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Two Year CD Rates – California - May 22, 2012

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Below are two year Certificates of Deposit (CD) rates from banks in California. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Bank APY Min Bal Miles More
Community Valley Bank 1.36% $100,000 -
First Choice Bank 1.25% $100,000 -
Community Valley Bank 1.25% $2,500 -
American Plus Bank, N.a. 1.21% $10,000 -
Mega Bank 1.21% $100,000 -
First Choice Bank 1.20% $5,000 -
Evergreen International Bank 1.19% $25,000 -
American Continental Bank 1.18% $10,000 -
Broadway Federal Bank, F.s.b. 1.16% $1,000 -
Coronado First Bank 1.16% $1,000 -
Mega Bank 1.16% $2,500 -
Pacific Mercantile Bank 1.11% $100,000 -
Valley Community Bank 1.10% $100,000 -
Capitalsource Bank 1.10% $10,000 -
First Republic Bank 1.10% $5,000 -
Pacific Mercantile Bank 1.08% $1,000 -
Coronado First Bank 1.06% $100,000 -
Vibra Bank 1.06% $2,500 -
Capital Bank 1.05% $25,000 -
Bbcn Bank 1.05% $1,000 -
Preferred Bank 1.05% $1,000 -
Oneunited Bank 1.05% $1,000 -
Desert Commercial Bank 1.04% $1,000 -
Neighborhood National Bank 1.01% $10,000 -
Balboa Thrift And Loan Association 1.01% $10,000 -
Pacific Alliance Bank 1.01% $5,000 -
Redding Bank Of Commerce 1.01% $100,000 -
First Foundation Bank 1.01% $100,000 -
Share Plus Federal Bank 1.00% $1,000 -
Onewest Bank, Fsb 1.00% $1,000 -
Beach Business Bank 1.00% $10,000 -
First General Bank 1.00% $1,000 -
California Community Bank 1.00% $2,500 -
Monterey County Bank 1.00% $1,000 -
Compass Bank 1.00% $5,000 -
America California Bank 1.00% $1,000 -
Capital Bank 1.00% $2,500 -
Wilshire State Bank 1.00% $1,000 -
Cass Commercial Bank 1.00% $1,000 -
Royal Business Bank 1.00% $100,000 -
Woori America Bank 1.00% $1,000 -
Luther Burbank Savings 1.00% $1,000 -
Saigon National Bank 1.00% $1,000 -
The Bank Of Santa Barbara 1.00% $100,000 -
Universal Bank 0.95% $100,000 -
Coast National Bank 0.95% $2,500 -
Premier Service Bank 0.95% $100,000 -
Armed Forces Bank, National Association 0.95% $500 -
The Bank Of East Asia (usa), National Association 0.95% $100,000 -
The Bank Of Santa Barbara 0.90% $1,000 -
Bank Midwest, National Association 0.90% $50,000 -
Premier Service Bank 0.90% $1,000 -
The Bank Of East Asia (usa), National Association 0.90% $2,500 -
Suncrest Bank 0.90% $95,000 -
One Pacificcoast Bank, Fsb 0.90% $1,000 -
United Security Bank 0.87% $100,000 -
Beal Bank, Ssb 0.86% $1,000 -
Redding Bank Of Commerce 0.85% $10,000 -
Metro United Bank 0.85% $5,000 -
Community 1st Bank 0.85% $100,000 -
Americas United Bank 0.85% $100,000 -
Evertrust Bank 0.85% $3,000 -
Founders Community Bank 0.82% $500 -
Beal Bank, Ssb 0.81% $1,000 -
Proamerica Bank 0.80% $10,000 -
Universal Bank 0.80% $10,000 -
Suncrest Bank 0.80% $1,000 -
Community Bank Of Santa Maria 0.80% $100,000 -
Montecito Bank & Trust 0.80% $10,000 -
Commerce Bank Of Temecula Valley 0.80% $10,000 -
Founders Community Bank 0.80% $100,000 -
Saehan Bank 0.80% $1,000 -
Santa Barbara Bank & Trust, National Association 0.80% $100,000 -
Metropolitan Bank 0.80% $2,500 -
Opus Bank 0.80% $10,000 -
First Commercial Bank (usa) 0.75% $50,000 -
Independence Bank 0.75% $1,000 -
Frontier Bank, Fsb 0.75% $10,000 -
Banco Popular North America 0.75% $10,000 -
Visalia Community Bank 0.75% $2,500 -
Gateway Bank, F.s.b. 0.75% $10,000 -
Trans-pacific National Bank 0.75% $2,500 -
Bank Midwest, National Association 0.75% $2,500 -
Bank Of Sacramento 0.75% $100,000 -
Santa Barbara Bank & Trust, National Association 0.75% $10,000 -
Community 1st Bank 0.75% $2,500 -
