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Two Year CD Rates – Tennessee - May 22, 2012

Below are two year Certificates of Deposit (CD) rates from banks in Tennessee. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Bank APY Min Bal Miles More
Union Bank 1.50% $100,000 -
Union Bank 1.40% $500 -
Newport Federal Bank 1.26% $1,000 -
The Lauderdale County Bank 1.26% $1,000 -
Bank Of Ripley 1.25% $1,000 -
Citizens Bank 1.25% $100,000 -
Peoples State Bank Of Commerce 1.25% $100,000 -
First Commerce Bank 1.25% $1,000 -
Triumph Bank 1.25% $1,000 -
People's Bank And Trust Company Of Pickett County 1.24% $100,000 -
Liberty State Bank 1.21% $1,000 -
The Farmers Bank Of Lynchburg 1.20% $1,000 -
Peoples State Bank Of Commerce 1.20% $1,000 -
Citizens Bank Of Lafayette 1.20% $100,000 -
Community First Bank & Trust 1.20% $1,000 -
The Bank Of Fayette County 1.20% $1,000 -
Macon Bank And Trust Company 1.20% $100,000 -
National Bank Of Tennessee 1.19% $1,000 -
People's Bank And Trust Company Of Pickett County 1.19% $500 -
American Security Bank And Trust Company 1.17% $5,000 -
Citizens First Bank 1.16% $1,000 -
Heritage Bank & Trust 1.15% $1,000 -
Insouth Bank 1.15% $500 -
Cedarstone Bank 1.15% $50,000 -
Greenfield Banking Company 1.15% $1,000 -
Community Bank 1.15% $100,000 -
Citizens Bank 1.15% $1,000 -
Citizens Bank 1.15% $1,000 -
Homeland Community Bank 1.15% $500 -
Bank Of Lincoln County 1.15% $10,000 -
Sevier County Bank 1.11% $1,000 -
Traditions First Bank 1.10% $1,000 -
Bank Of Halls 1.10% $1,000 -
Peoples Bank Of Bedford County 1.10% $500 -
Landmark Community Bank 1.10% $1,000 -
Citizens Bank Of Lafayette 1.10% $2,500 -
Macon Bank And Trust Company 1.10% $1,000 -
The Farmers & Merchants Bank 1.10% $1,000 -
Farmer's And Merchants Bank 1.10% $500 -
Community South Bank 1.10% $1,000 -
Bank Of Crockett 1.10% $1,000 -
Brighton Bank 1.10% $500 -
Security Bank 1.10% $1,000 -
Smartbank 1.10% $1,000 -
Wilson Bank And Trust 1.10% $500 -
First Freedom Bank 1.10% $500 -
First Alliance Bank 1.07% $1,000 -
The First National Bank Of Manchester 1.06% $2,500 -
Citizens Bank 1.05% $100,000 -
Traders National Bank 1.05% $1,000 -
First Citizens National Bank 1.05% $500 -
Peoples Bank & Trust Company 1.05% $100,000 -
Community Bank 1.05% $500 -
Citizens National Bank 1.05% $1,000 -
Cumberland Bank And Trust 1.05% $1,000 -
Citizens Bank And Trust Company Of Grainger County 1.05% $1,500 -
First Vision Bank Of Tennessee 1.05% $5,000 -
Cornerstone Community Bank 1.05% $1,000 -
Cedarstone Bank 1.05% $1,000 -
Security Federal Savings Bank Of Mcminnville 1.01% $1,000 -
Community Trust Bank, Inc. 1.01% $100,000 -
Citizens Tri-county Bank 1.00% $500 -
Community Trust & Banking Company 1.00% $1,000 -
The Bank Of Jackson 1.00% $1,000 -
Commerce Union Bank 1.00% $1,000 -
Bank Of Frankewing 1.00% $500 -
Putnam 1st Mercantile Bank 1.00% $1,000 -
The Somerville Bank & Trust Company 1.00% $1,000 -
The First National Bank Of Pikeville 1.00% $500 -
