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Four Year CD Rates – Georgia - May 23, 2012

Below are four year CD Rates from banks in Georgia . Four Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Bank APY Min Bal Miles More
Bank Of Terrell 1.76% $1,000 -
The Coastal Bank 1.75% $500 -
Citizens State Bank 1.65% $1,000 -
Gwinnett Community Bank 1.60% $500 -
The Trust Bank 1.60% $500 -
Citizens Community Bank 1.56% $90,000 -
The Citizens National Bank Of Quitman 1.56% $1,000 -
Mount Vernon Bank 1.52% $500 -
Vidalia Federal Savings Bank 1.51% $2,500 -
Bank Of Atlanta 1.51% $500 -
Planters And Citizens Bank 1.50% $1,000 -
First State Bank 1.50% $500 -
Southern Bank 1.50% $1,000 -
Bank Of Camilla 1.50% $1,000 -
The First National Bank Of Waynesboro 1.50% $500 -
Providence Bank 1.50% $500 -
The Peoples Bank Of Talbotton 1.50% $500 -
Noa Bank 1.50% $1,000 -
Bank Of Newington 1.49% $100,000 -
Bank Of Newington 1.47% $1,000 -
Exchange Bank 1.46% $500 -
The Carver State Bank 1.46% $500 -
Family Bank 1.46% $1,000 -
Bank Of Eastman 1.45% $500 -
Douglas National Bank 1.45% $500 -
Liberty First Bank 1.41% $1,000 -
Capitol City Bank & Trust Company 1.41% $500 -
First Federal Savings And Loan Association Of Valdosta 1.41% $1,000 -
Century Bank And Trust 1.41% $500 -
Community Business Bank 1.40% $500 -
Georgia Bank & Trust Company Of Augusta 1.40% $500 -
Eastside Commercial Bank 1.40% $1,000 -
Savannah River Banking Company 1.40% $500 -
Commercial Banking Company 1.40% $500 -
Touchmark National Bank 1.40% $100,000 -
Georgia Trust Bank 1.39% $1,000 -
Spivey State Bank 1.36% $500 -
First Bank Of Coastal Georgia 1.36% $100,000 -
Bank Of Monticello 1.36% $100,000 -
Farmers State Bank 1.36% $5,000 -
Community Banking Company Of Fitzgerald 1.35% $1,000 -
First Chatham Bank 1.35% $1,000 -
Armed Forces Bank, National Association 1.35% $500 -
The Bank Of La Fayette, Georgia 1.35% $100,000 -
Touchmark National Bank 1.35% $1,000 -
Security Exchange Bank 1.35% $500 -
Metro City Bank 1.34% $1,000 -
First National Bank South 1.32% $500 -
Colony Bank 1.31% $500 -
Banksouth 1.31% $500 -
Flint River National Bank 1.31% $1,000 -
The National Bank Of Georgia 1.31% $500 -
Peoplessouth Bank 1.31% $500 -
First Citizens Bank 1.31% $500 -
First Bank Of Coastal Georgia 1.31% $500 -
Heritage Bank Of The South 1.31% $500 -
Citizens Community Bank 1.31% $500 -
First Bank Of Georgia 1.30% $500 -
Legacy State Bank 1.30% $500 -
First National Bank Of Decatur County 1.30% $500 -
Farmers & Merchants Bank 1.30% $500 -
Stearns Bank National Association 1.30% $2,500 -
East West Bank 1.30% $10,000 -
Queensborough National Bank & Trust Company 1.30% $500 -
Oconee State Bank 1.30% $500 -
Bank Of Eastman 1.30% $500 -
Pineland State Bank 1.30% $1,000 -
Bank Of Wrightsville 1.30% $1,000 -
Southwest Georgia Bank 1.26% $1,000 -
Thomasville National Bank 1.26% $500 -
