CD Rates – 5 Year

Below are 5 year CD Rates from banks that are located within 20 miles of your location. Five Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

WOODBRIDGE, NJ - September 30, 2014
5 Year CD National Average : 1.12% ?
Bank APY Min Bal Miles ? More
Flushing Bank 2.05% $1,000 14.65 +Learn More
Columbia Bank 2.00% $500 0.28 +Learn More
Boiling Springs Savings Bank 2.00% $1,000 16.96 +Learn More
Northfield Bank 2.00% $2,500 1.36 +Learn More
Oritani Bank 2.00% $1,000 18.08 +Learn More
Northfield Bank 2.00% $2,500 4.37 +Learn More
Kearny Federal Savings Bank 1.90% $500 10.48 +Learn More
First American International Bank 1.90% $100,000 15.58 +Learn More
Magyar Bank 1.85% $2,500 5.27 +Learn More
First American International Bank 1.80% $500 15.58 +Learn More
Union Center National Bank 1.75% $500 8.41 +Learn More
Indus American Bank 1.75% $2,000 2.73 +Learn More
Haven Savings Bank 1.75% $100 7.38 +Learn More
Unity Bank 1.75% $1,000 3.50 +Learn More
The Dime Svgs. Bank Of Williamsburgh 1.75% $500 14.33 +Learn More
Ponce De Leon Federal Bank 1.75% $1,000 15.57 +Learn More
Valley National Bank 1.65% $500 0.54 +Learn More
Fulton Bank Of New Jersey 1.65% $500 4.48 +Learn More
Valley National Bank 1.65% $500 14.46 +Learn More
Industrial And Commercial Bank Of China (usa), National Association 1.61% $100,000 15.66 +Learn More
The Bank Of Princeton 1.60% $500 17.98 +Learn More
Signature Bank 1.56% $5,000 9.89 +Learn More
Metuchen Savings Bank 1.51% $500 4.23 +Learn More
Industrial And Commercial Bank Of China (usa), National Association 1.51% $2,500 15.66 +Learn More
The Bank Of Princeton 1.50% $100,000 17.98 +Learn More
1st Constitution Bank 1.50% $1,000 3.36 +Learn More
Ridgewood Savings Bank 1.50% $500 14.21 +Learn More
Amalgamated Bank 1.50% $500 14.33 +Learn More
Alma Bank 1.46% $2,500 14.45 +Learn More
Hudson City Savings Bank 1.45% $500 7.30 +Learn More
Hudson City Savings Bank 1.45% $500 3.22 +Learn More
Asia Bank, National Association 1.41% $1,000 10.49 +Learn More
Bcb Community Bank 1.40% $500 0.43 +Learn More
City National Bank Of New Jersey 1.40% $500 11.10 +Learn More
Crown Bank 1.40% $0 6.88 +Learn More
Manufacturers And Traders Trust Company 1.31% $1 14.65 +Learn More
Llewellyn-edison Savings Bank, Fsb 1.30% $1,000 15.17 +Learn More
Empire State Bank 1.30% $1,000 9.04 +Learn More
Unity Bank 1.25% $1,000 3.50 +Learn More
Woori America Bank 1.25% $1,000 15.48 +Learn More
Apple Bank For Savings 1.25% $1,000 6.33 +Learn More
The Provident Bank 1.16% $500 0.45 +Learn More
Manufacturers And Traders Trust Company 1.16% $1 14.65 +Learn More
Israel Discount Bank Of New York 1.15% $100,000 13.29 +Learn More
East West Bank 1.15% $10,000 15.63 +Learn More
Israel Discount Bank Of New York 1.15% $100,000 6.43 +Learn More
Ctbc Bank Corp. (usa) 1.11% $1,500 7.16 +Learn More
Manufacturers And Traders Trust Company 1.11% $1 14.65 +Learn More
Amboy Bank 1.10% $5,000 1.02 +Learn More
Pnc Bank, National Association 1.10% $10,000 0.45 +Learn More
Banco Popular North America 1.10% $10,000 15.65 +Learn More
Sun National Bank 1.05% $500 4.14 +Learn More
New York Community Bank 1.01% $500 0.06 +Learn More
New York Community Bank 1.01% $500 3.36 +Learn More
The First National Bank Of Long Island 1.00% $1,000 18.11 +Learn More
Investors Bank 1.00% $500 1.23 +Learn More
Somerset Savings Bank, Sla 1.00% $500 11.73 +Learn More
Cathay Bank 1.00% $100,000 7.12 +Learn More
Two River Community Bank 1.00% $500 6.78 +Learn More
Banco Popular North America 1.00% $10,000 2.85 +Learn More
Investors Bank 1.00% $500 9.48 +Learn More
Cathay Bank 1.00% $100,000 15.79 +Learn More
Abacus Federal Savings Bank 0.95% $1,000 6.44 +Learn More
Gibraltar Bank 0.95% $500 13.34 +Learn More
Pnc Bank, National Association 0.95% $100,000 0.45 +Learn More
Abacus Federal Savings Bank 0.95% $1,000 15.74 +Learn More
Cathay Bank 0.90% $2,500 7.12 +Learn More
Victory State Bank 0.90% $500 7.31 +Learn More
Cathay Bank 0.90% $2,500 15.79 +Learn More
Manufacturers And Traders Trust Company 0.90% $1,000 14.65 +Learn More
New York Commercial Bank 0.90% $500 10.07 +Learn More
People's United Bank 0.90% $2,500 6.29 +Learn More
New York Community Bank 0.90% $500 3.36 +Learn More
Td Bank, National Association 0.85% $250 0.29 +Learn More
Peapack-gladstone Bank 0.85% $500 7.77 +Learn More
Td Bank, National Association 0.85% $250 3.63 +Learn More
Colonial American Bank 0.70% $500 13.86 +Learn More
Pnc Bank, National Association 0.70% $10,000 0.45 +Learn More
Capital One, National Association 0.60% $1,000 0.92 +Learn More
Capital One, National Association 0.60% $1,000 3.84 +Learn More
Manufacturers And Traders Trust Company 0.55% $1,000 14.65 +Learn More
Manufacturers And Traders Trust Company 0.55% $1,000 14.65 +Learn More
Citibank, National Association 0.50% $10,000 1.62 +Learn More
Citibank, National Association 0.50% $10,000 4.91 +Learn More
Hudson Valley Bank, National Association 0.50% $1,000 18.16 +Learn More
Santander Bank, N.a. 0.40% $500 0.29 +Learn More
Santander Bank, N.a. 0.40% $500 3.95 +Learn More
Bny Mellon, National Association 0.40% $10,000 17.81 +Learn More
Wells Fargo Bank, National Association 0.35% $10,000 0.59 +Learn More
Wells Fargo Bank, National Association 0.35% $10,000 16.08 +Learn More
Valley National Bank 0.30% $500 0.54 +Learn More
Santander Bank, N.a. 0.30% $10,000 0.29 +Learn More
Santander Bank, N.a. 0.30% $10,000 3.95 +Learn More
Valley National Bank 0.30% $500 14.46 +Learn More
Jpmorgan Chase Bank, National Association 0.25% $10,000 0.90 +Learn More
Jpmorgan Chase Bank, National Association 0.25% $10,000 3.87 +Learn More
Hsbc Bank Usa, National Association 0.15% $1,000 3.19 +Learn More
Hsbc Bank Usa, National Association 0.15% $1,000 6.33 +Learn More
Bank Of America, National Association 0.13% $10,000 0.30 +Learn More
Bank Of America, National Association 0.13% $10,000 8.08 +Learn More

