First Flight Federal Credit Union
Headquarters
1815 Kildaire Farm Rd, Suite A
Cary, NC 27518
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2024 Overview
General Credit Union Information
First Flight is an NCUA insured institution located in Cary, NC. It was founded in 1952 and has approximately $228.49 millions in assets.
Who can join?
Family members of members of the credit union are eligible to join.
If you are associated with a select group, then you're also eligible to join.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7870 |
| Date Established | 1952 |
| Assets | $228.49 million |
| Loans | $134.56 million |
| Deposits | $196.85 million |
| Capital | $28.77 million |
Field of Membership Restrictions
Membership in First Flight Federal Credit Union is open to anyone through a donation to the Capital Area Preservation Club, Holly Springs Arts Council, or Beaufort Historical Society. Membership is also open to those who live, work, or worship in Lenoir County, Pitt County, the New Bern community, or the Havelock community or those who have electric service through Carteret-Craven EMC.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $25 | $9,999 |
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|
| Share
|
0.10% | $10,000 | - |
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|
|
Money Market
|
1.00% | $1,000 | $9,999 |
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|
|
Money Market
|
4.07% | $10,000 | $49,999 |
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|
|
Money Market
|
1.51% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.92% | $500 | $9,999 |
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|
| 6 Mo CD
|
2.02% | $10,000 | - |
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|
| 12 Mo CD
|
5.01% | $500 | $9,999 |
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|
| 12 Mo CD
|
5.12% | $10,000 | - |
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|
| 18 Mo CD
|
3.97% | $500 | $9,999 |
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|
| 18 Mo CD
|
4.07% | $10,000 | - |
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|
| 24 Mo CD
|
3.97% | $500 | $9,999 |
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|
| 24 Mo CD
|
4.07% | $10,000 | - |
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|
| 36 Mo CD
|
3.20% | $500 | $9,999 |
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|
| 36 Mo CD
|
3.30% | $10,000 | - |
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|
| 48 Mo CD
|
3.20% | $500 | $9,999 |
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|
| 48 Mo CD
|
3.30% | $10,000 | - |
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|
| 60 Mo CD
|
3.20% | $500 | $9,999 |
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|
| 60 Mo CD
|
3.30% | $10,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $0 | - | Learn More |
Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Flight
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to First Flight
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Branches
Below are First Flight branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FIRST FLIGHT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Flight Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Flight. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Flight | U.S. Average |
|---|---|
| 6.26% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, First Flight had $1,656,897 in non-current loans and $190,447 in owned assets. To cover these potential losses it had $28,767,133 in net worth and $730,663 in loans loss reserves. That gives it a Texas Ratio of 6.26%.
Net Worth
| First Flight | U.S. Average |
|---|---|
| 12.57% | 13.62% |
First Flight FCU has a net worth of 12.57% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Flight
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