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Rhode Island CD Rates – 5 Year

Below are 5 year CD Rates from banks that are located in Rhode Island. Five Year Certificates of Deposit (CD) are generally the longest term CD that most banks will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.


Ken, June 09, 2015

The 5 year rate for zip code 76102 shows Compass Bank offering rates of 2.00% and 2.20%. The local Compass Bank however offers 0.50% APY for 5 year money. Can you elaborate on where these rates are pulled from?

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debra, May 19, 2015

synovus says they do not have the rates advertised they say these rates have ended May 19 2015 10 days ago

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Sally, November 19, 2014

If you are doing a Bridgewater prepared to haul in all 50-100 pages of your original so they can copy it.

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mike, October 16, 2014

Bridgewater bank 5 year cd rate is 2.1% now.

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Charles Voytek, September 01, 2014

Rate Bank United Miami Florida 5years please

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Mike, July 23, 2014

Bank of the west does not offer a rate of 2% on 5 year term

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Sol, May 14, 2014


Hi Frank, I called and First Choice Bank in NJ is offering a 2.5% APY CD with a platinum checking account. The checking account has an average daily balance requirement of $500. You can see if a First Choice Bank is near your location here:

They have branches in the Philadelphia area. Hope that helps.


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Frank Rutolo, May 07, 2014

First Choice Bank does not offer a 2.50% 5yr cd.
I called on 5/6/2014 and was told the rate is 2.05%
for 5 yrs.

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Bea, November 26, 2013

Please note that First Federal has just a one star rating on Bankrate. We have business with them and some months ago were sent a letter that another bank was supposed to take them over. It seems to have fallen through and I am concerned about First Fed's future. As soon as our CDs mature with them, I hope to find a more financially suitable bank or credit union to switch to. I don't like to do business with one star banks even if they are FDIC insured. When I first got with them they seemed to have much higher ratings.

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reader, November 23, 2013

first federal will do great cd rates at a $500 minimum balance ----such as a 5 year cd for 1.50 apy ----please inquire and update information

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