North Georgia Community Federal Credit Union
Headquarters
25 Gateway Business Park Dr
Ringgold, GA 30736
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2024 Overview
General Credit Union Information
North Georgia Community is an NCUA insured institution located in Ringgold, GA. It was founded in 1958 and has approximately $18.61 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12176 |
| Date Established | 1958 |
| Assets | $18.61 million |
| Loans | $12.42 million |
| Deposits | $17.44 million |
| Capital | $1.36 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Catoosa County.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for North Georgia Community
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Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for North Georgia Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.710% | 6.625% | 0.88 | $2,803 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.905% | 6.750% | 1.00 | $5,094 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to North Georgia Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are North Georgia Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
NORTH GEORGIA COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
North Georgia Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of North Georgia Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| North Georgia Community | U.S. Average |
|---|---|
| 12.76% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, North Georgia Community had $156,165 in non-current loans and $27,000 in owned assets. To cover these potential losses it had $1,363,345 in net worth and $72,310 in loans loss reserves. That gives it a Texas Ratio of 12.76%.
Net Worth
| North Georgia Community | U.S. Average |
|---|---|
| 7.32% | 13.62% |
North Georgia Community FCU has a net worth of 7.32% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for North Georgia Community
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