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Eighteen Month CD Rates – New York - May 22, 2012

Below are eighteen month Certificates of Deposit (CD) rates from banks in New York . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Bank APY Min Bal Miles More
Savannah Bank National Association 1.25% $1,000 -
Massena Savings And Loan 1.22% $1,000 -
First Central Savings Bank 1.15% $500 -
The Delaware National Bank Of Delhi 1.11% $100 -
Emigrant Bank 1.10% $1,000 -
Atlas Bank 1.06% $2,500 -
The Berkshire Bank 1.05% $10,000 -
First American International Bank 1.05% $100,000 -
Citizens Bank Of Cape Vincent 1.02% $500 -
Hudson City Savings Bank 1.00% $500 -
Emigrant Savings Bank - Manhattan 1.00% $1,000 -
Emigrant Savings Bank - Long Island 1.00% $1,000 -
Emigrant Savings Bank - Bronx/westchester 1.00% $1,000 -
Community National Bank 1.00% $500 -
Wilshire State Bank 1.00% $1,000 -
New York Community Bank 1.00% $500 -
Emigrant Savings Bank - Brooklyn/queens 1.00% $1,000 -
New York Commercial Bank 1.00% $500 -
Riverside Bank 1.00% $1,000 -
First American International Bank 1.00% $500 -
Bbcn Bank 0.95% $1,000 -
United Orient Bank 0.90% $500 -
The Upstate National Bank 0.90% $1,000 -
Hanover Community Bank 0.90% $500 -
The Westchester Bank 0.87% $1,000 -
Wallkill Valley Federal Savings And Loan Association 0.86% $500 -
Amerasia Bank 0.86% $2,500 -
Checkspring Bank 0.85% $1 -
Customers Bank 0.80% $500 -
Rhinebeck Savings Bank 0.80% $10,000 -
Marathon National Bank Of New York 0.80% $1,000 -
Walden Savings Bank 0.75% $1,000 -
Cayuga Lake National Bank 0.75% $500 -
Putnam County Savings Bank 0.75% $500 -
Ulster Savings Bank 0.75% $500 -
Cross County Federal Savings Bank 0.75% $500 -
Bank Of Utica 0.75% $500 -
Country Bank 0.75% $1,000 -
Woori America Bank 0.75% $1,000 -
Genesee Regional Bank 0.75% $500 -
Intervest National Bank 0.75% $2,500 -
Bank Of Akron 0.75% $500 -
Northeast Community Bank 0.75% $500 -
Rondout Savings Bank 0.75% $500 -
Hometown Bank Of The Hudson Valley 0.75% $1,000 -
The Putnam County National Bank Of Carmel 0.75% $1,000 -
Ridgewood Savings Bank 0.75% $500 -
Seneca Federal Savings And Loan Association 0.70% $500 -
Investors Bank 0.70% $500 -
East West Bank 0.70% $10,000 -
Empire State Bank 0.70% $1,000 -
The National Bank Of Delaware County 0.70% $500 -
The Suffolk County National Bank Of Riverhead 0.70% $1,000 -
Beacon Federal 0.70% $2,500 -
Alden State Bank 0.70% $500 -
American Community Bank 0.70% $1,000 -
Geddes Federal Savings And Loan Association 0.70% $500 -
United Central Bank 0.70% $1,000 -
City National Bank Of New Jersey 0.65% $500 -
Community Mutual Savings Bank 0.65% $500 -
Ponce De Leon Federal Bank 0.65% $1,000 -
Bank Of America, National Association 0.65% $10,000 -
Solvay Bank 0.65% $500 -
The Oneida Savings Bank 0.65% $10,000 -
Usny Bank 0.65% $1,000 -
Maple City Savings Bank, Fsb 0.61% $1,000 -
The Bridgehampton National Bank 0.60% $2,500 -
Banco Popular North America 0.60% $10,000 -
The First National Bank Of Jeffersonville 0.60% $100,000 -
People's United Bank 0.60% $2,500 -
The Bank Of East Asia (usa), National Association 0.60% $100,000 -
Madison National Bank 0.60% $500 -
The Lyons National Bank 0.60% $500 -
Greater Hudson Bank, National Association 0.60% $500 -
Cathay Bank 0.60% $100,000 -
Quontic Bank 0.60% $1,000 -
Catskill Hudson Bank 0.60% $100,000 -
Watertown Savings Bank 0.56% $500 -
Five Star Bank 0.55% $100,000 -
Lake Shore Savings Bank 0.55% $500 -