Peoples Bank & Trust Company 1.00% $10,000 -
First State Bank 1.00% $1,000 -
First Community Bank Of Bedford County 1.00% $1,000 -
Civic Bank & Trust 1.00% $100,000 -
The Bank Of Waynesboro 1.00% $500 -
Tristar Bank 1.00% $1,000 -
First Jackson Bank, Inc. 1.00% $1,000 -
The Farmers Bank 1.00% $1,000 -
Volunteer State Bank 1.00% $1,000 -
Citizens Bank 1.00% $1,000 -
Tennessee State Bank 1.00% $1,000 -
Mountain Valley Bank 1.00% $100,000 -
Patriot Bank 1.00% $1,000 -
Capitalmark Bank & Trust 1.00% $1,000 -
Sumner Bank & Trust 1.00% $1,000 -
Mountain National Bank 1.00% $1,000 -
Southern Community Bank 1.00% $1,000 -
First Community Bank Of East Tennessee 1.00% $1,000 -
First National Bank Of Pulaski 1.00% $10,000 -
Peoples State Bank Of Commerce 0.97% $1,000 -
Coffee County Bank 0.96% $1,000 -
Farmers Bank 0.95% $1,000 -
Citizens National Bank 0.95% $1,000 -
First Peoples Bank Of Tennessee 0.95% $50,000 -
Heritage Community Bank 0.95% $1,000 -
Paragon National Bank 0.95% $1,000 -
First Citizens National Bank 0.95% $500 -
First Trust And Savings Bank, Oneida, Tennessee 0.95% $1,000 -
American Security Bank And Trust Company 0.92% $1,000 -
First Bank 0.90% $500 -
First State Bank 0.90% $1,000 -
Reelfoot Bank 0.90% $1,000 -
Union Bank 0.90% $1,000 -
Clayton Bank And Trust 0.90% $1,000 -
Capstar Bank 0.90% $100 -
Civic Bank & Trust 0.90% $5,000 -
Tennessee State Bank 0.90% $100,000 -
Mountain Valley Bank 0.90% $5,000 -
Carroll Bank And Trust 0.90% $500 -
American Trust Bank Of East Tennessee 0.86% $1,000 -
First Advantage Bank 0.85% $1,000 -
The Citizens Bank Of East Tennessee 0.85% $1,000 -
Reliant Bank 0.85% $1,000 -
Bank Of Camden 0.85% $100 -
First Bank Of Tennessee 0.85% $500 -
Legends Bank 0.85% $2,500 -
Magna Bank 0.85% $1 -
Midsouth Bank 0.85% $100,000 -
Security Bank And Trust Company 0.85% $50,000 -
Community Bank Of The Cumberlands 0.85% $1,000 -
Commercial Bank & Trust Co. 0.85% $1,000 -
Community Trust Bank, Inc. 0.81% $1 -
First South Bank 0.80% $1,000 -
Miners Exchange Bank 0.80% $500 -
The Citizens National Bank Of Athens 0.80% $1,500 -
Beacon Federal 0.80% $2,500 -
Andrew Johnson Bank 0.80% $1,000 -
Evolve Bank & Trust 0.80% $1,000 -
First Peoples Bank Of Tennessee 0.80% $5,000 -
Bank Of Bartlett 0.80% $1,000 -
First State Financial, Inc. 0.80% $1 -
Greeneville Federal Bank, Fsb 0.80% $1,000 -
Midsouth Bank 0.80% $10,000 -
Citizens Bank 0.80% $1,000 -
Trisummit Bank 0.80% $1,000 -
Citizens Savings Bank And Trust Company 0.76% $500 -
Bank Of Putnam County 0.75% $500 -
Clayton Bank And Trust 0.75% $500 -
Planters Bank, Inc. 0.75% $2,500 -
Foothills Bank & Trust 0.75% $1,000 -
Bancorpsouth Bank 0.75% $1,000 -
Fsgbank, National Association 0.75% $500 -
The Peoples Bank 0.75% $1,000 -
Home Federal Bank Corporation 0.75% $10,000 -
The First Bank And Trust Company 0.75% $500 -
Trustmark National Bank 0.75% $500 -
First Century Bank 0.75% $1,000 -
Security Bank And Trust Company 0.75% $1,000 -
