Southeastern Federal Credit Union
Headquarters
Po Box 2067
Valdosta, GA 31604
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2024 Overview
General Credit Union Information
Southeastern is an NCUA insured institution located in Valdosta, GA. It was founded in 1953 and has approximately $218.96 millions in assets.
Who can join?
You are eligible to join Southeastern FCU if you live, work, worship, attend school, or regularly conduct business in the following counties: Ben Hill, Berrien, Brooks, Cook, Echols, Irwin, Lanier, Lowndes, Tift, and Turner. If you are a business or legal entity in one of the above counties, you may join as well. Credit union membership is also a family affair. Membership is open to immediate family members (spouses, siblings, parents, children, grandchildren, and/or grandparents).
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8947 |
| Date Established | 1953 |
| Assets | $218.96 million |
| Loans | $143.03 million |
| Deposits | $196.46 million |
| Capital | $21.37 million |
Field of Membership Restrictions
Membership is open to those who live in Turner, Ben Hill, Irwin, Tift, Berrien, Cook, Lanier, Brooks, Lowndes and Echols Counties in Georgia.
Deposit Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Southeastern
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Loan Rates - April 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Southeastern
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.608% | 6.500% | 0.88 | $3,600 | $2,023 | Learn More |
NMLS ID: 2059741 |
6.894% | 6.750% | 0.88 | $4,746 | $2,076 | Learn More |
NMLS ID: 401822 |
6.932% | 6.750% | 0.88 | $6,000 | $2,076 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Southeastern
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Southeastern branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SOUTHEASTERN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Southeastern Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Southeastern. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Southeastern | U.S. Average |
|---|---|
| 6.31% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Southeastern had $1,095,512 in non-current loans and $345,361 in owned assets. To cover these potential losses it had $21,373,580 in net worth and $1,450,289 in loans loss reserves. That gives it a Texas Ratio of 6.31%.
Net Worth
| Southeastern | U.S. Average |
|---|---|
| 9.76% | 13.62% |
Southeastern FCU has a net worth of 9.76% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Southeastern
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