2024 Overview
General Credit Union Information
Clark County is located in Las Vegas, Nv. It was founded in 1951 and has approximately $1172.63 millions in assets.
Who can Join CCCU?
An employee of any Clark County, City of Henderson, City of Las Vegas, or City of North Las Vegas government employee group.
A full or part-time employee, or volunteer, of any medical profession-related office or group in Clark County.
A member of local public radio (KNPR 88.9 and KCNV 89.7) $40 initial membership donation to station (paid by CCCU on your behalf). You can be enrolled as a new member of the community NPR station KNPR radio for one full year when you become a new member of CCCU. Continuing radio station membership is optional and would be paid you going forward.
Anyone related to a current member by blood, marriage, or adoption.
The unmarried widow/widower of a deceased CCCU member.
An employee of any of their specifically board-authorized Select Employer Groups (SEG).
A retiree (pensioner or annuitant) of any select employer group.
| NCUA Insured | No |
| Charter Number # | # 86752 |
| Date Established | 1951 |
| Assets | $1,172.63 million |
| Loans | $844.31 million |
| Deposits | $1,023.31 million |
| Capital | $151.32 million |
Field of Membership Restrictions
Membership is open to anyone through being a member of public radio KNPR or KCNV ($40 membership donation can be made through the credit union). Membership is also open to employees of City of Henderson, Clark County, City of Las Vegas, or City of North Las Vegas, employee or volunteer with any medical profession-related office or group, member business of the Henderson Chamber of Commerce, or other Select Employer Group.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.46% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.46% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.15% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Clark County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Clark County
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Branches
Below are Clark County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
CLARK COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Clark County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Clark County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Clark County | U.S. Average |
|---|---|
| 3.08% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Clark County had $4,702,505 in non-current loans and $244,882 in owned assets. To cover these potential losses it had $151,318,347 in net worth and $9,378,000 in loans loss reserves. That gives it a Texas Ratio of 3.08%.
Net Worth
| Clark County | U.S. Average |
|---|---|
| 12.9% | 13.62% |
Clark County FCU has a net worth of 12.9% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Clark County
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