Unitus Community Credit Union
Headquarters
1300 Sw 6th Ave
Portland, OR 97201
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2024 Overview
General Credit Union Information
Unitus Community is an NCUA insured institution located in Portland, OR. It was founded in 1937 and has approximately $1723.07 millions in assets.
Who can join?
You can if...
You live, work, worship, or go to school in one of the following Oregon Counties:
Multnomah, Benton, Washington, Linn, Clackamas, Lane, Marion, Deschutes, Polk, Douglas, Yamhill, Josephine, Columbia, Jackson, Hood River
You live, work, worship, or go to school anywhere in the State of Washington.
You are a family member of someone who qualilfies:
Spouses and parents, children and siblings, aunts and uncles, grandparents and grandchildren. Even if your qualifying family member isn’t a member, you are still eligible.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 63440 |
| Date Established | 1937 |
| Assets | $1,723.07 million |
| Loans | $1,290.92 million |
| Deposits | $1,502.53 million |
| Capital | $168.23 million |
Field of Membership Restrictions
Membership in Unitus Community Credit Union is open to those who live, work, or worship in the state of Washington and to those who live or work in Multnomah, Washington, Clackamas, Marion, Polk, Yamhill, Columbia, Hood River, Benton, Linn, Lane, Deschutes, Douglas, Josephine, or Jackson Counties in Oregon.
Deposit Rates - April 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.01% | $2,500 | $4,999 |
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|
|
Money Market
|
0.01% | $2,500 | $2,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $1 | $99 | Learn More |
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - April 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Unitus Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.787% | 6.750% | 0.38 | $1,203 | $2,076 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Unitus Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Unitus Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UNITUS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Unitus Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Unitus Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Unitus Community | U.S. Average |
|---|---|
| 6.93% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Unitus Community had $11,818,683 in non-current loans and $1,009,005 in owned assets. To cover these potential losses it had $168,229,640 in net worth and $16,769,985 in loans loss reserves. That gives it a Texas Ratio of 6.93%.
Net Worth
| Unitus Community | U.S. Average |
|---|---|
| 9.76% | 13.62% |
Unitus Community FCU has a net worth of 9.76% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Unitus Community
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