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Three Year CD Rates – Massachusetts - May 23, 2012

Below are three year CD Rates from banks in Massachusetts. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Bank APY Min Bal Miles More
Cape Ann Savings Bank 1.51% $500 -
Methuen Co-operative Bank 1.50% $1,000 -
Spencer Savings Bank 1.50% $500 -
South Shore Savings Bank 1.50% $1,000 -
Bank Of New England 1.50% $500 -
Salem Co-operative Bank 1.50% $500 -
People's United Bank 1.50% $1,000 -
Country Bank For Savings 1.50% $500 -
Colonial Co-operative Bank 1.46% $40,001 -
Clinton Savings Bank 1.45% $10 -
Millbury Savings Bank 1.43% $500 -
Avidia Bank 1.41% $1,000 -
Colonial Co-operative Bank 1.41% $10,001 -
Marlborough Savings Bank 1.41% $1,000 -
Scituate Federal Savings Bank 1.40% $10 -
Athol Savings Bank 1.40% $500 -
Meetinghouse Bank 1.40% $1,000 -
Haverhill Bank 1.36% $500 -
Patriot Community Bank 1.35% $1,000 -
Family Federal Savings, F.a. 1.35% $1,000 -
Beverly Co-operative Bank 1.35% $500 -
Abington Bank 1.30% $500 -
Salem Five Cents Savings Bank 1.30% $500 -
Lowell Co-operative Bank 1.30% $1,000 -
Oneunited Bank 1.30% $100,000 -
Webster Five Cents Savings Bank 1.30% $10 -
Pilgrim Bank 1.30% $1,000 -
Washington Savings Bank 1.28% $500 -
Natick Federal Savings Bank 1.26% $500 -
Framingham Co-operative Bank 1.26% $500 -
Northeast Community Bank 1.26% $500 -
Pentucket Bank 1.26% $500 -
Equitable Co-operative Bank 1.26% $500 -
The Cooperative Bank 1.25% $1,000 -
Mercantile Bank And Trust Company 1.25% $1,000 -
Middlesex Savings Bank 1.25% $10 -
Rockland Trust Company 1.25% $1,000 -
Wellesley Bank 1.25% $250 -
East Cambridge Savings Bank 1.25% $1,000 -
North Middlesex Savings Bank 1.25% $500 -
Barre Savings Bank 1.25% $500 -
Oneunited Bank 1.25% $1,000 -
People's United Bank 1.25% $500 -
Unibank For Savings 1.25% $500 -
Hingham Institution For Savings 1.25% $500 -
The Community Bank, A Massachusetts Cooperative Bank 1.25% $500 -
Winter Hill Bank, Fsb 1.25% $1,000 -
East Boston Savings Bank 1.25% $500 -
North Brookfield Savings Bank 1.25% $500 -
Stonehambank, A Co-operative Bank 1.25% $1,000 -
First Federal Savings Bank Of Boston 1.25% $100,000 -
Winchester Co-operative Bank 1.25% $500 -
Merrimac Savings Bank 1.25% $500 -
The Needham Bank 1.25% $1,000 -
Everett Co-operative Bank 1.25% $500 -
Familyfirst Bank 1.24% $500 -
The Rockport National Bank 1.21% $1,000 -
Colonial Federal Savings Bank 1.20% $1,000 -
Stoughton Co-operative Bank 1.20% $500 -
Enterprise Bank And Trust Company 1.20% $500 -
Holbrook Co-operative Bank 1.20% $1,000 -
Bank Of Easton 1.20% $500 -
The Lowell Five Cent Savings Bank 1.20% $500 -
The Cape Cod Five Cents Savings Bank 1.20% $100,000 -
Walpole Co-operative Bank 1.20% $1,000 -
Bridgewater Savings Bank 1.20% $2,000 -
The Bank Of Canton 1.16% $1,000 -
Mechanics' Co-operative Bank 1.16% $500 -
Citizens-union Savings Bank 1.16% $10 -
Wrentham Co-operative Bank 1.15% $500 -
Foxboro Federal Savings 1.15% $500 -
Milford Federal Savings And Loan Association 1.15% $1,000 -
Florence Savings Bank 1.15% $500 -
Mayflower Co-operative Bank 1.15% $500 -
Hometown Bank, A Cooperative Bank 1.15% $1,000 -
Wakefield Co-operative Bank 1.15% $500 -
Randolph Savings Bank 1.15% $1,000 -
Reading Co-operative Bank 1.15% $25,000 -
Bankfive 1.15% $500 -
Greenfield Co-operative Bank 1.15% $500 -
The National Grand Bank Of Marblehead 1.15% $100,000 -
