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Applying for a credit card is free. You can use the internet to fill out an application, or wait for an offer to arrive in the mail. Either way, you do not have to pay any money. That being said,...
After several years of persistent persecution, it looks as though the tide for the fast payday loans industry is taking a turn for the better. Three key pieces of legislation have recently been...
US mortgage rates dropped for the third consecutive week. The 30-year rate dropped to 4.83% from 4.91%, the lowest since May, mortgage buyer Freddie Mac said today. The average 15-year rate fell to...
The Federal Housing Administration (FHA) which has propped up the housing market by insuring hundreds of billions of mortgage loans, is in danger of running out of money as foreclosures and...
When President Obama signed H.R.3548 – Worker, Homeownership, and Business Assistance Act of 2009, popularly known as the Home Buyer Tax Credit, he effectively extended the federal tax credit for...
One hundred percent of credit cards offered online by the leading bank card issuers continue to include practices that will be outlawed once legislation passed in May takes effect next year,...
I don’t know if it’s because we are overloaded by information, or because the media business model is not very lucrative so they try to become more sensational, but I don’t see how interest...
Did you take out a loan to buy your car? There is nothing wrong with this – it is something that many people do everyday. Just remember that car loan debt is just like any other kind. You have to...
Nothing in this world can be called good or bad. Everything depends on the context and is so very conditional. Take debt for instance, it can be both good and bad depending upon a number of...
Let's figure out some ways to actually save money using credit cards. The reason why we can do so is because many credit cards give back cash rebates for using the card on regular purchases (it...
I have heard it is said that people spend more with credit cards than with cash. I believe those statistics based on my personal experience. However, there is something to be said for the...