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Alabama CD Rates – 5 Year

Below are 5 year CD Rates from banks that are located in Alabama. Five Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

AL - August 27, 2014
5 Year CD National Average : 1.12% ?
Bank APY Min Bal Miles ? More
Evabank 2.04% $1,000 - +Learn More
Capstone Bank 2.00% $500 - +Learn More
Compass Bank 2.00% $1 - +Learn More
Trinity Bank 1.98% $1,000 - +Learn More
First Southern State Bank 1.81% $500 - +Learn More
Fnb Bank 1.76% $1,000 - +Learn More
The Citizens Bank 1.76% $1,000 - +Learn More
First Jackson Bank, Inc. 1.75% $1,000 - +Learn More
First Southern Bank 1.75% $1,000 - +Learn More
First Partners Bank 1.70% $1,000 - +Learn More
Alamerica Bank 1.65% $5,000 - +Learn More
First United Security Bank 1.59% $500 - +Learn More
Auburnbank 1.58% $500 - +Learn More
Peoplessouth Bank 1.51% $500 - +Learn More
Bank Of York 1.51% $1 - +Learn More
The Farmers & Merchants Bank 1.51% $2,500 - +Learn More
Metro Bank 1.50% $500 - +Learn More
Century Bank 1.50% $1,000 - +Learn More
First National Bank Of Pulaski 1.50% $10,000 - +Learn More
Cullman Savings Bank 1.50% $1,000 - +Learn More
River Bank & Trust 1.50% $1,000 - +Learn More
Reliance Bank 1.41% $500 - +Learn More
Progress Bank And Trust 1.41% $1,000 - +Learn More
Keystone Bank 1.40% $500 - +Learn More
Usameribank 1.40% $2,500 - +Learn More
First Community Bank Of Central Alabama 1.35% $1,000 - +Learn More
Servisfirst Bank 1.35% $1,000 - +Learn More
The Exchange Bank Of Alabama 1.35% $1,000 - +Learn More
Bank Independent 1.31% $1,000 - +Learn More
Union State Bank 1.30% $500 - +Learn More
Farmers And Merchants Bank 1.30% $500 - +Learn More
Oakworth Capital Bank 1.30% $10,000 - +Learn More
Sunsouth Bank 1.30% $250 - +Learn More
Armed Forces Bank, National Association 1.30% $500 - +Learn More
Midsouth Bank 1.26% $500 - +Learn More
First Bank Of Boaz 1.26% $1,000 - +Learn More
State Bank & Trust Company 1.25% $1,000 - +Learn More
The Headland National Bank 1.25% $500 - +Learn More
Bank Of Walker County 1.25% $500 - +Learn More
Southern Community Bank 1.25% $1,000 - +Learn More
Vantage Bank Of Alabama 1.25% $500 - +Learn More
Beal Bank, Ssb 1.25% $1,000 - +Learn More
Firststate Bank 1.25% $500 - +Learn More
Citizens' Bank, Inc. 1.25% $1,000 - +Learn More
Metro City Bank 1.24% $1,000 - +Learn More
First Bank 1.21% $500 - +Learn More
Cadence Bank, N.a. 1.20% $500 - +Learn More
Ccb Community Bank 1.20% $500 - +Learn More
Worthington Federal Bank 1.20% $1,000 - +Learn More
First State Bank Of The South, Inc. 1.15% $500 - +Learn More
Traders & Farmers Bank 1.15% $500 - +Learn More
The Commercial Bank Of Ozark 1.10% $1,000 - +Learn More
Synovus Bank 1.10% $1,000 - +Learn More
Peoplestrust Bank 1.10% $500 - +Learn More
Pnc Bank, National Association 1.10% $10,000 - +Learn More
Merchants Bank Of Alabama 1.10% $500 - +Learn More
Pinnacle Bank 1.10% $1,000 - +Learn More
Peoples Bank Of Alabama 1.10% $1,000 - +Learn More
Trustmark National Bank 1.06% $1,000 - +Learn More
Synovus Bank 1.05% $5,000 - +Learn More
Merchants Bank 1.05% $1,000 - +Learn More
Citizens Bank & Trust 1.05% $500 - +Learn More
Cheaha Bank 1.05% $500 - +Learn More
Bank Of York 1.01% $1,000 - +Learn More
Community Bank, Coast 1.00% $1,000 - +Learn More
First Metro Bank 1.00% $500 - +Learn More
Noblebank & Trust 1.00% $1,000 - +Learn More
The First National Bank Of Brundidge 1.00% $500 - +Learn More
West Alabama Bank & Trust 1.00% $1,000 - +Learn More
Southfirst Bank 1.00% $500 - +Learn More
Bank Of Brewton 1.00% $1,000 - +Learn More
The First National Bank And Trust 1.00% $1,000 - +Learn More
Southpoint Bank 1.00% $3,000 - +Learn More
Citizens Bank & Trust, Inc. 1.00% $500 - +Learn More
Bank Of Wedowee 1.00% $1,000 - +Learn More
First National Bank Of Central Alabama 1.00% $500 - +Learn More
Friend Bank 1.00% $500 - +Learn More
Central State Bank 1.00% $500 - +Learn More
First Community Bank 1.00% $500 - +Learn More
Synovus Bank 1.00% $1,000 - +Learn More
The First, A National Banking Association 1.00% $1,000 - +Learn More
First Community Bank Of Cullman 1.00% $500 - +Learn More
Bryant Bank 0.95% $100,000 - +Learn More
Escambia County Bank 0.95% $10,000 - +Learn More
Pnc Bank, National Association 0.95% $100,000 - +Learn More
Sweet Water State Bank 0.90% $1,000 - +Learn More
Robertson Banking Company 0.90% $1,000 - +Learn More
Small Town Bank 0.90% $500 - +Learn More
National Bank Of Commerce 0.90% $500 - +Learn More
Cb&s Bank, Inc. 0.90% $1,000 - +Learn More
Southern States Bank 0.88% $500 - +Learn More
Farmers And Merchants Bank 0.87% $1,000 - +Learn More
Bryant Bank 0.85% $1,000 - +Learn More
Troy Bank & Trust Company 0.85% $1,000 - +Learn More
Bancorpsouth Bank 0.80% $1,000 - +Learn More
Community Spirit Bank 0.78% $10,000 - +Learn More
First Financial Bank 0.75% $100 - +Learn More
Covenant Bank 0.75% $500 - +Learn More
First Federal Bank, A Fsb 0.75% $500 - +Learn More
Generations Bank 0.75% $1,000 - +Learn More
Woodforest National Bank 0.75% $500 - +Learn More
Commonwealth National Bank 0.71% $500 - +Learn More
Pnc Bank, National Association 0.70% $10,000 - +Learn More
Iberiabank 0.55% $100,000 - +Learn More
Amerifirst Bank 0.50% $1,000 - +Learn More
Iberiabank 0.50% $1,000 - +Learn More
First Progressive Bank 0.50% $2,500 - +Learn More
First Tuskegee Bank 0.50% $1,000 - +Learn More
Branch Banking And Trust Company 0.50% $10,000 - +Learn More
Citizens Trust Bank 0.45% $500 - +Learn More
Charterbank 0.40% $1,500 - +Learn More
Citizens Trust Bank 0.40% $100,000 - +Learn More
Suntrust Bank 0.40% $100,000 - +Learn More
Wells Fargo Bank, National Association 0.35% $10,000 - +Learn More
Bank Of The Ozarks 0.35% $1,000 - +Learn More

