You are viewing fixed rate ira rates across New Jersey. Change state or View rates from local banks

New Jersey IRA CD Rates

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

NJ - July 31, 2015
Banks APY Min Bal Miles ?
Spencer Savings Bank, SLA 2.15% $500 -
Boiling Springs Savings Bank 2.10% $1,000 -
Highlands State Bank 2.07% $1,000 -
Northfield Bank 2.00% $2,500 -
Hudson City Savings Bank 2.00% $500 -
Two River Community Bank 1.97% $10,000 -
Unity Bank 1.75% $1,000 -
Boiling Springs Savings Bank 1.60% $1,000 -
Atlantic Stewardship Bank 1.50% $500 -
Lakeland Bank 1.50% $500 -
Unity Bank 1.50% $1,000 -
Spencer Savings Bank, SLA 1.50% $500 -
ConnectOne Bank 1.50% $500 -
Cornerstone Bank 1.50% $500 -
Firstrust Savings Bank 1.35% $500 -
Metuchen Savings Bank 1.31% $500 -
The Berkshire Bank 1.30% $10,000 -
ConnectOne Bank 1.30% $500 -
First Bank 1.30% $500 -
Two River Community Bank 1.25% $10,000 -
Banco Popular North America 1.25% $500 -
Unity Bank 1.25% $1,000 -
Northfield Bank 1.25% $2,500 -
Oritani Bank 1.25% $1,000 -
Firstrust Savings Bank 1.25% $500 -
Fox Chase Bank 1.25% $500 -
Parke Bank 1.25% $500 -
Investors Bank 1.25% $10,000 -
The Berkshire Bank 1.20% $10,000 -
Hudson City Savings Bank 1.20% $500 -
NVE Bank 1.20% $500 -
BNB Hana Bank, National Association 1.20% $500 -
New York Community Bank 1.20% $2,500 -
Atlantic Stewardship Bank 1.15% $500 -
First Bank 1.15% $500 -
Lakeland Bank 1.15% $500 -
Northfield Bank 1.15% $2,500 -
First Choice Bank 1.15% $1,000 -
Oritani Bank 1.10% $1,000 -
The Berkshire Bank 1.10% $10,000 -
ConnectOne Bank 1.10% $500 -
Banco Popular North America 1.05% $500 -
New Jersey Community Bank 1.05% $1,000 -
First Bank 1.05% $500 -
Amalgamated Bank 1.05% $500 -
Highlands State Bank 1.05% $1,000 -
Cornerstone Bank 1.05% $500 -
Pascack Community Bank 1.01% $1,000 -
Oritani Bank 1.00% $1,000 -
Susquehanna Bank 1.00% $10,000 -
1st Colonial Community Bank 1.00% $500 -
Brunswick Bank and Trust Company 1.00% $250 -
Pascack Community Bank 1.00% $1,000 -
Somerset Savings Bank, SLA 1.00% $500 -
Unity Bank 1.00% $1,000 -
Delanco Federal Savings Bank 0.90% $1,000 -
NewBank 0.90% $1,000 -
BNB Hana Bank, National Association 0.90% $500 -
Harvest Community Bank 0.90% $500 -
First Choice Bank 0.85% $1,000 -
Cornerstone Bank 0.85% $5,000 -
TrustCo Bank 0.80% $500 -
The Berkshire Bank 0.80% $1,000 -
BBCN Bank 0.80% $5,000 -
Amalgamated Bank 0.75% $500 -
Wilshire Bank 0.75% $1 -
Grand Bank, National Association 0.75% $1,000 -
Royal Bank America 0.75% $1,000 -
Armed Forces Bank, National Association 0.75% $500 -
Ponce De Leon Federal Bank 0.75% $1,000 -
Hudson City Savings Bank 0.75% $500 -
Grand Bank, National Association 0.70% $1,000 -
Amboy Bank 0.70% $1,000 -
Hanmi Bank 0.70% $1,000 -
Indus American Bank 0.65% $2,000 -
Delanco Federal Savings Bank 0.65% $1,000 -
CTBC Bank Corp. (USA) 0.65% $100 -
Firstrust Savings Bank 0.65% $500 -
Valley National Bank 0.60% $250 -
Parke Bank 0.60% $500 -
Customers Bank 0.60% $500 -
Liberty Bell Bank 0.55% $500 -
Sun National Bank 0.55% $500 -
Delanco Federal Savings Bank 0.55% $1,000 -
Alma Bank 0.55% $2,500 -
The Bank of Princeton 0.55% $500 -
Cathay Bank 0.50% $100 -
Beneficial Bank 0.50% $500 -
Oritani Bank 0.50% $1,000 -
Firstrust Savings Bank 0.50% $500 -
Manasquan Savings Bank 0.50% $500 -
Hudson City Savings Bank 0.50% $500 -
Crown Bank 0.50% $1,000 -
Wells Fargo Bank, National Association 0.50% $2,500 -
Republic Bank 0.50% $1 -
Freehold Savings Bank 0.50% $500 -
1st Constitution Bank 0.50% $1,000 -
Highlands State Bank 0.50% $1,000 -
Hopewell Valley Community Bank 0.50% $500 -
Audubon Savings Bank 0.50% $1,000 -
Haddon Savings Bank 0.50% $500 -
Spencer Savings Bank, SLA 0.50% $500 -
Boiling Springs Savings Bank 0.50% $1,000 -
BCB Community Bank 0.45% $250 -
Kearny Bank 0.45% $500 -
Columbia Bank 0.45% $500 -
Unity Bank 0.40% $500 -
Magyar Bank 0.40% $100 -
City National Bank of New Jersey 0.40% $500 -
Monroe Savings Bank 0.40% $500 -
Amalgamated Bank 0.40% $500 -
OceanFirst Bank 0.40% $500 -
Sun National Bank 0.40% $500 -
Capital Bank of New Jersey 0.40% $500 -
Delanco Federal Savings Bank 0.40% $1,000 -
Colonial American Bank 0.40% $500 -
Santander Bank, N.A. 0.40% $500 -
New York Community Bank 0.40% $500 -
Franklin Bank 0.40% $1,000 -
Sun National Bank 0.35% $500 -
Ocean City Home Bank 0.35% $500 -
Metuchen Savings Bank 0.35% $500 -
Two River Community Bank 0.30% $1,000 -
Fulton Bank of New Jersey 0.30% $500 -
Millville Savings and Loan Association 0.30% $1,000 -
The First National Bank of Elmer 0.30% $100 -
NVE Bank 0.30% $500 -
Cape Bank 0.30% $1,000 -
Wells Fargo Bank, National Association 0.30% $2,500 -
National Penn Bank 0.30% $500 -
Newfield National Bank 0.30% $500 -
ConnectOne Bank 0.30% $500 -
Century Savings Bank 0.30% $500 -
Santander Bank, N.A. 0.26% $500 -
Investors Bank 0.25% $500 -
OceanFirst Bank 0.25% $500 -
Atlantic Stewardship Bank 0.25% $500 -
First Hope Bank, A National Banking Association 0.25% $500 -
Grand Bank, National Association 0.25% $1,000 -
Firstrust Savings Bank 0.25% $500 -
SussexBank 0.25% $1,000 -
TD Bank, National Association 0.25% $250 -
Lakeland Bank 0.25% $2,000 -
Lakeland Bank 0.22% $2,000 -
First Hope Bank, A National Banking Association 0.22% $500 -
Northfield Bank 0.20% $2,500 -
Santander Bank, N.A. 0.20% $500 -
Wells Fargo Bank, National Association 0.20% $2,500 -
The Pennsville National Bank 0.20% $500 -
Fox Chase Bank 0.20% $500 -
Gibraltar Bank 0.20% $500 -
Lakeland Bank 0.17% $500 -
Wells Fargo Bank, National Association 0.16% $1 -
Susquehanna Bank 0.15% $500 -
The First National Bank of Absecon 0.15% $1,000 -
Banco Popular North America 0.15% $1 -
Cornerstone Bank 0.15% $500 -
PNC Bank, National Association 0.15% $1,000 -
Capital One, National Association 0.15% $1,000 -
Wells Fargo Bank, National Association 0.10% $2,500 -
Firstrust Savings Bank 0.10% $1,000 -
Somerset Savings Bank, SLA 0.10% $500 -
The Provident Bank 0.10% $500 -
TrustCo Bank 0.10% $500 -
Bank of America, National Association 0.07% $2,000 -
Bank of America, National Association 0.05% $1 -
Wells Fargo Bank, National Association 0.05% $1 -
Citizens Bank of Pennsylvania 0.05% $250 -
PNC Bank, National Association 0.04% $1 -
Bank of America, National Association 0.04% $2,000 -
JPMorgan Chase Bank, National Association 0.01% $1 -