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

Comments


Charles Voytek, September 01, 2014


Rate Bank United Miami Florida 5years please

Helpful? Yes:0 / No:0
Is this review helpful? Yes No

Mike, July 23, 2014


Bank of the west does not offer a rate of 2% on 5 year term

Helpful? Yes:1 / No:0
Is this review helpful? Yes No

Sol, May 14, 2014


@Frank

Hi Frank, I called and First Choice Bank in NJ is offering a 2.5% APY CD with a platinum checking account. The checking account has an average daily balance requirement of $500. You can see if a First Choice Bank is near your location here:

http://www.bestcashcow.com/banks/first-choice-bank-branches-58471

They have branches in the Philadelphia area. Hope that helps.

Sol

Helpful? Yes:1 / No:0
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Frank Rutolo, May 07, 2014


First Choice Bank does not offer a 2.50% 5yr cd.
I called on 5/6/2014 and was told the rate is 2.05%
for 5 yrs.

Helpful? Yes:1 / No:4
Is this review helpful? Yes No

Bea, November 26, 2013


Please note that First Federal has just a one star rating on Bankrate. We have business with them and some months ago were sent a letter that another bank was supposed to take them over. It seems to have fallen through and I am concerned about First Fed's future. As soon as our CDs mature with them, I hope to find a more financially suitable bank or credit union to switch to. I don't like to do business with one star banks even if they are FDIC insured. When I first got with them they seemed to have much higher ratings.

Helpful? Yes:2 / No:1
Is this review helpful? Yes No

reader, November 23, 2013


first federal will do great cd rates at a $500 minimum balance ----such as a 5 year cd for 1.50 apy ----please inquire and update information

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Sol, August 25, 2013


@Bea

I checked their website and it looks like the rate may have dropped to 1.50% APY. I'll confirm tomorrow and then make the change. Thanks for the note.

Helpful? Yes:2 / No:0
Is this review helpful? Yes No

Bea, August 23, 2013


Citizens Federal Savings and Loan does not have a 1.80% 5 year CD. This seems to be incorrect. Thanks.

Helpful? Yes:1 / No:0
Is this review helpful? Yes No

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