 -
The Northern Trust Company 0.40% $3,000 -
Tri-valley Bank 0.40% $1 -
Community Bank Of Santa Maria 0.40% $1,000 -
Pacific Valley Bank 0.40% $1,000 -
Amalgamated Bank 0.40% $500 -
International City Bank, National Association 0.40% $2,000 -
Hsbc Bank Usa, National Association 0.36% $1,000 -
Plumas Bank 0.35% $500 -
Delta Bank, National Association 0.35% $2,000 -
Scott Valley Bank 0.35% $2,500 -
Central Valley Community Bank 0.35% $1 -
Friendly Hills Bank 0.35% $1,000 -
Borrego Springs Bank, National Association 0.35% $500 -
Bank Of Santa Clarita 0.35% $1,000 -
Boston Private Bank & Trust Company 0.35% $1,000 -
Metcalf Bank 0.35% $1,000 -
Mojave Desert Bank, National Association 0.35% $1,000 -
Farmers And Merchants Bank Of Long Beach 0.35% $500 -
Heritage Bank Of Commerce 0.35% $1 -
American River Bank 0.35% $2,500 -
El Dorado Savings Bank, F.s.b. 0.35% $500 -
Mission Bank 0.35% $500 -
Wells Fargo Bank, National Association 0.32% $1 -
Bank Of The Sierra 0.31% $1,000 -
American Riviera Bank 0.30% $1,000 -
Professional Business Bank 0.30% $2,500 -
Golden Valley Bank 0.30% $500 -
Bank Of Feather River 0.30% $500 -
Union Bank, National Association 0.30% $350 -
Mission Oaks National Bank 0.30% $500 -
First Bank 0.30% $1,000 -
Pacific Trust Bank, Fsb 0.30% $1 -
Firstbank 0.30% $500 -
Rabobank, National Association 0.27% $1,000 -
Beal Bank, Ssb 0.26% $1,000 -
Proamerica Bank 0.25% $2,000 -
River City Bank 0.25% $2,500 -
Summit State Bank 0.25% $1,000 -
Valley Community Bank 0.25% $1,000 -
Bank Of Agriculture And Commerce 0.25% $500 -
Oak Valley Community Bank 0.25% $100 -
Redwood Capital Bank 0.25% $2,500 -
First Bank 0.25% $1,000 -
Torrey Pines Bank 0.25% $200 -
Farmers & Merchants Bank Of Central California 0.25% $1,000 -
Sierra Vista Bank 0.25% $100 -
Citibank, National Association 0.25% $250 -
Gold Country Bank, National Association 0.25% $2,500 -
Mission Community Bank 0.25% $100 -
Westamerica Bank 0.23% $1 -
The Bank Of Hemet 0.20% $500 -
Jpmorgan Chase Bank, National Association 0.20% $1 -
City National Bank 0.20% $500 -
Sutter Community Bank 0.20% $500 -
Mechanics Bank 0.20% $1,000 -
Pacific Western Bank 0.20% $2,500 -
Exchange Bank 0.20% $250 -
Tri Counties Bank 0.20% $1,000 -
Northern California National Bank 0.20% $1,000 -
Premier Valley Bank 0.20% $2,000 -
Savings Bank Of Mendocino County 0.20% $1,000 -
First Republic Bank 0.20% $5,000 -
The Merchants National Bank Of Sacramento 0.20% $1 -
Bank Of Stockton 0.20% $1 -
Community Bank Of San Joaquin 0.20% $500 -
North Valley Bank 0.20% $500 -
Citizens Business Bank 0.20% $2,500 -
Fremont Bank 0.15% $500 -
Mechanics Bank 0.15% $5,000 -
First-citizens Bank & Trust Company 0.15% $100 -
Mother Lode Bank 0.15% $1,000 -
Comerica Bank 0.15% $1 -
Premierwest Bank 0.15% $500 -
Umpqua Bank 0.15% $100 -
First California Bank 0.14% $500 -
Bank Of Marin 0.10% $1 -
Provident Savings Bank, F.s.b. 0.10% $1,000 -
U.s. Bank National Association 0.10% $500 -
Wells Fargo Bank, National Association 0.05% $1 -
California Bank & Trust 0.03% $500 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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