Family Security Credit Union
Headquarters
2204 Family Security Pl Sw
Decatur, AL 35603
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2024 Overview
General Credit Union Information
Family Security is an NCUA insured institution located in Decatur, AL. It was founded in 1953 and has approximately $930.54 millions in assets.
Who can join?
Membership is now available to individuals and businesses that live, work, worship, or attend school in the counties served across Alabama. In addition, employees and retirees of Ruby Tuesday, Inc., employees and retirees of Specialty Restaurant Group, Inc., and employees and retirees of the Compass Group family of companies, families of members, and organizations of such persons are also eligible for membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60605 |
| Date Established | 1953 |
| Assets | $930.54 million |
| Loans | $455.30 million |
| Deposits | $776.80 million |
| Capital | $164.80 million |
Field of Membership Restrictions
Family Security Credit Union of Alabama is open to the residents, people that maintain employment, church members, and the registered students in the eligible counties throughout Alabama that are accessible by visiting the credit union website. Membership eligibility also extends to include the family members of the current credit union members and the businesses that are located within the geographical field of membership.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Family Security
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Family Security
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Branches
Below are Family Security branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FAMILY SECURITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Family Security Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Family Security. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Family Security | U.S. Average |
|---|---|
| 2.74% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Family Security had $4,186,639 in non-current loans and $371,021 in owned assets. To cover these potential losses it had $164,797,665 in net worth and $1,821,387 in loans loss reserves. That gives it a Texas Ratio of 2.74%.
Net Worth
| Family Security | U.S. Average |
|---|---|
| 17.69% | 13.62% |
Family Security FCU has a net worth of 17.69% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Family Security
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