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Four Year CD Rates – Michigan - May 23, 2012

Below are four year CD Rates from banks in Michigan . Four Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Bank APY Min Bal Miles More
Mbank 2.00% $250 -
Peoples State Bank Of Munising 1.77% $500 -
First Bank, Upper Michigan 1.76% $500 -
Baybank 1.75% $500 -
Upper Peninsula State Bank 1.70% $500 -
First National Bank Of America 1.55% $1,000 -
Capitol National Bank 1.55% $500 -
Summit Community Bank 1.55% $100,000 -
First National Bank Of Crystal Falls 1.51% $1,000 -
Northern Michigan Bank & Trust 1.51% $1,000 -
The Miners State Bank 1.51% $1,000 -
Superior National Bank & Trust Company 1.51% $500 -
Grand River Bank 1.50% $1,000 -
Citizens Community Federal 1.50% $2,000 -
Range Bank, National Association 1.50% $1,000 -
The First National Bank Of Norway 1.50% $1,000 -
Northpointe Bank 1.50% $5,000 -
Summit Community Bank 1.50% $500 -
Select Bank 1.50% $1,000 -
First National Bank Of America 1.50% $1,000 -
Mercantile Bank Of Michigan 1.45% $100,000 -
Eaton Federal Savings Bank 1.41% $500 -
The Peninsula Bank Of Ishpeming 1.41% $1,000 -
Nicolet National Bank 1.40% $1,000 -
Firstbank 1.40% $1,000 -
Homestead Savings Bank 1.40% $1,000 -
The State Bank 1.40% $500 -
Old Mission Bank 1.37% $20,000 -
Michigan Commerce Bank 1.36% $500 -
The Stephenson National Bank And Trust 1.35% $1,000 -
Isabella Bank 1.35% $10,000 -
United Bank Of Michigan 1.35% $500 -
Gogebic Range Bank 1.35% $500 -
Lake-osceola State Bank 1.31% $10,000 -
West Shore Bank 1.31% $500 -
The Dart Bank 1.31% $10,000 -
Old Mission Bank 1.31% $10,000 -
The Bank Of Holland 1.30% $100,000 -
Mercantile Bank Of Michigan 1.30% $500 -
The Bank Of Northern Michigan 1.30% $100,000 -
United Bank & Trust 1.30% $25,000 -
Old Mission Bank 1.27% $5,000 -
Firstbank - West Branch 1.26% $10,000 -
River Valley Bank 1.26% $1,000 -
Old Mission Bank 1.26% $500 -
Firstbank - Alma 1.25% $10,000 -
Mayville State Bank 1.25% $1,000 -
Chemical Bank 1.25% $100 -
First Place Bank 1.25% $2,500 -
The First National Bank Of Wakefield 1.25% $500 -
Sterling Bank And Trust, Fsb 1.25% $500 -
Huron Community Bank 1.23% $500 -
Union Bank 1.21% $500 -
Clarkston State Bank 1.21% $500 -
The Port Austin State Bank 1.21% $10,000 -
Oxford Bank 1.21% $500 -
The Bank Of Northern Michigan 1.21% $1,000 -
The Bank Of Holland 1.21% $1,000 -
Level One Bank 1.20% $500 -
Hantz Bank 1.20% $1,000 -
Central Savings Bank 1.20% $100 -
Bank Of Birmingham 1.20% $500 -
Peoples Federal Savings Bank Of Dekalb County 1.15% $1,000 -
Charlevoix State Bank 1.15% $500 -
G. W. Jones Exchange Bank 1.15% $500 -
United Bank & Trust 1.15% $10,000 -
First Federal Of Northern Michigan 1.15% $500 -
Bank Of Alpena 1.15% $500 -
Central State Bank 1.11% $500 -
Independent Bank 1.11% $500 -
Kalamazoo County State Bank 1.10% $10,000 -
West Michigan Community Bank 1.10% $1,000 -
Bay Port State Bank 1.10% $50,000 -
Northstar Bank 1.10% $50,000 -
The First National Bank & Trust Company Of Iron Mountain 1.10% $100,000 -
Northstar Bank 1.06% $10,000 -
The Huntington National Bank 1.05% $100,000 -
The Privatebank And Trust Company 1.05% $100,000 -
Ann Arbor State Bank 1.05% $500 -
Hillsdale County National Bank 1.05% $500 -
