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Three Year CD Rates – New York - May 23, 2012

Below are three year CD Rates from banks in New York. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Bank APY Min Bal Miles More
Massena Savings And Loan 2.30% $1,000 -
Riverside Bank 1.77% $1,000 -
First Central Savings Bank 1.60% $500 -
Atlas Bank 1.56% $2,500 -
New York Commercial Bank 1.55% $500 -
New York Community Bank 1.55% $500 -
Emigrant Bank 1.50% $1,000 -
Alma Bank 1.50% $2,500 -
Marathon National Bank Of New York 1.50% $1,000 -
Banco Popular North America 1.45% $10,000 -
City National Bank Of New Jersey 1.40% $500 -
Emigrant Savings Bank - Manhattan 1.40% $1,000 -
Emigrant Savings Bank - Brooklyn/queens 1.40% $1,000 -
Emigrant Savings Bank - Bronx/westchester 1.40% $1,000 -
Emigrant Savings Bank - Long Island 1.40% $1,000 -
Hanover Community Bank 1.40% $500 -
The Putnam County National Bank Of Carmel 1.40% $1,000 -
The Bridgehampton National Bank 1.36% $2,500 -
Ponce De Leon Federal Bank 1.35% $1,000 -
Walden Savings Bank 1.35% $1,000 -
Geddes Federal Savings And Loan Association 1.35% $500 -
Cayuga Lake National Bank 1.31% $500 -
Savannah Bank National Association 1.30% $1,000 -
First American International Bank 1.30% $100,000 -
Ulster Savings Bank 1.30% $500 -
Hudson City Savings Bank 1.30% $500 -
The Westchester Bank 1.26% $1,000 -
Northeast Community Bank 1.26% $500 -
Woori America Bank 1.25% $1,000 -
Savoy Bank 1.25% $2,000 -
Seneca Falls Savings Bank 1.25% $500 -
The Berkshire Bank 1.25% $10,000 -
First American International Bank 1.25% $500 -
Solvay Bank 1.25% $500 -
Bank Of Utica 1.25% $500 -
Rondout Savings Bank 1.25% $500 -
The Oneida Savings Bank 1.25% $10,000 -
The Delaware National Bank Of Delhi 1.21% $100 -
The First National Bank Of Groton 1.21% $100,000 -
Gouverneur Savings And Loan Association 1.20% $2,500 -
Putnam County Savings Bank 1.20% $500 -
The Upstate National Bank 1.20% $1,000 -
Orange County Trust Company 1.20% $2,500 -
Greater Hudson Bank, National Association 1.20% $500 -
The First National Bank Of Groton 1.16% $1,000 -
Checkspring Bank 1.16% $250 -
Investors Bank 1.15% $500 -
Ridgewood Savings Bank 1.15% $500 -
Usny Bank 1.15% $1,000 -
The Lyons National Bank 1.15% $500 -
Customers Bank 1.15% $500 -
Asia Bank, National Association 1.11% $1,000 -
Wilshire State Bank 1.10% $1,000 -
Hometown Bank Of The Hudson Valley 1.10% $1,000 -
Sussexbank 1.10% $2,500 -
Community National Bank 1.10% $500 -
Seneca Federal Savings And Loan Association 1.09% $500 -
Cross County Federal Savings Bank 1.06% $500 -
Patriot National Bank 1.05% $500 -
Bank Of Akron 1.05% $500 -
People's United Bank 1.05% $1,000 -
Astoria Federal Savings And Loan Association 1.05% $500 -
Intervest National Bank 1.05% $2,500 -
People's United Bank 1.01% $2,500 -
Quontic Bank 1.01% $1,000 -
The Dime Svgs. Bank Of Williamsburgh 1.01% $500 -
Country Bank 1.00% $1,000 -
Madison National Bank 1.00% $500 -
Adirondack Bank 1.00% $1,000 -
Alden State Bank 1.00% $500 -
Tompkins Trust Company 1.00% $1,000 -
The First National Bank Of Dryden 1.00% $1,000 -
Genesee Regional Bank 1.00% $500 -
Community Mutual Savings Bank 1.00% $500 -
Chemung Canal Trust Company 1.00% $1,000 -
Rhinebeck Savings Bank 0.99% $10,000 -
Empire State Bank 0.95% $1,000 -
East West Bank 0.95% $10,000 -
The Elmira Savings Bank, Fsb 0.95% $10,000 -
Lake Shore Savings Bank 0.90% $500 -
The Adirondack Trust Company 0.90% $500 -
Fulton Savings Bank 0.90% $500 -
Berkshire Bank 0.90% $1,000 -
Bank Of Millbrook 0.90% $2,500 -
Beacon Federal 0.90% $2,500 -
