You are viewing interest checking rates from credit unions across New York

New York Interest Checking - Credit Unions 2024

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

NY - April 23, 2024

Credit Unions APY MIN

Jovia Financial


Restrictions

3.50%

$25

Teachers


Restrictions

3.00%

$0

United Nations


Restrictions

1.00%

0.05%

$0

$1

0.45%

$25,000

Bethpage


Restrictions

0.40%

$0

American Airlines


Restrictions

0.40%

0.25%

$0

$750

Pentagon


Restrictions

0.35%

0.15%

$20,000

$0

Advantage


Restrictions

0.25%

$1

Ghs


Restrictions

0.25%

$2,500

Pittsford


Restrictions

0.20%

$0

Qside


Restrictions

0.15%

$2,500

0.10%

0.05%

$1,500

$0

Visions


Restrictions

0.10%

$0

0.10%

$2,500

Xceed Financial


Restrictions

0.10%

$1

Together


Restrictions

0.10%

$1

Centra


Restrictions

0.10%

$2,500

Ghs


Restrictions

0.10%

$1

Sidney


Restrictions

0.10%

$2,500

0.10%

$2,500

Qside


Restrictions

0.10%

$1

Quorum


Restrictions

0.05%

0.01%

$20,000

$0

Affinity


Restrictions

0.05%

$1,000

Xcel


Restrictions

0.05%

$2,500

Trailnorth


Restrictions

0.05%

$2,500

First Source


Restrictions

0.05%

$2,500

0.05%

$2,500

0.05%

$2,500

Esl


Restrictions

0.05%

$1

Reliant Community


Restrictions

0.05%

$2,500

First New York


Restrictions

0.05%

$2,500

0.05%

$2,500

Mid-hudson Valley


Restrictions

0.05%

$1,000

Greater Metro


Restrictions

0.05%

$2,500

Suma Yonkers


Restrictions

0.05%

$200

People's Alliance


Restrictions

0.05%

$2,500

Island


Restrictions

0.05%

$2,500

Justice


Restrictions

0.05%

$2,500

Mohawk Valley


Restrictions

0.03%

$0

0.02%

$500

Polish & Slavic


Restrictions

0.01%

$1,500

Ridgedale


Restrictions

0.01%

$500

Americu


Restrictions

0.01%

$2,500

0.01%

$1

Alternatives


Restrictions

0.01%

$2,500

Edu


Restrictions

0.00%

$0

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


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