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Two Year CD Rates – Michigan - May 22, 2012

Below are two year Certificates of Deposit (CD) rates from banks in Michigan. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Bank APY Min Bal Miles More
The First National Bank Of St. Ignace 1.61% $100,000 -
The State Bank Of Ewen 1.42% $500 -
Ann Arbor State Bank 1.26% $500 -
The First National Bank Of St. Ignace 1.26% $1,000 -
Grand River Bank 1.25% $1,000 -
The State Savings Bank Of Manistique 1.25% $1,000 -
Ann Arbor State Bank 1.25% $100,000 -
Select Bank 1.25% $1,000 -
Peoples State Bank Of Munising 1.21% $500 -
Bank Of Birmingham 1.20% $500 -
Gogebic Range Bank 1.20% $500 -
The Peninsula Bank Of Ishpeming 1.15% $1,000 -
Baybank 1.15% $500 -
Mbank 1.15% $250 -
First Bank, Upper Michigan 1.10% $500 -
Upper Peninsula State Bank 1.10% $500 -
First National Bank Of America 1.10% $1,000 -
The Miners State Bank 1.05% $1,000 -
Superior National Bank & Trust Company 1.05% $500 -
Northpointe Bank 1.00% $5,000 -
Michigan Commerce Bank 1.00% $500 -
The Peninsula Bank Of Ishpeming 1.00% $1,000 -
The First National Bank Of Norway 1.00% $1,000 -
The Stephenson National Bank And Trust 1.00% $1,000 -
First National Bank Of Crystal Falls 1.00% $1,000 -
Northern Michigan Bank & Trust 1.00% $1,000 -
The First National Bank Of Wakefield 1.00% $500 -
Capitol National Bank 1.00% $500 -
Citizens Community Federal 1.00% $500 -
Range Bank, National Association 0.95% $1,000 -
Urban Partnership Bank 0.90% $100,000 -
First National Bank In Howell 0.90% $10,000 -
Old Mission Bank 0.90% $20,000 -
Honor Bank 0.86% $100,000 -
Hantz Bank 0.85% $1,000 -
Bank Of Birmingham 0.85% $500 -
Mercantile Bank Of Michigan 0.85% $100,000 -
Level One Bank 0.80% $500 -
Summit Community Bank 0.80% $100,000 -
Eaton Federal Savings Bank 0.80% $500 -
Old Mission Bank 0.80% $10,000 -
Community Shores Bank 0.80% $1,000 -
Traverse City State Bank 0.80% $100,000 -
Nicolet National Bank 0.80% $1,000 -
First National Bank Of America 0.80% $1,000 -
River Valley Bank 0.75% $1,000 -
Clarkston State Bank 0.75% $500 -
Summit Community Bank 0.75% $500 -
West Shore Bank 0.75% $500 -
United Bank Of Michigan 0.75% $500 -
Oxford Bank 0.75% $500 -
Homestead Savings Bank 0.75% $1,000 -
The First National Bank & Trust Company Of Iron Mountain 0.75% $100,000 -
Old Mission Bank 0.75% $5,000 -
Fifth Third Bank 0.73% $100,000 -
Old Mission Bank 0.72% $500 -
Honor Bank 0.71% $10,000 -
First Place Bank 0.70% $2,500 -
Peoples Federal Savings Bank Of Dekalb County 0.70% $1,000 -
Isabella Bank 0.70% $10,000 -
United Bank & Trust 0.70% $25,000 -
Union Bank 0.70% $500 -
Traverse City State Bank 0.70% $500 -
Sterling Bank And Trust, Fsb 0.70% $500 -
Tcf National Bank 0.65% $500 -
Firstbank - West Branch 0.65% $10,000 -
The Dart Bank 0.65% $10,000 -
Mercantile Bank Of Michigan 0.65% $500 -
Chemical Bank 0.65% $100 -
Fifth Third Bank 0.65% $5,000 -
Firstbank 0.65% $1,000 -
Lake-osceola State Bank 0.65% $10,000 -
West Michigan Community Bank 0.65% $1,000 -
Firstbank - Alma 0.65% $10,000 -
First Federal Of Northern Michigan 0.65% $500 -
Independent Bank 0.65% $500 -
United Bank & Trust 0.65% $10,000 -
Central Savings Bank 0.65% $100 -
The Port Austin State Bank 0.65% $10,000 -
G. W. Jones Exchange Bank 0.65% $500 -
The First National Bank & Trust Company Of Iron Mountain 0.65% $1,000 -
First State Bank Of Decatur 0.65% $500 -
Edgewater Bank 0.65% $500 -
Mayville State Bank 0.60% $1,000 -
Exchange State Bank 0.60% $1,000 -
Firstbank - West Michigan 0.60% $10,000 -
