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Carrying a balance? We've found the lowest interest credit cards so that you can minimize the amount you pay in interest. And some of these cards even carry some pretty decent perks. So if you are carrying a balance, take a look and start savings yourself some easy money.
Updated: December 2008 | Found a better card? Let everyone know.
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Other Benefits
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Annual
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| Discover More Card | 0% APR on balance transfers and purchases until July 2009. APR as low as 10.99% after introductory period. | 5% Cashback on popular categories that change four times per year: travel, apparrel, home gas. 1% Cashback on all other purchases. $0 Fraud Liability Guarantee. |
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| Citi Platinum Select Card | 0% APR on balance transfers and purchases for up to 12 months.* APR as low as 10.24% after introductory period. | $0 Liability on fraudulent purchases. | $0 |
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| Everbank Visa Platinum Card | Purchase APR as low as 9.90%. Cash advances of 19.15% and default APR of 17.15%. | For $49 you can join their rewards program and redeem points for travel, merchandise, gift cards, and more. |
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| Blue from American Express | 0% APR on purchases for up to 15 months. Balance transfer APR of 4.99% fixed for the life of the transfer. | Membership Awards Express Program: Enroll and you can earn one point for virtually every dollar you charge with Blue to redeem for entertainment, retail, and travel rewards. |
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| Citi Diamond Preferred® Card | 0% intro APR on purchases and balance transfers for 12 months. | Citi Identify Theft Solutions. $0 liability on unauthorized purchases. | $0 |
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| Bank of America WorldPoints® Platinum Plus® MasterCard® Credit Card | 0% APR on balance transfers and and cash advance checks for the first 12 billing cycles.* Current regular APR 9.99%.* | WorldPoints Reward program. Earn 1 point for every $1 in net retail purchases. $5,000 points = $25 $25,000 points = roundtrip ticket. | $0 |
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