2024 Overview
General Credit Union Information
First Choice is an NCUA insured institution located in Marshfield, WI. It was founded in 1967 and has approximately $43.51 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66545 |
| Date Established | 1967 |
| Assets | $43.51 million |
| Loans | $20.17 million |
| Deposits | $36.94 million |
| Capital | $6.28 million |
Field of Membership Restrictions
First Choice Credit Union of Wisconsin is open to the residents and the people that maintain employment within these qualified counties: Wood, Marathon, Clark, and Portage as well as their direct family members.
Deposit Rates - April 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.20% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.91% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.91% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.96% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.96% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Choice
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
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NMLS ID: Not a Lender |
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NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to First Choice
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Branches
Below are First Choice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FIRST CHOICE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Choice Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Choice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Choice | U.S. Average |
|---|---|
| 1.83% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, First Choice had $116,473 in non-current loans and $0 in owned assets. To cover these potential losses it had $6,280,944 in net worth and $88,773 in loans loss reserves. That gives it a Texas Ratio of 1.83%.
Net Worth
| First Choice | U.S. Average |
|---|---|
| 14.44% | 13.62% |
First Choice FCU has a net worth of 14.44% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Choice
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