Bank Of Monticello 1.26% $10,000 -
Community Bank Of The South 1.26% $2,500 -
The Citizens Bank Of Swainsboro 1.26% $500 -
Durden Banking Company, Incorporated 1.26% $5,000 -
The Peoples Bank 1.26% $1,000 -
Thomas County Federal Savings And Loan Association 1.26% $1,000 -
The Bank Of La Fayette, Georgia 1.25% $1,000 -
United National Bank 1.25% $500 -
Midtown Bank & Trust Company 1.25% $1,000 -
Keyworth Bank 1.25% $500 -
Westside Bank 1.25% $1,000 -
The Bank Of Perry 1.25% $500 -
Peoples Bank Of East Tennessee 1.25% $500 -
Verity Bank 1.25% $500 -
First Port City Bank 1.25% $500 -
Gateway Bank & Trust 1.25% $10,000 -
Georgia Primary Bank 1.25% $1,000 -
The Patterson Bank 1.24% $500 -
Guardian Bank 1.21% $500 -
Banksouth 1.21% $500 -
Sunrise Bank 1.21% $1,000 -
Wilcox County State Bank 1.21% $1,000 -
Sunmark Community Bank 1.20% $500 -
Community Bank Of Georgia 1.20% $500 -
Columbus Community Bank 1.20% $1,000 -
Plantersfirst 1.20% $500 -
Resurgens Bank 1.20% $500 -
American Pride Bank 1.20% $500 -
Signature Bank Of Georgia 1.20% $1,000 -
Chattahoochee Bank Of Georgia 1.16% $500 -
Highland Commercial Bank 1.16% $500 -
Montgomery Bank & Trust 1.16% $250 -
The Heritage Bank 1.15% $500 -
Newton Federal Bank 1.15% $500 -
Synovus Bank 1.15% $100,000 -
Affinity Bank 1.15% $10,000 -
First Citizens Bank Of Georgia 1.15% $500 -
Quantum National Bank 1.15% $1,000 -
Independence Bank Of Georgia 1.15% $500 -
Flint Community Bank 1.11% $1,000 -
Farmers State Bank 1.11% $100,000 -
First Peoples Bank 1.11% $1,000 -
The Savannah Bank, National Association 1.10% $500 -
Bryan Bank & Trust 1.10% $500 -
The Greenville Banking Company 1.10% $500 -
Citizens Bank & Trust, Inc. 1.10% $500 -
United Bank 1.10% $500 -
Waycross Bank & Trust 1.10% $500 -
Security Federal Bank 1.10% $500 -
Community National Bank 1.10% $500 -
Brookhaven Bank 1.10% $500 -
Cadence Bank, N.a. 1.10% $1,000 -
The Brand Banking Company 1.10% $500 -
Fsgbank, National Association 1.10% $500 -
South Georgia Bank 1.10% $500 -
First Madison Bank & Trust 1.10% $500 -
Bank Of Dade 1.10% $1,000 -
Peoples State Bank & Trust 1.10% $500 -
The Claxton Bank 1.10% $100 -
The Farmers Bank 1.10% $500 -
The Citizens State Bank Of Taylor County 1.08% $1,000 -
Cornerstonebank 1.06% $500 -
Ab&t National Bank 1.06% $500 -
Bank Of Madison 1.06% $500 -
First National Bank Of Coffee County 1.06% $500 -
F & M Bank And Trust Company 1.06% $500 -
First American Bank And Trust Company 1.05% $10,000 -
Alliance National Bank 1.05% $500 -
Fidelity Bank 1.05% $500 -
Peoples Community National Bank 1.05% $500 -
First Cherokee State Bank 1.05% $500 -
Georgia Heritage Bank 1.05% $500 -
Northside Bank 1.05% $1,000 -
State Bank Of Georgia 1.05% $500 -
Fifth Third Bank 1.04% $100,000 -
The Farmers Bank 1.02% $100,000 -
Synovus Bank 1.01% $25,000 -
The Citizens Bank Of Cochran 1.01% $500 -
Ameris Bank 1.01% $1,000 -