Heritage Oaks Bank 0.75% $1,000 -
Pacific Valley Bank 0.75% $1,000 -
Golden State Bank 0.75% $2,500 -
Americas United Bank 0.75% $2,500 -
Fresno First Bank 0.75% $100,000 -
Valley Business Bank 0.75% $1,000 -
American Perspective Bank 0.74% $100,000 -
New Omni Bank, National Association 0.73% $10,000 -
Commercial Bank Of California 0.71% $5,000 -
Cathay Bank 0.70% $100,000 -
Community Bank Of Santa Maria 0.70% $10,000 -
First Commercial Bank (usa) 0.70% $2,500 -
Bank Of The West 0.70% $10,000 -
United Central Bank 0.70% $1,000 -
Silvergate Bank 0.70% $10,000 -
Cornerstone Community Bank 0.70% $100,000 -
Malaga Bank F.s.b. 0.70% $100,000 -
Royal Business Bank 0.70% $2,500 -
Mission Bank 0.70% $100,000 -
The Bank Of East Asia (usa), National Association 0.70% $100,000 -
Pacific Premier Bank 0.70% $10,000 -
Gateway Business Bank 0.70% $10,000 -
American Perspective Bank 0.70% $1 -
United Security Bank 0.70% $1,000 -
Sterling Bank And Trust, Fsb 0.70% $500 -
Sutter Community Bank 0.70% $100,000 -
First California Bank 0.69% $100,000 -
Bank Of Santa Clarita 0.65% $100,000 -
Community Business Bank 0.65% $100,000 -
International City Bank, National Association 0.65% $2,500 -
The Northern Trust Company 0.65% $100,000 -
Santa Cruz County Bank 0.65% $100,000 -
Seacoast Commerce Bank 0.65% $10,000 -
Cornerstone Community Bank 0.65% $2,500 -
Umpqua Bank 0.65% $100,000 -
The Bank Of East Asia (usa), National Association 0.65% $2,500 -
Bank Of Sacramento 0.65% $10,000 -
Bank Of Feather River 0.65% $100,000 -
American Riviera Bank 0.65% $100,000 -
Scott Valley Bank 0.65% $100,000 -
Pacific Trust Bank, Fsb 0.65% $100,000 -
Community Bank 0.65% $50,000 -
American River Bank 0.63% $50,000 -
Far East National Bank 0.60% $10,000 -
Mission Community Bank 0.60% $100,000 -
Savings Bank Of Mendocino County 0.60% $10,000 -
Bank Of San Francisco 0.60% $100,000 -
Fresno First Bank 0.60% $1,000 -
Umpqua Bank 0.60% $10,000 -
Premier Valley Bank 0.60% $100,000 -
Scott Valley Bank 0.60% $10,000 -
East West Bank 0.60% $10,000 -
Bank Of Santa Clarita 0.60% $1,000 -
Five Star Bank 0.60% $100,000 -
Firstbank 0.60% $10,000 -
Gold Country Bank, National Association 0.60% $100,000 -
Security First Bank 0.60% $2,500 -
Community Bank 0.60% $2,500 -
Community Business Bank 0.60% $10,000 -
Mission Oaks National Bank 0.60% $1,000 -
First Western Trust Bank 0.60% $100,000 -
1st Capital Bank 0.60% $100,000 -
Bank Of The Orient 0.60% $100,000 -
Cathay Bank 0.60% $2,500 -
First California Bank 0.59% $10,000 -
Plumas Bank 0.55% $100,000 -
American Riviera Bank 0.55% $5,000 -
El Dorado Savings Bank, F.s.b. 0.55% $500 -
Central Valley Community Bank 0.55% $100,000 -
Provident Savings Bank, F.s.b. 0.55% $50,000 -
Northern California National Bank 0.55% $100,000 -
Malaga Bank F.s.b. 0.55% $10,000 -
Valley Community Bank 0.55% $10,000 -
Metcalf Bank 0.55% $1,000 -
American River Bank 0.54% $2,500 -
River Valley Community Bank 0.54% $100,000 -
Bank Of The Sierra 0.53% $100,000 -
Mission Community Bank 0.52% $1,000 -
First Foundation Bank 0.50% $10,000 -
Regents Bank, National Association 0.50% $100,000 -
United Labor Bank, F.s.b. 0.50% $99,000 -
Mojave Desert Bank, National Association 0.50% $1,000 -
Bank Of Southern California, N.a. 0.50% $5,000 -
Pacific Trust Bank, Fsb 0.50% $1 -
Santa Cruz County Bank 0.50% $2,500 -
Tri Counties Bank 0.50% $100,000 -
Citizens Business Bank 0.50% $10,000 -
Golden Valley Bank 0.50% $100,000 -
Community Bank Of San Joaquin 0.50% $100,000 -
Premier Valley Bank 0.50% $10,000 -
Heritage Bank Of Commerce 0.50% $2,500 -