Evans Bank, National Association 0.55% $500 -
Medina Savings And Loan Association 0.55% $1,000 -
The Dime Svgs. Bank Of Williamsburgh 0.55% $500 -
Gold Coast Bank 0.55% $1,000 -
Northwest Savings Bank 0.55% $500 -
The First National Bank Of Groton 0.55% $100,000 -
Nbt Bank, National Association 0.50% $100,000 -
Mercantil Commercebank, National Association 0.50% $1,000 -
Berkshire Bank Municipal Bank 0.50% $1,000 -
The First National Bank Of Jeffersonville 0.50% $1,000 -
The Bank Of Greene County 0.50% $1,000 -
The National Bank Of Coxsackie 0.50% $1,000 -
Chinatrust Bank (u.s.a.) 0.50% $1,500 -
Berkshire Bank 0.50% $1,000 -
Carthage Federal Savings And Loan Association 0.50% $500 -
Salisbury Bank And Trust Company 0.50% $1,000 -
Catskill Hudson Bank 0.50% $1,000 -
Bank Of Millbrook 0.50% $2,500 -
Astoria Federal Savings And Loan Association 0.50% $500 -
Cathay Bank 0.50% $2,500 -
Five Star Bank 0.50% $10,000 -
The Bank Of East Asia (usa), National Association 0.50% $2,500 -
The First National Bank Of Groton 0.50% $1,000 -
Community Bank, National Association 0.45% $100,000 -
Patriot National Bank 0.45% $500 -
People's United Bank 0.45% $1,000 -
Tompkins Trust Company 0.45% $1,000 -
Valley National Bank 0.45% $500 -
Chemung Canal Trust Company 0.45% $1,000 -
The Mahopac National Bank 0.45% $1,000 -
Cattaraugus County Bank 0.44% $10,000 -
The Elmira Savings Bank, Fsb 0.40% $10,000 -
Israel Discount Bank Of New York 0.40% $100,000 -
Victory State Bank 0.40% $500 -
First National Bank Of Scotia 0.40% $500 -
The North Country Savings Bank 0.40% $500 -
Champlain National Bank 0.40% $500 -
The First National Bank Of Dryden 0.40% $1,000 -
The Bank Of Castile 0.40% $1,000 -
Sovereign Bank 0.40% $10,000 -
Trustco Bank 0.40% $500 -
Pathfinder Bank 0.40% $1,000 -
Adirondack Bank 0.40% $1,000 -
The Canandaigua National Bank And Trust Company 0.37% $1,000 -
Community Bank, National Association 0.35% $1,000 -
Peoples Neighborhood Bank 0.35% $1,000 -
Sawyer Savings Bank 0.35% $500 -
Ballston Spa National Bank 0.35% $500 -
Tioga State Bank 0.30% $1,000 -
Alliance Bank, National Association 0.30% $100,000 -
Amalgamated Bank 0.30% $500 -
Beal Bank, Ssb 0.26% $1,000 -
Webster Bank, National Association 0.25% $2,500 -
Citibank, National Association 0.25% $500 -
Nbt Bank, National Association 0.25% $1,000 -
Carver Federal Savings Bank 0.25% $1,000 -
Keybank National Association 0.25% $100,000 -
Jpmorgan Chase Bank, National Association 0.25% $10,000 -
Pioneer Savings Bank 0.25% $500 -
The National Union Bank Of Kinderhook 0.25% $500 -
Provident Bank 0.25% $500 -
Fairport Savings Bank 0.25% $500 -
City National Bank 0.20% $2,500 -
Sterling National Bank 0.20% $2,500 -
Hsbc Bank Usa, National Association 0.20% $1,000 -
Champlain National Bank 0.20% $100,000 -
Capital One, National Association 0.20% $500 -
Alliance Bank, National Association 0.20% $10,000 -
Sovereign Bank 0.19% $100,000 -
Manufacturers And Traders Trust Company 0.15% $1,000 -
Hudson Valley Bank, National Association 0.15% $1,000 -
Keybank National Association 0.15% $10,000 -
Hsbc Bank Usa, National Association 0.10% $1,000 -
Bank Of America, National Association 0.10% $10,000 -
Flushing Savings Bank, Fsb 0.10% $1,000 -
Trustco Bank 0.10% $500 -
Wells Fargo Bank, National Association 0.05% $10,000 -
Apple Bank For Savings 0.05% $500 -
Rbs Citizens, National Association 0.05% $1,000 -
First Niagara Bank, National Association 0.05% $500 -

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