Exchange State Bank 1.05% $1,000 -
Traverse City State Bank 1.05% $100,000 -
Community State Bank 1.05% $50,000 -
Lapeer County Bank & Trust Co. 1.05% $100,000 -
Fifth Third Bank 1.04% $100,000 -
New Buffalo Savings Bank, A Fsb 1.01% $100,000 -
The Shelby State Bank 1.01% $1,000 -
The Hastings City Bank 1.01% $500 -
Osb Community Bank 1.00% $1,000 -
Edgewater Bank 1.00% $500 -
Commercial Bank 1.00% $10,000 -
The First National Bank & Trust Company Of Iron Mountain 1.00% $2,500 -
Bay Port State Bank 1.00% $500 -
1st State Bank 1.00% $500 -
Bank Of Ann Arbor 1.00% $1,000 -
United Bank & Trust 1.00% $10,000 -
Thumb National Bank And Trust Company 1.00% $500 -
Horizon Bank, National Association 1.00% $500 -
Choiceone Bank 1.00% $500 -
Signature Bank 1.00% $50,000 -
Firstbank - West Michigan 1.00% $10,000 -
Traverse City State Bank 1.00% $500 -
Chelsea State Bank 1.00% $500 -
First State Bank Of Decatur 1.00% $500 -
Blissfield State Bank 0.95% $1,000 -
Csb Bank 0.95% $500 -
Horizon Bank, National Association 0.95% $500 -
West Michigan Bank & Trust 0.95% $500 -
Community State Bank 0.95% $10,000 -
Lapeer County Bank & Trust Co. 0.92% $10,000 -
Talmer Bank And Trust 0.90% $500 -
Horizon Bank, National Association 0.90% $500 -
Monarch Community Bank 0.90% $500 -
Ruth State Bank 0.90% $10,000 -
Community Shores Bank 0.90% $1,000 -
Southern Michigan Bank & Trust 0.90% $500 -
1st Source Bank 0.90% $500 -
Signature Bank 0.90% $1,000 -
Tri-county Bank 0.90% $500 -
Sturgis Bank & Trust Company 0.90% $500 -
State Savings Bank, Frankfort, Mich. 0.89% $500 -
New Buffalo Savings Bank, A Fsb 0.86% $1,000 -
Ssbbank 0.85% $10,000 -
Macatawa Bank 0.85% $1,000 -
First National Bank Of Michigan 0.85% $100,000 -
Farmers State Bank Of Munith 0.80% $500 -
Tcf National Bank 0.80% $500 -
University Bank 0.80% $500 -
Eastern Michigan Bank 0.80% $1,000 -
Monroe Bank & Trust 0.80% $1,000 -
1st Source Bank 0.80% $500 -
First National Bank Of Michigan 0.80% $500 -
Keystone Community Bank 0.75% $500 -
Northwestern Bank 0.75% $500 -
First Federal Bank Of The Midwest 0.75% $10,000 -
First State Bank Of East Detroit 0.75% $10,000 -
Citizens Bank 0.75% $50,000 -
Alden State Bank 0.75% $1,000 -
Pnc Bank, National Association 0.75% $1,000 -
Flagstar Bank, Fsb 0.75% $500 -
Seaway Community Bank 0.75% $1,000 -
Fifth Third Bank 0.70% $10,000 -
The Huntington National Bank 0.70% $5,000 -
The Privatebank And Trust Company 0.70% $5,000 -
Farmers State Bank 0.70% $500 -
Community Shores Bank 0.70% $99,000 -
Liberty Bank And Trust Company 0.67% $100,000 -
Wells Fargo Bank, National Association 0.65% $10,000 -
The Huntington National Bank 0.65% $10,000 -
Comerica Bank 0.60% $10,000 -
Bank Of America, National Association 0.60% $10,000 -
Liberty Bank And Trust Company 0.56% $1,000 -
The Citizens State Bank Of Ontonagon 0.55% $500 -
Citizens Bank 0.55% $10,000 -
First National Bank In Howell 0.50% $1,000 -
Wolverine Bank, Federal Savings Bank 0.40% $500 -
Keybank National Association 0.35% $100,000 -
Jpmorgan Chase Bank, National Association 0.35% $10,000 -
The State Bank 0.35% $500 -
Keybank National Association 0.25% $10,000 -
Rbs Citizens, National Association 0.25% $1,000 -

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