Oregonians Federal Credit Union
Headquarters
6915 Se Lake Rd
Milwaukie, OR 97267
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2024 Overview
General Credit Union Information
Oregonians is an NCUA insured institution located in Milwaukie, OR. It was founded in 1937 and has approximately $300.63 millions in assets.
Who can join?
If you are meet one of the following criteria, you are eligible for membership:
• You are currently an employee of one of Oregonians Credit Union’s Business Partners (SEGs).
• You are an immediate family or household member of a current member.
• Your employer belongs to one of these Chambers of Commerce: Beaverton Area Chamber, Gresham Area Chamber, Historic Downtown Gresham, North Clackamas Chamber, Oregon City Chamber, Portland Business Alliance, Prineville Chamber, Wilsonville Chamber, Tualatin Chamber, and Springfield Chamber
• You are retired from a company whose employees are eligible for membership.
• You are member of one of our affiliated associations (such as a church or club).
• You are member of the immediate family or household member of a person meeting one of the above criteria.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24760 |
| Date Established | 1937 |
| Assets | $300.63 million |
| Loans | $104.11 million |
| Deposits | $263.73 million |
| Capital | $35.66 million |
Field of Membership Restrictions
Membership is open to anyone who lives or works in 13 western and central Oregon counties: Benton, Clackamas, Columbia, Crook, Deschutes, Jefferson, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill. Immediate family members of those who qualify above are also eligible.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Oregonians
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to Oregonians
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Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Oregonians
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Oregonians
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Oregonians branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
OREGONIANS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Oregonians Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Oregonians. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Oregonians | U.S. Average |
|---|---|
| 1.89% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Oregonians had $484,219 in non-current loans and $196,577 in owned assets. To cover these potential losses it had $35,658,570 in net worth and $359,139 in loans loss reserves. That gives it a Texas Ratio of 1.89%.
Net Worth
| Oregonians | U.S. Average |
|---|---|
| 11.86% | 13.62% |
Oregonians FCU has a net worth of 11.86% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Oregonians
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