Credit Union CD Rates – 4 Year

Below are 5 year CD Rates from credit unions that are located within 20 miles of your location. Five Year Certificates of Deposit (CD) are generally the longest term CD that most credit unions will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

WOODBRIDGE, NJ - March 6, 2015
5 Year CD National Average : 1.13% ?
Credit Union APY Min Bal Miles ? More
Island 2.10% $1,000 16.96 +Learn More
Dva 2.05% $500 14.11 +Learn More
Affinity 2.00% $500 8.11 +Learn More
Ukrainian National 1.86% $1,000 3.76 +Learn More
People's Alliance 1.83% $500 17.78 +Learn More
Bay Ridge 1.75% $500 14.18 +Learn More
Usalliance 1.71% $500 16.45 +Learn More
Usalliance 1.71% $500 17.86 +Learn More
Proponent 1.70% $1,000 13.92 +Learn More
North Jersey 1.60% $500 14.70 +Learn More
Xcel 1.60% $500 18.45 +Learn More
Xcel 1.60% $500 11.35 +Learn More
Justice 1.50% $500 18.37 +Learn More
Newark Firemen 1.50% $500 14.22 +Learn More
Automatic Data Processing 1.46% $500 17.11 +Learn More
Aspire 1.41% $500 5.01 +Learn More
Cfcu Community 1.35% $500 18.31 +Learn More
North Jersey 1.25% $500 14.70 +Learn More
Quorum 1.20% $100,000 17.28 +Learn More
Quorum 1.10% $1,000 17.28 +Learn More
Polish & Slavic 1.05% $500 4.73 +Learn More
Polish & Slavic 1.05% $500 15.89 +Learn More
United Teletech Financial 1.00% $1 12.72 +Learn More
Partners 1st 0.99% $500 12.87 +Learn More
B-m S 0.95% $5,000 10.11 +Learn More
Allegacy 0.95% $100,000 18.04 +Learn More
Allegacy 0.90% $500 18.04 +Learn More

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

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Financial products of all nature bear inherent risks and this website is not a financial advisory service. provides information related to rates on US-based savings accounts, CD (certificate of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. No financial product of any sort is endorsed. does not have any agency relationship or any affiliation – other than an advertising relationship – with any financial institution mentioned on the website. Rate information is provided by third party sources and all information related to financial health of FDIC-registered banks and NCUA-registered credit unions is provided directly by those agencies. does not verify or guarantee the accuracy of this information and specifically disclaims responsibility for errors and omissions. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. ©, LLC, 2015.