Disclaimer


Data provided by Icanbuy, LLC. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.

Purchase and Refinance

Fixed Rate/Adjustable Rate Conforming – Some rates are based on a $200,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence with an 80% loan-to-value ratio (96.5% LTV for FHA’s and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

Fixed Rate/Adjustable Rate Jumbo - Some rates are based on a $450,000 loan for a purchase or refinance transaction of an owner occupied, single-family residence, and up to 70% loan-to-value ratio (96.5% LTV for FHA’s and VAs) and 740 FICO score. Rates are subject to change without notice. All quotes are for products or loans that can be sold on the secondary market with no prepayment penalties nor negative amortization.

As part of the Economic Stimulus Act of 2008, Fannie Mae’s limit on conforming loans has been temporarily raised in some counties. The limits on these new “jumbo-conforming” mortgage loans differ from area to area and have been based on the MSA’s median home price. Please note that not all lenders will automatically raise their conforming loan limits. Inquiring directly with each lender is the best way to ensure you are assuming the correct conforming loan limit for your situation.

Monthly payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.