Southland Federal Credit Union
Headquarters
2601 S John Redditt Dr
Lufkin, TX 75904
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2024 Overview
General Credit Union Information
Southland is an NCUA insured institution located in Lufkin, TX. It was founded in 1963 and has approximately $72.84 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 15815 |
| Date Established | 1963 |
| Assets | $72.84 million |
| Loans | $40.52 million |
| Deposits | $61.77 million |
| Capital | $10.66 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Angelina, Houston or Trinity County, Texas.
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Southland
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Southland
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Branches
Below are Southland branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SOUTHLAND is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Southland Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Southland. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Southland | U.S. Average |
|---|---|
| 3.29% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Southland had $314,014 in non-current loans and $53,173 in owned assets. To cover these potential losses it had $10,664,208 in net worth and $485,711 in loans loss reserves. That gives it a Texas Ratio of 3.29%.
Net Worth
| Southland | U.S. Average |
|---|---|
| 14.64% | 13.62% |
Southland FCU has a net worth of 14.64% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Southland
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