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Five Year CD Rates – Georgia - May 23, 2012

Below are 5 year CD Rates from banks that are located in Georgia. Five Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

Bank APY Min Bal Miles More
Citizens State Bank 2.15% $100,000 -
Bank Of Terrell 2.02% $1,000 -
First State Bank Of Randolph County 2.02% $500 -
Bank Of Early 2.02% $100 -
Citizens State Bank 2.00% $1,000 -
The Privatebank And Trust Company 1.95% $1,000 -
The Coastal Bank 1.90% $500 -
The Trust Bank 1.86% $500 -
Gwinnett Community Bank 1.85% $500 -
Bank Of Newington 1.84% $100,000 -
Bank Of Newington 1.80% $1,000 -
Providence Bank 1.80% $500 -
Noa Bank 1.80% $1,000 -
Community Bank Of The South 1.77% $2,500 -
Vidalia Federal Savings Bank 1.77% $2,500 -
Mount Vernon Bank 1.77% $500 -
First State Bank 1.75% $500 -
Douglas County Bank 1.71% $200 -
First National Bank Of Decatur County 1.70% $500 -
Eastside Commercial Bank 1.70% $500 -
Legacy State Bank 1.70% $500 -
First Port City Bank 1.70% $500 -
The Citizens National Bank Of Quitman 1.66% $1,000 -
Bank Of Atlanta 1.66% $500 -
Heritage Bank Of The South 1.66% $500 -
Farmers & Merchants Bank 1.66% $1,000 -
The Peoples Bank Of Talbotton 1.65% $500 -
Touchmark National Bank 1.65% $100,000 -
Georgia Trust Bank 1.64% $1,000 -
Bank Of Monticello 1.61% $100,000 -
Capitol City Bank & Trust Company 1.61% $500 -
The Carver State Bank 1.61% $500 -
Essex Bank 1.60% $500 -
Metro City Bank 1.60% $1,000 -
Community Business Bank 1.60% $500 -
Touchmark National Bank 1.60% $1,000 -
Atlantic Coast Bank 1.60% $1,000 -
Bank Of Eastman 1.60% $500 -
Oconee State Bank 1.60% $500 -
Savannah River Banking Company 1.60% $500 -
The National Bank Of Georgia 1.56% $500 -
Spivey State Bank 1.56% $500 -
Citizens Community Bank 1.56% $90,000 -
Exchange Bank 1.56% $500 -
The Geo. D. Warthen Bank 1.55% $500 -
Citizens Bank Of Washington County 1.55% $500 -
Bank Of Monticello 1.51% $10,000 -
Thomasville National Bank 1.51% $500 -
First Federal Savings And Loan Association Of Valdosta 1.51% $1,000 -
The Citizens Bank Of Swainsboro 1.51% $500 -
Banksouth 1.51% $500 -
Peoplessouth Bank 1.51% $500 -
Century Bank And Trust 1.51% $500 -
First Peoples Bank 1.51% $1,000 -
Midtown Bank & Trust Company 1.50% $1,000 -
Peoples Bank Of East Tennessee 1.50% $500 -
Commercial Banking Company 1.50% $500 -
Southern Bank 1.50% $1,000 -
Pelham Banking Company 1.50% $1,000 -
Armed Forces Bank, National Association 1.50% $500 -
Security Exchange Bank 1.50% $500 -
Planters And Citizens Bank 1.50% $1,000 -
Georgia Bank & Trust Company Of Augusta 1.50% $500 -
Stearns Bank National Association 1.50% $2,500 -
First Cherokee State Bank 1.50% $500 -
Douglas National Bank 1.50% $500 -
Bank Of Wrightsville 1.50% $1,000 -
Farmers State Bank 1.46% $5,000 -
First Citizens Bank 1.46% $500 -
Family Bank 1.46% $1,000 -
First Chatham Bank 1.45% $1,000 -
Keyworth Bank 1.45% $500 -
East West Bank 1.45% $10,000 -
Jasper Banking Company 1.45% $500 -
Primesouth Bank 1.45% $500 -
Queensborough National Bank & Trust Company 1.45% $500 -
