Georgia United Credit Union
Headquarters
6705 Sugarloaf Pkwy
Duluth, GA 30097
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2024 Overview
General Credit Union Information
Georgia United is an NCUA insured institution located in Duluth, GA. It was founded in 1958 and has approximately $2117.81 millions in assets.
Who can join?
Georgia United serves...
Catholic Community (Members and employees)
Georgia Tech (Faculty and staff)
Employees and retirees of Select Employee Groups, and Georgia State Agencies (including all state agencies, colleges, and universities)
School Systems
State Employees
UGA Community (Faculty, staff, students, and alumni)
Immediate family member of a Georgia United members or an eligible non-member, including Spouses or Domestic Partners, Children, Parents, Brother/Sister, Stepparents/Stepchildren, Stepbrother/Stepsister, Grandparents/Grandchildren, Adoptive relationships
Persons who live in the following areas:
Laurens County
Clarke County
City of Norcross
City of Cumming
Gwinnett County
Forsyth County
Henry County
Rockdale County
Persons residing in the same household of a Georgia United member or an eligible non-member
Volunteers of any school, church, parish, hospital or association within Georgia United's field of membership
Widow/widower of eligible member
Foreign contracted employees of Select Employee Group County Board of Educations
Those employed with the private school sector of DeKalb County
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68607 |
| Date Established | 1958 |
| Assets | $2,117.81 million |
| Loans | $1,670.73 million |
| Deposits | $1,828.79 million |
| Capital | $220.24 million |
Field of Membership Restrictions
Membership in Georgia United Credit Union is open to the following: (1) those who live in Clarke, DeKalb, Forsyth, Gwinnett, Henry, Laurens, Rockdale, or Whitfield Counties or in the cities of Cumming or Norcross in Georgia; (2) faculty, staff, and students of the University of Georgia; (3) faculty and staff of Georgia Tech; (4) members and employees of the Catholic community in the Archdiocese of Atlanta; (5) employees and retirees of the state of Georgia and over 250 area Select Employer Groups; (6) employees of Clarke County Schools, Greater Atlanta Christian School, Atlanta Metropolitan College and over 200 public, private or parochial schools in the state of Georgia; (6) immediate family of anyone eligible.
Deposit Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
Loan Rates - April 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Georgia United
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.698% | 6.625% | 0.75 | $2,403 | $2,049 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Georgia United
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Branches
Below are Georgia United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
GEORGIA UNITED is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Georgia United Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Georgia United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Georgia United | U.S. Average |
|---|---|
| 8.35% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Georgia United had $17,611,887 in non-current loans and $1,262,416 in owned assets. To cover these potential losses it had $220,240,907 in net worth and $5,827,532 in loans loss reserves. That gives it a Texas Ratio of 8.35%.
Net Worth
| Georgia United | U.S. Average |
|---|---|
| 10.77% | 13.62% |
Georgia United FCU has a net worth of 10.77% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Georgia United
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