First Community Credit Union
Headquarters
200 N Adams St
Coquille, OR 97423
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2024 Overview
General Credit Union Information
First Community is an NCUA insured institution located in Coquille, OR. It was founded in 1957 and has approximately $1676.6 millions in assets.
Who can join?
To qualify for membership, you must meet one of the following:
Live or work in a qualifying community (Communities include all of St.
Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair).
Be an employee or retiree of a company or association in their field of membership.
Be a family member (spouse, child, grandchild, sibling, parent, or grandparent) of a member.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68530 |
| Date Established | 1957 |
| Assets | $1,676.60 million |
| Loans | $964.02 million |
| Deposits | $1,486.27 million |
| Capital | $190.54 million |
Field of Membership Restrictions
Membership in First Community Credit Union is open to thoses who live or work in Clackamas, Coos, Curry, Deschutes, Douglas, Gilliam, Hood River, Josephine, Jackson, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Umatilla, Wasco, Washington, or Yamhill Counties in Oregon. Membership is also open to those who live or work in the school districts of Trout Lake, Glenwood, White Salmon, Lyle, Klickitat, Centerville, Wishram, Roosevelt, and Goldendale in Klickitat County in Washington or Washougal, Camas, Evergreen, Vancouver, Ridgefield, Battleground, LaCenter, and Green Mountain in Clark County in Washington and Mill A., Stevenson-Carlson, Skamania, and Mount Pleasant in Skamania County in Washington.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.02% | $2,500 | $4,999 |
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|
|
Money Market
|
0.02% | $2,500 | $2,999 |
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|
|
Money Market
|
0.03% | $10,000 | $14,999 |
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|
|
Money Market
|
0.03% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.07% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.17% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.02% | $1 | $499 | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Fixed IRA
|
0.15% | $1 | $999 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $2,500 | $3,499 | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to First Community
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Branches
Below are First Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FIRST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Community | U.S. Average |
|---|---|
| 1.04% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, First Community had $1,957,530 in non-current loans and $37,247 in owned assets. To cover these potential losses it had $190,537,331 in net worth and $1,098,748 in loans loss reserves. That gives it a Texas Ratio of 1.04%.
Net Worth
| First Community | U.S. Average |
|---|---|
| 11.36% | 13.62% |
First Community FCU has a net worth of 11.36% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Community
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