First Bank Of Georgia 1.45% $500 -
Community Banking Company Of Fitzgerald 1.45% $1,000 -
Pineland State Bank 1.45% $1,000 -
First National Bank South 1.42% $500 -
Liberty First Bank 1.41% $1,000 -
Colony Bank 1.41% $500 -
Westside Bank 1.40% $1,000 -
Columbus Community Bank 1.40% $1,000 -
Synovus Bank 1.40% $100,000 -
Quantum National Bank 1.40% $1,000 -
Community Bank Of Pickens County 1.40% $100,000 -
Resurgens Bank 1.40% $500 -
Farmers & Merchants Bank 1.40% $500 -
The Bank Of Perry 1.40% $500 -
Bank Of Eastman 1.40% $500 -
Sunrise Bank 1.40% $1,000 -
State Bank Of Georgia 1.40% $500 -
The Four County Bank 1.37% $500 -
Farmers State Bank 1.36% $100,000 -
Banksouth 1.36% $500 -
The Peoples Bank 1.36% $1,000 -
The Heritage Bank 1.35% $500 -
Affinity Bank 1.35% $10,000 -
Georgia Primary Bank 1.35% $1,000 -
Security Federal Bank 1.35% $500 -
Community Bank Of Pickens County 1.35% $500 -
Gateway Bank & Trust 1.35% $10,000 -
Bank Of Hazlehurst 1.31% $1,000 -
Chattahoochee Bank Of Georgia 1.31% $500 -
Community National Bank 1.31% $500 -
Citizens Community Bank 1.31% $500 -
Montgomery Bank & Trust 1.31% $250 -
First Bank Of Pike 1.30% $500 -
Georgia Heritage Bank 1.30% $500 -
Farmers And Merchants Bank 1.30% $100,000 -
American Pride Bank 1.30% $500 -
Fsgbank, National Association 1.30% $500 -
Signature Bank Of Georgia 1.30% $1,000 -
The Citizens Bank Of Cochran 1.26% $500 -
Ameris Bank 1.26% $1,000 -
North Georgia National Bank 1.26% $1,000 -
First Landmark Bank 1.26% $500 -
Highland Commercial Bank 1.26% $500 -
Ab&t National Bank 1.26% $500 -
The Security State Bank 1.26% $500 -
First National Bank Of Coffee County 1.26% $500 -
Cornerstonebank 1.26% $500 -
Bank Of Madison 1.26% $500 -
Century Bank Of Georgia 1.26% $1,000 -
The Farmers Bank 1.26% $500 -
The Savannah Bank, National Association 1.25% $500 -
Bryan Bank & Trust 1.25% $500 -
The Citizens Bank Of Forsyth County 1.25% $500 -
United National Bank 1.25% $500 -
Synovus Bank 1.25% $100,000 -
The Bank Of Georgia 1.25% $500 -
Newton Federal Bank 1.25% $500 -
Heritage Bank 1.25% $500 -
First Bank Of Dalton 1.25% $500 -
Independence Bank Of Georgia 1.25% $500 -
Atlantic National Bank 1.25% $1,000 -
First Citizens Bank Of Georgia 1.25% $500 -
Farmers And Merchants Bank 1.25% $500 -
Verity Bank 1.25% $500 -
Georgia Commerce Bank 1.25% $500 -
First Madison Bank & Trust 1.25% $500 -
The Greenville Banking Company 1.25% $500 -
United Bank 1.25% $500 -
Brookhaven Bank 1.25% $500 -
Metro Bank 1.24% $500 -
The Farmers Bank 1.22% $100,000 -
Wilcox County State Bank 1.21% $1,000 -
Guardian Bank 1.21% $500 -
Southeastern Bank 1.21% $500 -
F & M Bank And Trust Company 1.21% $500 -
Northside Bank 1.21% $1,000 -
Bank Of Dade 1.20% $1,000 -
Citizens Bank & Trust, Inc. 1.20% $500 -
First National Bank Of Griffin 1.20% $500 -
Cadence Bank, N.a. 1.20% $1,000 -
Community & Southern Bank 1.20% $500 -
The Peoples Bank 1.20% $500 -
Community Bank Of Georgia 1.20% $500 -
Peoples Community National Bank 1.20% $500 -
The Farmers Bank 1.17% $500 -
