Posted on April 13, 2012
Variable Rate IRAs – Idaho - May 23, 2012
Below are Variable Rate IRA CDs offered from banks that are located in Idaho. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.
| Bank | APY | Min Bal | Miles | More |
|---|---|---|---|---|
| Idaho Trust Bank | 0.41% | $50 | - | |
| Idaho Banking Company | 0.35% | $500 | - | |
| Bank Of America, National Association | 0.30% | $1 | - | |
| The Bank Of Commerce | 0.25% | $100 | - | |
| Zions First National Bank | 0.20% | $1,000 | - | |
| Banner Bank | 0.16% | $50 | - | |
| Keybank National Association | 0.11% | $1,000 | - | |
| Ireland Bank | 0.10% | $500 | - | |
| D. L. Evans Bank | 0.10% | $10 | - | |
| Lewiston State Bank | 0.05% | $100 | - | |
| U.s. Bank National Association | 0.05% | $1 | - | |
| Jpmorgan Chase Bank, National Association | 0.01% | $1 | - | |
| Wells Fargo Bank, National Association | 0.01% | $1 | - |
Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.
BestCashCow strives to maintain the most accurate rates. If you find a
rate that is not accurate, please let us know so that we can update it.
Please email us at contact (at) bestcashcow.com.
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