Dedham Institution For Savings 1.11% $1,000 -
Rockland Trust Company 1.10% $1,000 -
Dean Co-operative Bank 1.10% $500 -
Blue Hills Bank 1.10% $10 -
Canton Co-operative Bank 1.10% $1,000 -
Bay State Savings Bank 1.10% $1,000 -
Lee Bank 1.10% $500 -
The Braintree Co-operative Bank 1.10% $1,000 -
Salem Five Cents Savings Bank 1.10% $1,000 -
Winchester Savings Bank 1.10% $10 -
Greenfield Savings Bank 1.10% $1,000 -
Blue Hills Bank 1.10% $10 -
Chicopee Savings Bank 1.10% $500 -
South Adams Savings Bank 1.10% $10 -
The Savings Bank 1.10% $10 -
The Village Bank 1.10% $1,000 -
Reading Co-operative Bank 1.10% $500 -
Bank Of Cape Cod 1.10% $1,000 -
Stoughton Co-operative Bank 1.10% $95,000 -
United Bank 1.10% $500 -
Northern Bank & Trust Company 1.10% $500 -
The National Grand Bank Of Marblehead 1.10% $1,000 -
Belmont Savings Bank 1.05% $500 -
First Federal Savings Bank Of Boston 1.05% $10,000 -
Cambridge Trust Company 1.05% $1,000 -
Norwood Co-operative Bank 1.05% $1,000 -
Georgetown Savings Bank 1.05% $1,000 -
Commerce Bank & Trust Company 1.05% $1,000 -
The First National Bank Of Ipswich 1.05% $500 -
South Coastal Bank 1.05% $1,000 -
Marblehead Bank 1.05% $500 -
Newburyport Five Cents Savings Bank 1.01% $500 -
Institution For Savings In Newburyport And Its Vicinity 1.01% $1 -
Cape Cod Co-operative Bank 1.00% $500 -
Brookline Bank 1.00% $1,000 -
Mansfield Co-operative Bank 1.00% $1,000 -
The Edgartown National Bank 1.00% $500 -
Admirals Bank 1.00% $500 -
Westfield Bank 1.00% $1,000 -
Eagle Bank 1.00% $500 -
The Cape Cod Five Cents Savings Bank 1.00% $1,000 -
North Easton Savings Bank 1.00% $500 -
Northmark Bank 1.00% $500 -
Hampden Bank 1.00% $1,000 -
Commonwealth Co-operative Bank 1.00% $1,000 -
Monson Savings Bank 1.00% $1,000 -
S-bank 1.00% $1,000 -
Easthampton Savings Bank 1.00% $1,000 -
Fidelity Co-operative Bank 0.95% $1 -
North Shore Bank, A Co-operative Bank 0.95% $1,000 -
The Pittsfield Co-operative Bank 0.95% $500 -
Leader Bank, National Association 0.95% $1,000 -
The Milford National Bank And Trust Company 0.90% $1,000 -
First Trade Union Bank 0.90% $500 -
Peoplesbank 0.90% $1,000 -
Berkshire Bank 0.90% $1,000 -
Century Bank And Trust Company 0.90% $1,000 -
Beacon Federal 0.90% $2,500 -
Martha's Vineyard Savings Bank 0.90% $1,000 -
Hoosac Bank 0.85% $10 -
Williamstown Savings Bank 0.85% $10 -
Salisbury Bank And Trust Company 0.85% $1,000 -
Rollstone Bank & Trust 0.80% $10,000 -
Southbridge Savings Bank 0.75% $500 -
Cambridge Savings Bank 0.75% $1,000 -
Nbt Bank, National Association 0.75% $1,000 -
Bristol County Savings Bank 0.75% $5,000 -
Charles River Bank 0.73% $1,000 -
Weymouth Bank 0.71% $1,000 -
Td Bank, National Association 0.70% $250 -
Nbt Bank, National Association 0.70% $100,000 -
Sovereign Bank 0.60% $500 -
Bank Of America, National Association 0.60% $10,000 -
The Provident Bank 0.50% $500 -
Century Bank And Trust Company 0.50% $90,000 -
Webster Bank, National Association 0.50% $2,500 -
Central Co-operative Bank 0.50% $1,000 -
The Northampton Co-operative Bank 0.50% $1,000 -
Citibank, National Association 0.50% $500 -
Trustco Bank 0.35% $500 -
Sovereign Bank 0.35% $100,000 -
Sovereign Bank 0.30% $10,000 -
Eastern Bank 0.30% $500 -
Rbs Citizens, National Association 0.25% $1,000 -
Watertown Savings Bank 0.25% $1,000 -
First Niagara Bank, National Association 0.20% $500 -

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