Citizens South Bank 1.16% $2,500 -
The Brand Banking Company 1.16% $500 -
Flint Community Bank 1.16% $1,000 -
Citizens Bank 1.15% $500 -
Alliance National Bank 1.15% $500 -
First American Bank And Trust Company 1.15% $10,000 -
The Northern Trust Company 1.15% $100,000 -
Fifth Third Bank 1.15% $5,000 -
Renasant Bank 1.15% $1,000 -
The Piedmont Bank 1.15% $500 -
Synovus Bank 1.11% $25,000 -
Bank Of America, National Association 1.10% $10,000 -
Synovus Bank 1.10% $5,000 -
Hometown Community Bank 1.10% $1,000 -
West Central Georgia Bank 1.10% $500 -
The Claxton Bank 1.10% $100 -
Pnc Bank, National Association 1.10% $10,000 -
Northwest Georgia Bank 1.10% $10,000 -
Bank Of Upson 1.10% $250 -
Heritage First Bank 1.10% $500 -
Farmers State Bank 1.10% $500 -
Peoples State Bank & Trust 1.10% $500 -
Citizens Bank & Trust Company 1.10% $1,000 -
First National Community Bank 1.10% $500 -
Fidelity Bank 1.10% $500 -
Waycross Bank & Trust 1.10% $500 -
The Commercial Bank 1.10% $500 -
South Georgia Bank 1.10% $500 -
Synovus Bank 1.06% $5,000 -
The First National Bank Of Polk County 1.06% $500 -
Bank Of Chickamauga 1.05% $500 -
Synovus Bank 1.05% $1,000 -
Morris Bank 1.05% $500 -
Hamilton State Bank 1.05% $500 -
Citizens Trust Bank 1.05% $100,000 -
Fifth Third Bank 1.04% $100,000 -
River City Bank 1.02% $1,000 -
Citizens Trust Bank 1.02% $500 -
Capital City Bank 1.01% $1,000 -
Synovus Bank 1.00% $1,000 -
Woodforest National Bank 1.00% $500 -
State Bank And Trust Company 1.00% $1,000 -
Certusbank, National Association 1.00% $500 -
Pnc Bank, National Association 1.00% $1,000 -
Embassy National Bank 1.00% $500 -
Peoples Bank & Trust 1.00% $500 -
Southern Bank &trust 1.00% $500 -
Bank Of Dudley 1.00% $100 -
Vinings Bank 1.00% $500 -
Capital City Bank 0.96% $1,000 -
Lagrange Banking Company 0.95% $1,000 -
Synovus Bank 0.95% $5,000 -
Guaranty Bank 0.91% $1,000 -
Monroe County Bank 0.90% $1,000 -
Synovus Bank 0.90% $5,000 -
Charterbank 0.90% $1,500 -
Peach State Bank & Trust 0.90% $500 -
First Citizens Bank And Trust Company, Inc. 0.90% $10,000 -
Talbot State Bank 0.90% $500 -
Branch Banking And Trust Company 0.90% $10,000 -
Northeast Georgia Bank 0.90% $1,000 -
Pinnacle Bank 0.90% $500 -
The Northern Trust Company 0.90% $10,000 -
Fifth Third Bank 0.85% $10,000 -
First Tennessee Bank, National Association 0.85% $10,000 -
Synovus Bank 0.80% $100,000 -
First-citizens Bank & Trust Company 0.80% $10,000 -
Wells Fargo Bank, National Association 0.80% $10,000 -
Suntrust Bank 0.80% $10,000 -
Synovus Bank 0.75% $5,000 -
Cherokee Bank, National Association 0.75% $1,000 -
Scbt National Association 0.75% $500 -
Jpmorgan Chase Bank, National Association 0.75% $10,000 -
Wheeler County State Bank 0.75% $1,000 -
Community Bank And Trust - West Georgia 0.75% $500 -
Atlantic Capital Bank 0.75% $1,000 -
Rabun County Bank 0.70% $500 -
First Covenant Bank 0.60% $1,000 -
First Century Bank, National Association 0.60% $500 -
United Community Bank 0.60% $500 -
Bank Of The Ozarks 0.40% $1,000 -
Regions Bank 0.35% $500 -

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