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Four Year CD Rates – California - May 23, 2012

Below are four year CD Rates from banks in California . Four Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Bank APY Min Bal Miles More
Coronado First Bank 1.92% $1,000 -
Coronado First Bank 1.87% $100,000 -
First Choice Bank 1.55% $5,000 -
Cass Commercial Bank 1.51% $1,000 -
Broadway Federal Bank, F.s.b. 1.51% $1,000 -
Beach Business Bank 1.50% $10,000 -
Frontier Bank, Fsb 1.50% $10,000 -
Vibra Bank 1.46% $2,500 -
Community Valley Bank 1.46% $100,000 -
Balboa Thrift And Loan Association 1.41% $10,000 -
Neighborhood National Bank 1.41% $10,000 -
Oneunited Bank 1.40% $1,000 -
United Security Bank 1.38% $100,000 -
Banco Popular North America 1.35% $10,000 -
Community Valley Bank 1.35% $2,500 -
Armed Forces Bank, National Association 1.35% $500 -
Monterey County Bank 1.30% $1,000 -
First Republic Bank 1.30% $5,000 -
California Community Bank 1.26% $2,500 -
Onewest Bank, Fsb 1.25% $1,000 -
Bank Of The West 1.25% $10,000 -
Opus Bank 1.25% $10,000 -
Compass Bank 1.25% $5,000 -
Heritage Oaks Bank 1.25% $1,000 -
The Bank Of Santa Barbara 1.25% $100,000 -
Share Plus Federal Bank 1.25% $1,000 -
Woori America Bank 1.25% $1,000 -
Sterling Bank And Trust, Fsb 1.25% $500 -
American Plus Bank, N.a. 1.21% $10,000 -
Pacific Alliance Bank 1.21% $5,000 -
United Security Bank 1.21% $1,000 -
Mega Bank 1.21% $100,000 -
Community Bank 1.21% $2,500 -
First California Bank 1.20% $100,000 -
Capitalsource Bank 1.20% $10,000 -
Community 1st Bank 1.20% $100,000 -
The Bank Of Santa Barbara 1.20% $1,000 -
Premier Valley Bank 1.20% $100,000 -
Desert Commercial Bank 1.18% $1,000 -
Santa Cruz County Bank 1.16% $100,000 -
Trans-pacific National Bank 1.16% $2,500 -
Fresno First Bank 1.16% $100,000 -
Mega Bank 1.16% $2,500 -
Borrego Springs Bank, National Association 1.15% $100,000 -
Saigon National Bank 1.15% $1,000 -
Santa Barbara Bank & Trust, National Association 1.15% $100,000 -
Bbcn Bank 1.15% $1,000 -
Seacoast Commerce Bank 1.15% $10,000 -
Visalia Community Bank 1.11% $100,000 -
Silvergate Bank 1.11% $10,000 -
Fresno First Bank 1.11% $1,000 -
Mission Oaks National Bank 1.10% $1,000 -
Santa Barbara Bank & Trust, National Association 1.10% $10,000 -
American Perspective Bank 1.10% $100,000 -
Community 1st Bank 1.10% $2,500 -
First California Bank 1.10% $10,000 -
Borrego Springs Bank, National Association 1.10% $10,000 -
Proamerica Bank 1.06% $10,000 -
Pacific Trust Bank, Fsb 1.06% $100,000 -
Community Business Bank 1.05% $100,000 -
Bank Of The Orient 1.05% $100,000 -
East West Bank 1.05% $10,000 -
American Perspective Bank 1.03% $1 -
Sutter Community Bank 1.01% $100,000 -
Security First Bank 1.01% $2,500 -
Visalia Community Bank 1.01% $2,500 -
Union Bank, National Association 1.01% $10,000 -
Santa Cruz County Bank 1.00% $2,500 -
Community Business Bank 1.00% $10,000 -
Pacific Valley Bank 1.00% $1,000 -
Farmers And Merchants Bank Of Long Beach 1.00% $10,000 -
Gold Country Bank, National Association 1.00% $100,000 -
Metropolitan Bank 1.00% $2,500 -
San Diego Private Bank 1.00% $1 -
Independence Bank 1.00% $1,000 -
Royal Business Bank 1.00% $100,000 -
Bank Of Agriculture And Commerce 1.00% $100,000 -
Bank Of San Francisco 1.00% $100,000 -
Bank Of Feather River 1.00% $100,000 -
First Bank 1.00% $1,000 -
Metcalf Bank 1.00% $1,000 -
Umpqua Bank 1.00% $100,000 -
Bank Of Sacramento 1.00% $100,000 -
Evertrust Bank 0.95% $3,000 -
Gold Country Bank, National Association 0.95% $10,000 -
