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Variable Rate IRAs – Georgia - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in Georgia. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
The Geo. D. Warthen Bank 2.22% $500 -
First Federal Savings And Loan Association Of Valdosta 1.76% $250 -
Planters And Citizens Bank 1.25% $100 -
Vidalia Federal Savings Bank 1.01% $250 -
Bank Of Dooly 1.00% $1 -
Douglas National Bank 1.00% $100 -
Wilkinson County Bank 0.95% $500 -
First Tennessee Bank, National Association 0.85% $100 -
South Georgia Bank 0.80% $500 -
Southern Bank &trust 0.80% $1,000 -
Synovus Bank 0.75% $1,000 -
Community Banking Company Of Fitzgerald 0.70% $1 -
Quantum National Bank 0.70% $100,000 -
The Brand Banking Company 0.65% $1 -
The Heritage Bank 0.65% $500 -
Southwest Georgia Bank 0.65% $1,000 -
Community Bank Of Pickens County 0.65% $100 -
Northeast Georgia Bank 0.60% $100 -
The Carver State Bank 0.60% $500 -
Stearns Bank National Association 0.50% $100 -
Jasper Banking Company 0.50% $100 -
Synovus Bank 0.50% $1 -
Georgia Bank & Trust Company Of Augusta 0.50% $500 -
Security Federal Bank 0.50% $100 -
First American Bank And Trust Company 0.40% $250 -
Heritage First Bank 0.40% $500 -
The Bank Of Soperton 0.40% $100 -
Regions Bank 0.40% $250 -
Community National Bank 0.40% $100 -
Signature Bank Of Georgia 0.36% $100 -
Capital City Bank 0.35% $1,000 -
Northside Bank 0.35% $1 -
Bank Of The Ozarks 0.35% $1,000 -
Community Business Bank 0.35% $1 -
Capital City Bank 0.30% $1,000 -
First Intercontinental Bank 0.25% $1,000 -
Cherokee Bank, National Association 0.25% $100 -
Stephens Federal Bank 0.25% $1 -
Synovus Bank 0.25% $100 -
Synovus Bank 0.20% $1 -
Charterbank 0.20% $1,000 -
Farmers & Merchants Bank 0.20% $1 -
Bank Of America, National Association 0.20% $1 -
Atlantic Coast Bank 0.20% $5 -
Pinnacle Bank 0.20% $150 -
Monroe County Bank 0.20% $200 -
Guaranty Bank 0.20% $250 -
Gateway Bank & Trust 0.20% $100 -
Branch Banking And Trust Company 0.20% $1 -
Fifth Third Bank 0.20% $50 -
Capital City Bank 0.20% $1,000 -
Hamilton State Bank 0.20% $500 -
Community Bank Of The South 0.20% $50 -
The Coastal Bank 0.15% $1 -
Citizens Community Bank 0.15% $500 -
First Citizens Bank And Trust Company, Inc. 0.15% $100 -
First National Bank Of Griffin 0.14% $500 -
Renasant Bank 0.12% $50 -
The Savannah Bank, National Association 0.11% $1 -
Bryan Bank & Trust 0.11% $1 -
United Community Bank 0.10% $50 -
First Bank Of Georgia 0.10% $1 -
Midtown Bank & Trust Company 0.10% $1 -
Bank Of Atlanta 0.10% $1 -
Heritage Bank Of The South 0.10% $1 -
The Northern Trust Company 0.10% $1 -
Quantum National Bank 0.10% $50,000 -
The First National Bank Of Polk County 0.05% $1 -
Pnc Bank, National Association 0.05% $250 -
Wells Fargo Bank, National Association 0.05% $1 -
Suntrust Bank 0.05% $2,000 -
First-citizens Bank & Trust Company 0.05% $1 -
Quantum National Bank 0.05% $10,000 -
Synovus Bank 0.05% $500 -
Newton Federal Bank 0.04% $25 -
Jpmorgan Chase Bank, National Association 0.01% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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