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* 1.05% APY - Everbank High Interest Checking Six Month Bonus Rate.

Online Checking - May 17, 2012

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Online checking accounts provide users with greater interest in return for not banking with a brick and mortar branch or location. Online checking accounts generally come with a debit card and bill pay and allow users to deposit money via mail or electronic transfers. Most online banks also refund foreign ATM fees. Below are current online checking account rates.

Online Banks APY Min Bal Max Bal
EverBank 1.05% $1,500 _
  6 Month bonus rate to $50,000. First year APY up to $50,000 is 0.83%
FNBO Direct 0.65% $1 _
ING Direct 0.90% $100,000 _
ING Direct 0.85% $50,000 $100,000
Incredible Bank 1.01% $0 $250,000
Clear Sky Accounts 0.80% $25,000 $250,000
Westfield Bank, FSB 0.75% $25,000 _
Virtualbank 0.65% $50,000 _
AirBanking 0.45% $50,000 _
Ascencia Bank 0.32% $50 _
Aurora Bank 0.25% $100,000 _
Acacia Federal Savings Bank 0.20% $5,000 _

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

Latest Articles - Checking

Everbank Promo Rate Back - Six Month Checking and Money Market Promo Rate of 1.05% APY
Posted on March 02, 2012
Weekly Rate Spotlight - Cardinal Bank Offering 2.01% APY First Choice Checking
Posted on February 21, 2012
Weekly Rate Deal - Consumers Credit Union Offers 4.09% APY Rewards Checking Account - Nationally Available
Posted on January 05, 2012
Bank Rewards Programs That Put Cash In Your Pocket
Posted on November 11, 2011
Look Before You Leap to a New Bank
Posted on November 03, 2011
Clear Sky Accounts Offer High APYs and Free Way to Track Spending
Posted on May 26, 2011
Banks Offer Existing Customers More Than Monetary Bonuses
Posted on May 25, 2011
ING Direct Offering $50 Bonus to Open Electric Orange Checking
Posted on April 08, 2011

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Financial products of all nature bear inherent risks and this website is not a financial advisory service. BestCashCow.com provides information related to rates on US-based savings accounts, CD (certificates of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. No financial product of any sort is endorsed. BestCashCow.com does not have any agency relationship or any affiliation – other than an advertising relationship – with any financial institution mentioned on the website. Rate information is provided by third party sources and all information related to financial health of FDIC-registered banks and NCUA-registered credit unions is provided directly by those agencies. BestCashCow.com does not verify or guarantee the accuracy of this information and specifically disclaims responsibility for errors and omissions. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. © BestCashCow.com, LLC, 2012.

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