Northwest Savings Bank 0.90% $500 -
Berkshire Bank Municipal Bank 0.90% $1,000 -
The Mahopac National Bank 0.90% $1,000 -
The Bank Of East Asia (usa), National Association 0.90% $100,000 -
Saratoga National Bank And Trust 0.90% $1,000 -
Maple City Savings Bank, Fsb 0.87% $1,000 -
Five Star Bank 0.85% $10,000 -
Gold Coast Bank 0.85% $1,000 -
The North Country Savings Bank 0.85% $500 -
The First National Bank Of Jeffersonville 0.85% $100,000 -
Salisbury Bank And Trust Company 0.85% $1,000 -
Northwest Savings Bank 0.85% $500 -
Watertown Savings Bank 0.81% $500 -
Carthage Federal Savings And Loan Association 0.81% $500 -
Community Bank, National Association 0.80% $100,000 -
Mercantil Commercebank, National Association 0.80% $1,000 -
The Canandaigua National Bank And Trust Company 0.80% $500 -
Catskill Hudson Bank 0.80% $1,000 -
Peoples Neighborhood Bank 0.80% $1,000 -
Cathay Bank 0.80% $100,000 -
The Bank Of East Asia (usa), National Association 0.80% $2,500 -
The Bank Of Castile 0.75% $1,000 -
Nbt Bank, National Association 0.75% $1,000 -
Evans Bank, National Association 0.75% $500 -
Northfield Bank 0.75% $1,000 -
Victory State Bank 0.75% $500 -
Abacus Federal Savings Bank 0.75% $1,000 -
The First National Bank Of Jeffersonville 0.75% $1,000 -
Medina Savings And Loan Association 0.75% $1,000 -
Valley National Bank 0.75% $500 -
Glens Falls National Bank And Trust Company 0.75% $2,000 -
Sussexbank 0.75% $2,500 -
Community Bank, National Association 0.70% $1,000 -
First National Bank Of Scotia 0.70% $500 -
Pathfinder Bank 0.70% $1,000 -
Tioga State Bank 0.70% $1,000 -
Nbt Bank, National Association 0.70% $100,000 -
United Central Bank 0.70% $1,000 -
Td Bank, National Association 0.70% $250 -
Cathay Bank 0.70% $2,500 -
Ballston Spa National Bank 0.70% $500 -
Cattaraugus County Bank 0.69% $10,000 -
The Bank Of Greene County 0.65% $1,000 -
The First National Bank Of Long Island 0.60% $1,000 -
Alliance Bank, National Association 0.60% $100,000 -
The National Bank Of Coxsackie 0.60% $1,000 -
First Citizens National Bank 0.60% $500 -
Chinatrust Bank (u.s.a.) 0.60% $1,500 -
Israel Discount Bank Of New York 0.55% $100,000 -
The National Union Bank Of Kinderhook 0.55% $500 -
Steuben Trust Company 0.55% $1,000 -
Sovereign Bank 0.55% $10,000 -
Woodforest National Bank 0.50% $500 -
Fairport Savings Bank 0.50% $500 -
Alliance Bank, National Association 0.50% $10,000 -
Webster Bank, National Association 0.50% $2,500 -
Hudson Valley Bank, National Association 0.50% $1,000 -
Pioneer Savings Bank 0.50% $500 -
Carver Federal Savings Bank 0.50% $1,000 -
Citibank, National Association 0.50% $500 -
Provident Bank 0.45% $500 -
Amalgamated Bank 0.45% $500 -
Capital One, National Association 0.45% $500 -
Trustco Bank 0.40% $500 -
City National Bank 0.40% $2,500 -
Wells Fargo Bank, National Association 0.40% $10,000 -
Hsbc Bank Usa, National Association 0.35% $1,000 -
Sawyer Savings Bank 0.35% $500 -
Sovereign Bank 0.35% $100,000 -
Bank Of America, National Association 0.35% $10,000 -
Jpmorgan Chase Bank, National Association 0.35% $10,000 -
Keybank National Association 0.30% $100,000 -
Sterling National Bank 0.30% $2,500 -
Trustco Bank 0.30% $500 -
Beal Bank, Ssb 0.26% $1,000 -
Manufacturers And Traders Trust Company 0.25% $1,000 -
Rbs Citizens, National Association 0.25% $1,000 -
First Niagara Bank, National Association 0.20% $500 -
Keybank National Association 0.20% $10,000 -
Hsbc Bank Usa, National Association 0.20% $1,000 -
Flushing Savings Bank, Fsb 0.10% $1,000 -
Apple Bank For Savings 0.05% $500 -

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