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Variable Rate IRAs – -, - February 22, 2012

Below are Variable Rate IRA CDs offered from banks that are located within 20 miles of the zip code selected above. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
The Harbor Bank Of Maryland 1.16% $100 8.18
First-citizens Bank & Trust Company 1.16% $100 4.57
Isabella Bank 0.65% $10 1.68
Oba Bank 0.65% $100 5.56
Burke & Herbert Bank & Trust Company 0.55% $100 3.36
John Marshall Bank 0.35% $1 4.37
John Marshall Bank 0.35% $1 2.87
Bank Of America, National Association 0.30% $1 0.13
Bank Of America, National Association 0.30% $1 4.72
Bank Of America, National Association 0.30% $1 2.03
Washingtonfirst Bank 0.25% $1 0.19
Washingtonfirst Bank 0.25% $1 6.51
Cardinal Bank 0.25% $500 3.03
Citibank, National Association 0.20% $1 0.15
Citibank, National Association 0.20% $1 5.93
Citibank, National Association 0.20% $1 4.56
Sovereign Bank, National Association 0.20% $1 6.12
Branch Banking And Trust Company 0.20% $1 0.24
Branch Banking And Trust Company 0.20% $1 5.25
Branch Banking And Trust Company 0.20% $1 2.00
Amalgamated Bank 0.20% $10 0.40
Monument Bank 0.15% $1 6.30
Columbia Bank 0.15% $10 6.67
Sonabank 0.10% $1 7.91
Hsbc Bank Usa, National Association 0.10% $1 0.30
Hsbc Bank Usa, National Association 0.10% $1 6.51
Hsbc Bank Usa, National Association 0.10% $1 4.26
Colombo Bank 0.10% $50 0.17
Colombo Bank 0.10% $50 6.11
Eaglebank 0.10% $100 0.18
Eaglebank 0.10% $100 4.75
Td Bank, National Association 0.05% $1 0.10
United Bank 0.05% $1 0.19
Td Bank, National Association 0.05% $1 8.94
United Bank 0.05% $1 5.62
Td Bank, National Association 0.05% $1 3.40
United Bank 0.05% $1 3.75
Wells Fargo Bank, National Association 0.05% $1 0.16
Wells Fargo Bank, National Association 0.05% $1 6.29
Wells Fargo Bank, National Association 0.05% $1 2.09
Pnc Bank, National Association 0.05% $250 0.08
Pnc Bank, National Association 0.05% $250 5.49
Pnc Bank, National Association 0.05% $250 1.94
Manufacturers & Traders Trust Company 0.05% $1,000 0.22
Manufacturers & Traders Trust Company 0.05% $1,000 4.78
Manufacturers & Traders Trust Company 0.05% $1,000 4.62
Suntrust Bank 0.05% $2,000 0.31
Suntrust Bank 0.05% $2,000 4.20
Suntrust Bank 0.05% $2,000 2.80
Suntrust Bank 0.05% $2,000 6.01
Sandy Spring Bank 0.03% $1 6.07
First State Bank 0.02% $1 1.94

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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