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

Comments


Lori Martin, January 09, 2015


Jack:

??? Looked up rates at PenFed (we're a member) and they show a 5 yr at 1.76%. The last time it was 3.0 and over (3.04) was in Dec. 2013 (for the 5 & 7 year).

Helpful? Yes:1 / No:0
Is this review helpful? Yes No

Jack Mazer, January 27, 2014


Penfed offers a 60 month cd at 3 percent.

Helpful? Yes:7 / No:1
Is this review helpful? Yes No

Add your comment

 

Products by State

Latest Articles - Cd

Posted on July 21, 2015
Posted on July 09, 2015
Posted on April 28, 2015
Posted on April 15, 2015
Posted on March 16, 2015
Posted on February 03, 2015
Posted on October 21, 2014
Posted on September 28, 2014

Advertiser Disclaimer. Some of the savings offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).

Financial products of all nature bear inherent risks and this website is not a financial advisory service. BestCashCow.com provides information related to rates on US-based savings accounts, CD (certificate of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. No financial product of any sort is endorsed. BestCashCow.com does not have any agency relationship or any affiliation – other than an advertising relationship – with any financial institution mentioned on the website. Rate information is provided by third party sources and all information related to financial health of FDIC-registered banks and NCUA-registered credit unions is provided directly by those agencies. BestCashCow.com does not verify or guarantee the accuracy of this information and specifically disclaims responsibility for errors and omissions. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. © BestCashCow.com, LLC, 2015.