Home Federal Bank Of Tennessee 0.75% $500 -
Patriot Bank 0.75% $500 -
Elizabethton Federal Savings Bank 0.75% $500 -
Citizens State Bank 0.75% $1,000 -
Community Bank, North Mississippi 0.75% $1,000 -
Security Federal Bank 0.75% $500 -
Cadence Bank, N.a. 0.75% $1,000 -
Cumberland County Bank 0.75% $500 -
Community National Bank Of The Lakeway Area 0.75% $2,500 -
Fifth Third Bank 0.73% $100,000 -
Synovus Bank 0.72% $100,000 -
Home Federal Bank Corporation 0.71% $2,500 -
Community National Bank 0.70% $500 -
Metropolitan Bank 0.70% $2,500 -
First Community Bank Of East Tennessee 0.70% $1,000 -
American Patriot Bank 0.70% $1,000 -
First Volunteer Bank Of Tennessee 0.70% $1,000 -
F&m Bank 0.70% $1,000 -
Franklin Synergy Bank 0.68% $100,000 -
Fifth Third Bank 0.65% $5,000 -
First Farmers And Merchants Bank 0.65% $100,000 -
Citizens Bank 0.65% $1,000 -
Tnbank 0.65% $1,000 -
Nashville Bank And Trust Company 0.65% $10,000 -
Mckenzie Banking Company 0.65% $500 -
Peoples Bank Of East Tennessee 0.60% $500 -
Iberiabank 0.60% $100,000 -
Trupoint Bank 0.60% $1,000 -
Synovus Bank 0.60% $10,000 -
First Federal Bank 0.60% $500 -
Highlands Union Bank 0.60% $500 -
Carter County Bank Of Elizabethton, Tennessee 0.60% $2,500 -
New Peoples Bank, Inc. 0.60% $500 -
Banktennessee 0.60% $1,000 -
Cb&s Bank, Inc. 0.60% $1,000 -
Community Bank & Trust 0.60% $1,000 -
Volunteer Federal Savings And Loan Association Of Madisonville 0.60% $500 -
Jefferson Federal Bank 0.60% $2,500 -
Heritage Bank 0.59% $1,000 -
Franklin Synergy Bank 0.58% $1,000 -
Iberiabank 0.55% $1,000 -
Southeast Bank & Trust 0.55% $100,000 -
Avenue Bank 0.55% $5,000 -
First Farmers And Merchants Bank 0.55% $10,000 -
Bancorpsouth Bank 0.55% $1,000 -
Bank Of Tennessee 0.52% $500 -
Pinnacle National Bank 0.50% $1,000 -
Southeast Bank & Trust 0.50% $1,000 -
Progressive Savings Bank 0.50% $1,000 -
Northwest Georgia Bank 0.50% $10,000 -
Commercial Bank 0.50% $500 -
The Community Bank Of East Tennessee 0.49% $1,000 -
Synovus Bank 0.47% $5,000 -
American City Bank Of Tullahoma 0.46% $500 -
Bancorpsouth Bank 0.45% $1,000 -
Fifth Third Bank 0.40% $10,000 -
Southern Heritage Bank 0.40% $1,500 -
U.s. Bank National Association 0.40% $10,000 -
Athens Federal Community Bank 0.40% $500 -
Independent Bank 0.40% $1,000 -
First National Bank 0.40% $1,000 -
First Community Bank 0.37% $1,000 -
Wells Fargo Bank, National Association 0.33% $1 -
Citizens Bank Of Blount County 0.30% $1,000 -
Branch Banking And Trust Company 0.30% $10,000 -
United Community Bank 0.30% $500 -
Merchants And Farmers Bank 0.25% $1,000 -
Tri-state Bank Of Memphis 0.25% $1,000 -
Republic Bank & Trust Company 0.25% $10,000 -
First Tennessee Bank, National Association 0.20% $10,000 -
Union Bank & Trust Company 0.20% $2,500 -
Suntrust Bank 0.20% $10,000 -
Wells Fargo Bank, National Association 0.15% $10,000 -
Bank Of America, National Association 0.15% $10,000 -
Regions Bank 0.10% $500 -

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