Piedmont Advantage Credit Union
Headquarters
3530 Advantage Way
Winston Salem, NC 27103
See all branch locations →
2024 Overview
General Credit Union Information
Piedmont Advantage Credit Union is an NCUA insured institution located in Winston Salem, NC. It was founded in 1949 and has approximately $384.91 millions in assets.
Who can join?
Anyone who lives, works, worships, or attends school in the counties of Bladen, Brunswick, Columbus, Duplin, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender, or Rockingham, NC is eligible for membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60160 |
| Date Established | 1949 |
| Assets | $384.91 million |
| Loans | $265.24 million |
| Deposits | $366.08 million |
| Capital | $34.55 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Brunswick, Bladen, Duplin, Columbus, Forsyth, Guilford, Iredell, Mecklenburg, New Hanover, Pender or Rockingham counties in North Carolina.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.10% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.10% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.15% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.40% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
Learn More
|
| 30 Mo CD
|
0.65% | $10,000 | $14,999 |
Learn More
|
| 30 Mo CD
|
0.65% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
Learn More
|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Piedmont Advantage Credit Union
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2059741 |
6.905% | 6.750% | 1.00 | $5,094 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Piedmont Advantage Credit Union
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Piedmont Advantage Credit Union branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
PIEDMONT ADVANTAGE CREDIT UNION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Piedmont Advantage Credit Union Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Piedmont Advantage Credit Union. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Piedmont Advantage Credit Union | U.S. Average |
|---|---|
| 5.17% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Piedmont Advantage Credit Union had $1,837,565 in non-current loans and $13,088 in owned assets. To cover these potential losses it had $34,546,992 in net worth and $1,244,570 in loans loss reserves. That gives it a Texas Ratio of 5.17%.
Net Worth
| Piedmont Advantage Credit Union | U.S. Average |
|---|---|
| 8.97% | 13.62% |
Piedmont Advantage Credit Union FCU has a net worth of 8.97% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Piedmont Advantage Credit Union
Bortyfred
December 15, 2020 |
They told me that they would cut me a cashiers check for $4800 from my checking. I arrived there and new story only $500 can withdrawal. They are history as I am closing my account
Is this review helpful? Yes:0 / No: 0
Add Your Review
or use your BestCashCow account