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Variable Rate IRAs – Alabama - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in Alabama. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Auburnbank 2.56% $500 -
Southern Independent Bank 1.12% $250 -
Cullman Savings Bank 1.00% $100 -
First National Bank Of Pulaski 0.85% $500 -
Escambia County Bank 0.85% $1 -
Farmers Exchange Bank 0.84% $500 -
Banktrust 0.75% $100 -
Community Spirit Bank 0.69% $100 -
Compass Bank 0.65% $1 -
Merchants Bank Of Alabama 0.65% $500 -
Firststate Bank 0.61% $250 -
Peoples Southern Bank 0.61% $1 -
Merchants Bank 0.60% $1,000 -
Central State Bank 0.60% $25 -
National Bank Of Commerce 0.60% $25 -
Troy Bank & Trust Company 0.60% $1,000 -
Pinnacle Bank 0.50% $25 -
Peoples State Bank Of Commerce 0.50% $1,000 -
Midsouth Bank, N. A. 0.50% $2,500 -
Vantage Bank Of Alabama 0.50% $1 -
The First National Bank Of Brundidge 0.50% $100 -
Cb&s Bank, Inc. 0.50% $100 -
The Slocomb National Bank 0.50% $50 -
Merchants And Farmers Bank 0.50% $100 -
Synovus Bank 0.50% $1,000 -
Progress Bank And Trust 0.45% $100 -
Iberiabank 0.45% $1,000 -
Peachtree Bank 0.41% $100 -
First National Bank Of Central Alabama 0.40% $500 -
Regions Bank 0.40% $250 -
First Financial Bank 0.38% $100 -
Citizens' Bank, Inc. 0.37% $1 -
First Community Bank Of Cullman 0.35% $50 -
Robertson Banking Company 0.35% $50 -
Bank Of The Ozarks 0.35% $1,000 -
Synovus Bank 0.32% $1 -
Capital City Bank 0.30% $1,000 -
Synovus Bank 0.28% $100 -
Community Bank, National Association 0.25% $1,000 -
First Community Bank 0.25% $10 -
Charterbank 0.20% $1,000 -
Bank Of Brewton 0.20% $1,000 -
Branch Banking And Trust Company 0.20% $1 -
West Alabama Bank & Trust 0.19% $1,000 -
Synovus Bank 0.15% $1 -
Synovus Bank 0.14% $1,000 -
Usameribank 0.10% $500 -
Bancorpsouth Bank 0.08% $1 -
Pnc Bank, National Association 0.05% $250 -
Wells Fargo Bank, National Association 0.05% $1 -
Suntrust Bank 0.05% $2,000 -
United Bank 0.04% $500 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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