Community State Bank 0.60% $50,000 -
First Federal Bank Of The Midwest 0.60% $10,000 -
Bay Port State Bank 0.60% $50,000 -
Bank Of Ann Arbor 0.60% $1,000 -
The Bank Of Holland 0.60% $100,000 -
Commercial Bank 0.60% $10,000 -
The Bank Of Northern Michigan 0.60% $100,000 -
Signature Bank 0.60% $50,000 -
Huron Community Bank 0.60% $500 -
The Northern Trust Company 0.60% $100,000 -
Chelsea State Bank 0.60% $500 -
Northstar Bank 0.55% $50,000 -
Flagstar Bank, Fsb 0.55% $500 -
West Michigan Bank & Trust 0.55% $500 -
University Bank 0.55% $500 -
United Bank & Trust 0.55% $10,000 -
Csb Bank 0.55% $500 -
Blissfield State Bank 0.55% $1,000 -
Horizon Bank, National Association 0.55% $500 -
The Citizens State Bank Of Ontonagon 0.55% $500 -
Community Shores Bank 0.55% $99,000 -
1st Source Bank 0.55% $500 -
Ruth State Bank 0.55% $10,000 -
Lapeer County Bank & Trust Co. 0.55% $100,000 -
New Buffalo Savings Bank, A Fsb 0.54% $100,000 -
State Savings Bank, Frankfort, Mich. 0.53% $500 -
The Bank Of Holland 0.50% $1,000 -
The Northern Trust Company 0.50% $10,000 -
Choiceone Bank 0.50% $500 -
Northwestern Bank 0.50% $500 -
Sturgis Bank & Trust Company 0.50% $500 -
Monroe Bank & Trust 0.50% $1,000 -
Alden State Bank 0.50% $1,000 -
1st State Bank 0.50% $500 -
First State Bank Of East Detroit 0.50% $75,000 -
Bay Port State Bank 0.50% $500 -
First National Bank Of Michigan 0.50% $100,000 -
Hillsdale County National Bank 0.50% $500 -
Signature Bank 0.50% $1,000 -
Thumb National Bank And Trust Company 0.50% $500 -
Century Bank And Trust 0.50% $10,000 -
Northstar Bank 0.50% $10,000 -
Monarch Community Bank 0.50% $500 -
Macatawa Bank 0.50% $1,000 -
Charlevoix State Bank 0.50% $500 -
Farmers State Bank Of Munith 0.50% $500 -
Talmer Bank And Trust 0.50% $500 -
Southern Michigan Bank & Trust 0.50% $500 -
The Bank Of Northern Michigan 0.50% $1,000 -
Kalamazoo County State Bank 0.50% $10,000 -
Guaranty Bank 0.50% $1,000 -
Community State Bank 0.50% $10,000 -
Ssbbank 0.50% $10,000 -
The Shelby State Bank 0.50% $1,000 -
The Huntington National Bank 0.45% $100,000 -
The Privatebank And Trust Company 0.45% $100,000 -
Osb Community Bank 0.45% $1,000 -
First National Bank Of Michigan 0.45% $500 -
Liberty Bank And Trust Company 0.45% $100,000 -
New Buffalo Savings Bank, A Fsb 0.44% $1,000 -
Fifth Third Bank 0.40% $10,000 -
1st Source Bank 0.40% $500 -
First National Bank In Howell 0.40% $1,000 -
Tri-county Bank 0.40% $500 -
Bank Of Alpena 0.40% $500 -
The Hastings City Bank 0.40% $500 -
Citizens Bank 0.40% $50,000 -
Keystone Community Bank 0.40% $500 -
Community Shores Bank 0.40% $1,000 -
Eastern Michigan Bank 0.40% $1,000 -
Wolverine Bank, Federal Savings Bank 0.35% $500 -
Lapeer County Bank & Trust Co. 0.35% $10,000 -
The Privatebank And Trust Company 0.35% $5,000 -
The Huntington National Bank 0.35% $5,000 -
Pnc Bank, National Association 0.35% $1,000 -
Citizens Bank 0.35% $10,000 -
Liberty Bank And Trust Company 0.34% $1,000 -
Wells Fargo Bank, National Association 0.33% $1 -
Jpmorgan Chase Bank, National Association 0.30% $10,000 -
Comerica Bank 0.30% $10,000 -
Farmers State Bank 0.30% $500 -
First State Bank Of East Detroit 0.30% $10,000 -
The Huntington National Bank 0.30% $10,000 -
Rbs Citizens, National Association 0.25% $1,000 -
Keybank National Association 0.25% $100,000 -
Seaway Community Bank 0.20% $1,000 -
Wells Fargo Bank, National Association 0.15% $10,000 -
The State Bank 0.15% $500 -
Bank Of America, National Association 0.15% $10,000 -
Keybank National Association 0.15% $10,000 -

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