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Mutual of Omaha Online Checking - Bank Anywhere with 24/7 access, Free ATM’s and a Low Minimum Opening Deposit.

Online Checking - June 19, 2013

Online checking accounts provide users with greater interest in return for not banking with a brick and mortar branch or location. Online checking accounts generally come with a debit card and bill pay and allow users to deposit money via mail or electronic transfers. Most online banks also refund foreign ATM fees. Below are current online checking account rates.

Online Banks APY Min Bal Max Bal
Mutual of Omaha Bank 0.50% $1,500 $250,000
  Bank Anywhere with 24/7 access, Free ATM’s and a Low Minimum Opening Deposit.
Capital One 360 0.85% $100,000 _
Capital One 360 0.80% $50,000 $100,000
Ally Bank 0.75% $15,000 _
Clear Sky Accounts 0.75% $25,000 $250,000
Incredible Bank 0.71% $0 $250,000
Bank of Internet 0.71% $500 _
FNBO Direct 0.65% $0 _
Virtualbank 0.65% $50,000 _
EverBank 0.61% $25,000 _
Acacia Federal Savings Bank 0.50% $0 _
AirBanking 0.45% $50,000 _
Ally Bank 0.40% $0 _
iGobanking.com 0.25% $1 _
Ascencia Bank 0.24% $50 _

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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Financial products of all nature bear inherent risks and this website is not a financial advisory service. BestCashCow.com provides information related to rates on US-based savings accounts, CD (certificates of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. No financial product of any sort is endorsed. BestCashCow.com does not have any agency relationship or any affiliation – other than an advertising relationship – with any financial institution mentioned on the website. Rate information is provided by third party sources and all information related to financial health of FDIC-registered banks and NCUA-registered credit unions is provided directly by those agencies. BestCashCow.com does not verify or guarantee the accuracy of this information and specifically disclaims responsibility for errors and omissions. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. © BestCashCow.com, LLC, 2013.

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