Oak Valley Community Bank 0.50% $50,000 -
Chinatrust Bank (u.s.a.) 0.50% $1,500 -
The Bank Of Hemet 0.50% $10,000 -
Borrego Springs Bank, National Association 0.50% $10,000 -
Farmers And Merchants Bank Of Long Beach 0.50% $10,000 -
Provident Savings Bank, F.s.b. 0.50% $10,000 -
Mission Bank 0.50% $10,000 -
Bank Of San Francisco 0.50% $1,000 -
Union Bank, National Association 0.50% $10,000 -
Professional Business Bank 0.50% $10,000 -
Five Star Bank 0.50% $1,000 -
Central Valley Community Bank 0.50% $2,000 -
Gold Country Bank, National Association 0.50% $10,000 -
River City Bank 0.50% $100,000 -
Sierra Vista Bank 0.50% $1,000 -
Folsom Lake Bank 0.50% $100,000 -
Umpqua Bank 0.50% $100,000 -
San Diego Trust Bank 0.50% $100,000 -
1st Capital Bank 0.50% $10,000 -
First National Bank Of Southern California 0.50% $500 -
Tri-valley Bank 0.50% $2,500 -
Bank Of The Sierra 0.49% $1,000 -
River Valley Community Bank 0.46% $10,000 -
San Diego Trust Bank 0.45% $2,500 -
Folsom Lake Bank 0.45% $1,000 -
San Diego Private Bank 0.45% $1 -
The Northern Trust Company 0.45% $10,000 -
Bank Of Feather River 0.45% $10,000 -
First Bank 0.45% $1,000 -
Westamerica Bank 0.45% $10,000 -
Rabobank, National Association 0.45% $100,000 -
First Community Bank 0.45% $10,000 -
Farmers & Merchants Bank Of Central California 0.45% $100,000 -
Boston Private Bank & Trust Company 0.45% $100,000 -
Regents Bank, National Association 0.45% $10,000 -
River City Bank 0.45% $10,000 -
Umpqua Bank 0.45% $10,000 -
Redwood Capital Bank 0.45% $100,000 -
Bank Of Stockton 0.45% $100,000 -
Bank Of Agriculture And Commerce 0.45% $100,000 -
First-citizens Bank & Trust Company 0.45% $50,000 -
Rabobank, National Association 0.43% $1,000 -
Pinnacle Bank 0.43% $2,500 -
Summit State Bank 0.41% $90,000 -
Plumas Bank 0.40% $500 -
U.s. Bank National Association 0.40% $10,000 -
Oak Valley Community Bank 0.40% $2,500 -
First-citizens Bank & Trust Company 0.40% $10,000 -
Golden Valley Bank 0.40% $10,000 -
Boston Private Bank & Trust Company 0.40% $1,000 -
Farmers & Merchants Bank Of Central California 0.40% $1,000 -
Bank Of America, National Association 0.40% $10,000 -
Sutter Community Bank 0.40% $10,000 -
Amalgamated Bank 0.40% $500 -
Tri Counties Bank 0.40% $10,000 -
Community Bank Of San Joaquin 0.40% $10,000 -
Bank Of Stockton 0.40% $10,000 -
Bank Of The Orient 0.40% $1,000 -
California Bank & Trust 0.38% $100,000 -
Summit State Bank 0.38% $1,000 -
1st Century Bank, National Association 0.35% $10,000 -
Exchange Bank 0.35% $100,000 -
Bank Of Agriculture And Commerce 0.35% $10,000 -
Torrey Pines Bank 0.35% $5,000 -
Redwood Capital Bank 0.35% $10,000 -
North Valley Bank 0.35% $10,000 -
First-citizens Bank & Trust Company 0.35% $10,000 -
Wells Fargo Bank, National Association 0.32% $1 -
Fremont Bank 0.30% $10,000 -
Citibank, National Association 0.30% $10,000 -
Mechanics Bank 0.30% $10,000 -
Jpmorgan Chase Bank, National Association 0.30% $10,000 -
Comerica Bank 0.30% $10,000 -
Premierwest Bank 0.30% $500 -
City National Bank 0.30% $2,500 -
Bank Of Marin 0.30% $100,000 -
Friendly Hills Bank 0.30% $10,000 -
Exchange Bank 0.30% $1,000 -
Northern California National Bank 0.30% $10,000 -
California Bank & Trust 0.28% $10,000 -
Pacific Western Bank 0.25% $2,500 -
Hsbc Bank Usa, National Association 0.20% $1,000 -
Mother Lode Bank 0.20% $1,000 -
United Labor Bank, F.s.b. 0.20% $10,000 -
Bank Of Marin 0.20% $10,000 -
Wells Fargo Bank, National Association 0.15% $10,000 -

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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