The Commercial Bank 1.01% $200 -
First Landmark Bank 1.01% $500 -
Southeastern Bank 1.01% $500 -
Metro Bank 1.00% $500 -
Synovus Bank 1.00% $1,000 -
Bank Of Dudley 1.00% $100 -
Heritage Bank 1.00% $500 -
The Piedmont Bank 1.00% $500 -
Citizens South Bank 1.00% $2,500 -
First National Community Bank 1.00% $500 -
Waycross Bank & Trust 1.00% $1,000 -
Community & Southern Bank 1.00% $500 -
Embassy National Bank 1.00% $500 -
Vinings Bank 1.00% $500 -
Georgia Commerce Bank 1.00% $500 -
First Bank Of Pike 1.00% $500 -
The Peoples Bank 1.00% $500 -
Certusbank, National Association 1.00% $500 -
The Citizens Bank Of Forsyth County 1.00% $500 -
Hamilton State Bank 1.00% $500 -
Citizens Bank 1.00% $500 -
Citizens Bank & Trust Company 1.00% $1,000 -
First National Bank Of Griffin 1.00% $500 -
The Farmers Bank 0.97% $500 -
Bank Of Upson 0.95% $250 -
Morris Bank 0.95% $500 -
Synovus Bank 0.95% $50,000 -
Farmers And Merchants Bank 0.95% $100,000 -
Synovus Bank 0.90% $5,000 -
State Bank And Trust Company 0.90% $1,000 -
Bank Of Chickamauga 0.90% $500 -
The Bank Of Georgia 0.90% $500 -
First Bank Of Dalton 0.90% $500 -
Farmers And Merchants Bank 0.90% $500 -
Northwest Georgia Bank 0.90% $10,000 -
Peoples Bank & Trust 0.90% $500 -
Pinnacle Bank 0.90% $500 -
Century Bank Of Georgia 0.85% $1,000 -
Farmers State Bank 0.85% $500 -
Heritage First Bank 0.85% $500 -
Synovus Bank 0.85% $5,000 -
Bank Of America, National Association 0.85% $10,000 -
Synovus Bank 0.80% $100,000 -
Peach State Bank & Trust 0.80% $500 -
Citizens Trust Bank 0.80% $500 -
Synovus Bank 0.80% $5,000 -
River City Bank 0.80% $1,000 -
The First National Bank Of Polk County 0.80% $500 -
Greater Rome Bank 0.80% $500 -
Talbot State Bank 0.80% $500 -
Capital City Bank 0.75% $1,000 -
Synovus Bank 0.75% $5,000 -
Lagrange Banking Company 0.75% $1,000 -
Synovus Bank 0.75% $1,000 -
Woodforest National Bank 0.75% $500 -
Southern Bank &trust 0.75% $500 -
Renasant Bank 0.75% $1,000 -
Pnc Bank, National Association 0.75% $1,000 -
Wheeler County State Bank 0.75% $1,000 -
First-citizens Bank & Trust Company 0.75% $10,000 -
Branch Banking And Trust Company 0.75% $10,000 -
Atlantic Capital Bank 0.75% $1,000 -
Stephens Federal Bank 0.75% $500 -
Community Bank And Trust - West Georgia 0.75% $500 -
Fifth Third Bank 0.70% $10,000 -
Capital City Bank 0.65% $1,000 -
Monroe County Bank 0.65% $1,000 -
First Citizens Bank And Trust Company, Inc. 0.65% $10,000 -
Rabun County Bank 0.65% $500 -
Scbt National Association 0.65% $500 -
United Community Bank 0.60% $500 -
Cherokee Bank, National Association 0.60% $1,000 -
First Tennessee Bank, National Association 0.60% $10,000 -
Suntrust Bank 0.60% $10,000 -
Wells Fargo Bank, National Association 0.55% $10,000 -
Bank Of The Ozarks 0.40% $1,000 -
Jpmorgan Chase Bank, National Association 0.35% $10,000 -
Regions Bank 0.30% $500 -

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