Community First Credit Union
Headquarters
Po Box 1487
Appleton, WI 54912
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Phone 1-920-830-7200
2024 Overview
General Credit Union Information
Community First is an NCUA insured institution located in Appleton, WI. It was founded in 1975 and has approximately $5550.45 millions in assets.
Who can join?
Anyone who works, lives or attends school in Outagamie, Winnebago, Calumet, Manitowoc, Waupaca, Brown, Fond du Lac, Green Lake, Oconto, Shawano, Sheboygan and Waushara counties can join Community First. Once you join, you have membership for life, even if you move from the above counties.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66642 |
| Date Established | 1975 |
| Assets | $5,550.45 million |
| Loans | $3,934.77 million |
| Deposits | $4,838.21 million |
| Capital | $682.11 million |
Field of Membership Restrictions
Membership in Community First Credit Union is open to those who live, work, or attend school in Winnebago, Outagamie, Calumet, Kewaunee, Manitowoc, Brown, Fond du Lac, Green Lake, Oconto, Shawano, Sheboygan and Waushara counties in Wisconsin.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
1.00% | $100 | - |
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|
|
Money Market
|
1.10% | $7,500 | - |
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|
|
Money Market
|
1.25% | $15,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.20% | $2,500 | - |
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|
| 10 Month Special
|
5.20% | $5,000 | - |
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|
| 12 Mo CD
|
4.20% | $1,000 | - |
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|
| 15 Month Special
|
3.00% | $5,000 | - |
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|
| 18 Mo CD
|
4.20% | $1,000 | - |
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|
| 24 Mo CD
|
4.25% | $1,000 | - |
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|
| 36 Mo CD
|
4.30% | $1,000 | - |
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|
| 60 Mo CD
|
4.30% | $1,000 | - |
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|
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Community First
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 447490 |
6.947% | 6.875% | 0.75 | $2,342 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Community First
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Branches
Below are Community First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
COMMUNITY FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Community First Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Community First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Community First | U.S. Average |
|---|---|
| 0.74% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Community First had $5,078,408 in non-current loans and $18,635 in owned assets. To cover these potential losses it had $682,109,000 in net worth and $4,003,836 in loans loss reserves. That gives it a Texas Ratio of 0.74%.
Net Worth
| Community First | U.S. Average |
|---|---|
| 12.29% | 13.62% |
Community First FCU has a net worth of 12.29% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Community First
pmm
February 12, 2022
Community First CU does NOT offer online Principal Payments on loans. CFCU online services are 20 years behind the industry. Online Principal payments are offered at Credit unions. Avoid Community First Credit Union if want the convenience of online principal payments. If you want to Save yourself hours/ Days by going to brick and mortar CU to make principal payments over the course of the loan Do Not become a member of Community First Credit Union. You're an " Owner " of the past in online banking at Community First Credit Union.
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