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Variable Rate IRAs – Colorado - May 23, 2012

Below are Variable Rate IRA CDs offered from banks that are located in Colorado. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Morgan Federal Bank 1.41% $250 -
The Girard National Bank 1.30% $1 -
Mcclave State Bank 1.15% $1 -
Wray State Bank 1.05% $25 -
Mancos Valley Bank 1.00% $100 -
Bank Of The West 1.00% $100 -
Citizens Bank Of Pagosa Springs 1.00% $500 -
Kit Carson State Bank 0.93% $25 -
The Bank Of Denver 0.85% $50 -
The Farmers State Bank Of Brush 0.80% $100 -
The First National Bank Of Las Animas 0.77% $100 -
Fort Morgan State Bank 0.75% $200 -
Colorado East Bank & Trust 0.75% $100 -
The Colorado State Bank Of Walsh 0.75% $200 -
American Bank Of Commerce 0.70% $1,000 -
Points West Community Bank 0.70% $1 -
Compass Bank 0.65% $1 -
Wray State Bank 0.65% $25 -
First Pioneer National Bank 0.65% $1 -
Fowler State Bank 0.65% $1,000 -
First Southwest Bank 0.65% $1 -
First State Bank Of Colorado 0.60% $1,000 -
Solera National Bank 0.60% $50 -
Frontier Bank 0.55% $100 -
Equitable Savings And Loan Association 0.55% $100 -
Legacy Bank 0.50% $100 -
Adams Bank & Trust 0.50% $500 -
Tcf National Bank 0.50% $50 -
High Plains Bank 0.50% $1 -
Gunnison Savings And Loan Association 0.50% $500 -
The First National Bank In Trinidad 0.50% $100 -
The Eastern Colorado Bank 0.50% $1 -
Points West Community Bank 0.50% $1 -
The First National Bank Of Durango 0.40% $500 -
The Rawlins National Bank 0.40% $500 -
Commerce Bank 0.39% $500 -
Del Norte Bank 0.36% $50 -
Century Savings And Loan Association 0.35% $1 -
Mountain Valley Bank 0.35% $1 -
Firstbank 0.30% $1 -
Kirkpatrick Bank 0.30% $500 -
First National Bank 0.30% $25 -
5star Bank 0.29% $250 -
Vectra Bank Colorado, National Association 0.25% $100 -
Citywide Banks 0.25% $100 -
Bank Of The San Juans 0.25% $1 -
First National Bank 0.25% $10 -
Grand Valley Bank 0.20% $100 -
The First National Bank Of Hugo 0.20% $100 -
Castle Rock Bank 0.17% $100 -
The Colorado Bank And Trust Company Of La Junta 0.15% $200 -
First National Bank Of Wyoming 0.15% $500 -
The Bank At Broadmoor 0.15% $25 -
Keybank National Association 0.11% $1,000 -
Umb Bank Colorado, National Association 0.10% $1 -
The Home State Bank 0.10% $1 -
Rocky Mountain Bank & Trust Florence 0.10% $1 -
First National Bank Of The Rockies 0.10% $25 -
Mutual Of Omaha Bank 0.10% $100 -
San Luis Valley Federal Bank 0.10% $1,000 -
Bokf, National Association 0.10% $1 -
Summit Bank & Trust 0.10% $25 -
U.s. Bank National Association 0.05% $1 -
Anb Bank 0.05% $1 -
First-citizens Bank & Trust Company 0.05% $1 -
Heartland Bank 0.05% $1,000 -
Sunflower Bank, National Association 0.05% $100 -
Wells Fargo Bank, National Association 0.05% $1 -
International Bank 0.03% $10,000 -
Jpmorgan Chase Bank, National Association 0.01% $1 -
Evergreen National Bank 0.01% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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