Credit Union CD Rates – 4 Year

Below are 5 year CD Rates from credit unions that are located within 20 miles of your location. Five Year Certificates of Deposit (CD) are generally the longest term CD that most credit unions will offer. They tend to offer the highest rates but require the longest commitment. Five year CDs are especially popular in a declining interest rate environment as depositors can lock money in at the highest rate possible for the longest period of time. They are also popular with depositors who are willing to lock up money for five years in return for extra yield.

New York, NY - April 20, 2015
5 Year CD National Average : 1.13% ?
Credit Union APY Min Bal Miles ? More
Montauk 2.50% $0 2.24 +Learn More
Melrose 2.27% $5,000 10.13 +Learn More
Greater Alliance 2.25% $500 12.20 +Learn More
Island 2.10% $1,000 1.75 +Learn More
American Airlines 2.07% $10,000 8.55 +Learn More
Dva 2.07% $500 6.85 +Learn More
Navy Federal Credit Union 2.05% $100,000 14.80 +Learn More
Affinity 2.00% $500 16.58 +Learn More
Navy Federal Credit Union 1.95% $10,000 14.80 +Learn More
People's Alliance 1.83% $500 1.68 +Learn More
Wings Financial 1.76% $500 11.25 +Learn More
Usalliance 1.71% $500 1.71 +Learn More
Usalliance 1.71% $500 0.45 +Learn More
Proponent 1.70% $1,000 8.74 +Learn More
First Jersey 1.66% $1,000 17.95 +Learn More
Xcel 1.60% $500 0.17 +Learn More
Xcel 1.60% $500 3.28 +Learn More
North Jersey 1.60% $500 9.02 +Learn More
Greater Metro 1.56% $500 2.18 +Learn More
Newark Firemen 1.50% $500 7.30 +Learn More
Justice 1.50% $500 0.10 +Learn More
Aspire 1.41% $500 12.29 +Learn More
Cfcu Community 1.35% $500 0.07 +Learn More
North Jersey 1.25% $500 9.02 +Learn More
Quorum 1.20% $100,000 2.92 +Learn More
Quorum 1.10% $1,000 2.92 +Learn More
United Nations 1.10% $500 4.09 +Learn More
Polish & Slavic 1.05% $500 6.76 +Learn More
Polish & Slavic 1.05% $500 2.96 +Learn More
Financial 0.85% $1,000 2.57 +Learn More

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.


roger tilley, March 23, 2015


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Financial products of all nature bear inherent risks and this website is not a financial advisory service. provides information related to rates on US-based savings accounts, CD (certificate of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. No financial product of any sort is endorsed. does not have any agency relationship or any affiliation – other than an advertising relationship – with any financial institution mentioned on the website. Rate information is provided by third party sources and all information related to financial health of FDIC-registered banks and NCUA-registered credit unions is provided directly by those agencies. does not verify or guarantee the accuracy of this information and specifically disclaims responsibility for errors and omissions. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. ©, LLC, 2015.