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

Comments


Mike, July 23, 2014


Bank of the west does not offer a rate of 2% on 5 year term

Helpful? Yes:0 / No:0
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Sol, May 14, 2014


@Frank

Hi Frank, I called and First Choice Bank in NJ is offering a 2.5% APY CD with a platinum checking account. The checking account has an average daily balance requirement of $500. You can see if a First Choice Bank is near your location here:

http://www.bestcashcow.com/banks/first-choice-bank-branches-58471

They have branches in the Philadelphia area. Hope that helps.

Sol

Helpful? Yes:1 / No:0
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Frank Rutolo, May 07, 2014


First Choice Bank does not offer a 2.50% 5yr cd.
I called on 5/6/2014 and was told the rate is 2.05%
for 5 yrs.

Helpful? Yes:1 / No:4
Is this review helpful? Yes No

Bea, November 26, 2013


Please note that First Federal has just a one star rating on Bankrate. We have business with them and some months ago were sent a letter that another bank was supposed to take them over. It seems to have fallen through and I am concerned about First Fed's future. As soon as our CDs mature with them, I hope to find a more financially suitable bank or credit union to switch to. I don't like to do business with one star banks even if they are FDIC insured. When I first got with them they seemed to have much higher ratings.

Helpful? Yes:2 / No:1
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reader, November 23, 2013


first federal will do great cd rates at a $500 minimum balance ----such as a 5 year cd for 1.50 apy ----please inquire and update information

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Sol, August 25, 2013


@Bea

I checked their website and it looks like the rate may have dropped to 1.50% APY. I'll confirm tomorrow and then make the change. Thanks for the note.

Helpful? Yes:2 / No:0
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Bea, August 23, 2013


Citizens Federal Savings and Loan does not have a 1.80% 5 year CD. This seems to be incorrect. Thanks.

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