Umpqua Bank 0.95% $10,000 -
Community Bank Of San Joaquin 0.95% $100,000 -
Five Star Bank 0.95% $100,000 -
Provident Savings Bank, F.s.b. 0.95% $50,000 -
American River Bank 0.94% $50,000 -
Bank Of The Orient 0.94% $1,000 -
River Valley Community Bank 0.92% $100,000 -
Pacific Trust Bank, Fsb 0.90% $1 -
Sierra Vista Bank 0.90% $1,000 -
Bank Of Feather River 0.90% $10,000 -
Provident Savings Bank, F.s.b. 0.90% $10,000 -
Mojave Desert Bank, National Association 0.90% $1,000 -
Bank Of Sacramento 0.90% $10,000 -
Umpqua Bank 0.90% $10,000 -
Beal Bank, Ssb 0.86% $1,000 -
Five Star Bank 0.85% $1,000 -
Gateway Business Bank 0.85% $10,000 -
Tri Counties Bank 0.85% $100,000 -
Far East National Bank 0.85% $10,000 -
Bank Of America, National Association 0.85% $10,000 -
Bank Of The Sierra 0.85% $100,000 -
Golden Valley Bank 0.85% $100,000 -
American River Bank 0.85% $2,500 -
Community Bank Of San Joaquin 0.85% $10,000 -
First-citizens Bank & Trust Company 0.85% $50,000 -
Bank Of Agriculture And Commerce 0.85% $10,000 -
River Valley Community Bank 0.84% $10,000 -
Bank Of The Sierra 0.83% $1,000 -
Beal Bank, Ssb 0.81% $1,000 -
Plumas Bank 0.80% $100,000 -
1st Century Bank, National Association 0.80% $10,000 -
U.s. Bank National Association 0.80% $10,000 -
Golden Valley Bank 0.80% $10,000 -
Cornerstone Community Bank 0.80% $100,000 -
First-citizens Bank & Trust Company 0.80% $10,000 -
Folsom Lake Bank 0.80% $100,000 -
Saehan Bank 0.80% $1,000 -
Cathay Bank 0.80% $100,000 -
California Bank & Trust 0.78% $100,000 -
Westamerica Bank 0.75% $10,000 -
Chinatrust Bank (u.s.a.) 0.75% $1,500 -
Premierwest Bank 0.75% $500 -
Citibank, National Association 0.75% $10,000 -
First-citizens Bank & Trust Company 0.75% $10,000 -
Tri Counties Bank 0.75% $10,000 -
First Community Bank 0.75% $10,000 -
Valley Business Bank 0.75% $1,000 -
Redwood Capital Bank 0.75% $100,000 -
Savings Bank Of Mendocino County 0.75% $10,000 -
City National Bank 0.75% $2,500 -
Bank Of San Francisco 0.75% $1,000 -
Torrey Pines Bank 0.75% $5,000 -
Folsom Lake Bank 0.75% $1,000 -
Cornerstone Community Bank 0.75% $2,500 -
Plumas Bank 0.70% $500 -
Premier Valley Bank 0.70% $10,000 -
Royal Business Bank 0.70% $2,500 -
Exchange Bank 0.70% $100,000 -
San Diego Trust Bank 0.70% $100,000 -
Summit State Bank 0.70% $90,000 -
Cathay Bank 0.70% $2,500 -
Pacific Premier Bank 0.70% $10,000 -
California Bank & Trust 0.68% $10,000 -
Rabobank, National Association 0.65% $1,000 -
Wells Fargo Bank, National Association 0.65% $10,000 -
Exchange Bank 0.65% $1,000 -
Scott Valley Bank 0.65% $100,000 -
Fremont Bank 0.65% $10,000 -
American Riviera Bank 0.65% $100,000 -
Comerica Bank 0.65% $10,000 -
Summit State Bank 0.65% $1,000 -
The Bank Of Hemet 0.65% $10,000 -
Citizens Business Bank 0.60% $10,000 -
Redwood Capital Bank 0.60% $10,000 -
Northern California National Bank 0.60% $100,000 -
Hsbc Bank Usa, National Association 0.60% $1,000 -
Sutter Community Bank 0.60% $10,000 -
San Diego Trust Bank 0.60% $2,500 -
Scott Valley Bank 0.60% $10,000 -
1st Capital Bank 0.60% $100,000 -
North Valley Bank 0.60% $10,000 -
American Riviera Bank 0.55% $5,000 -
Mechanics Bank 0.55% $10,000 -
Pacific Western Bank 0.50% $2,500 -
River City Bank 0.50% $100,000 -
1st Capital Bank 0.50% $10,000 -
Bank Of Stockton 0.45% $100,000 -
River City Bank 0.45% $10,000 -
Northern California National Bank 0.40% $10,000 -
Bank Of Stockton 0.40% $10,000 -
Jpmorgan Chase Bank, National Association 0.35% $10,000 -

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