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Variable Rate IRAs – Illinois - May 23, 2012

Below are Variable Rate IRA CDs offered from banks that are located in Illinois. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
First State Bank Of Campbell Hill 3.03% $250 -
First Bank Of Highland Park 2.25% $1,000 -
First National Bank Of Pana 2.25% $100 -
The First National Bank Of Ava 2.22% $250 -
First National Bank Of Steeleville 2.20% $10 -
Farmers State Bank Of Western Illinois 1.96% $500 -
First Savings Bank 1.90% $100 -
Galena State Bank & Trust Co. 1.90% $5,000 -
State Bank Of Herscher 1.85% $100 -
West Central Bank 1.81% $25 -
Dubuque Bank And Trust Company 1.75% $1,000 -
First National Bank Of Waterloo 1.71% $250 -
Anna State Bank 1.66% $1,000 -
Bank Of Bluffs 1.61% $1,000 -
The Anna -jonesboro National Bank 1.61% $10,000 -
National Bank 1.51% $500 -
Waterman State Bank 1.51% $1,000 -
Urban Partnership Bank 1.51% $1,000 -
The Bradford National Bank Of Greenville 1.51% $500 -
Grand Ridge National Bank 1.51% $250 -
The First National Bank Of Kinmundy 1.51% $1 -
Farmers State Bank & Trust Co. 1.51% $1 -
Raritan State Bank 1.46% $10 -
La Salle State Bank 1.41% $500 -
Athens State Bank 1.40% $1 -
First Savanna Savings Bank 1.38% $1 -
Petefish, Skiles & Co. 1.36% $1 -
First State Bank Of St. Peter 1.36% $100 -
State Bank Of Speer 1.31% $1,000 -
First State Bank Of Beecher City 1.26% $100 -
Bank & Trust Company 1.26% $500 -
Brimfield Bank 1.26% $1 -
Fayette County Bank 1.25% $50 -
Middletown State Bank 1.25% $1 -
Buena Vista National Bank 1.20% $25 -
Cnb Bank And Trust, N.a. 1.20% $50 -
Bank Of Farmington 1.17% $1,000 -
Bank Of Springfield 1.16% $250 -
Spring Valley City Bank 1.16% $1,000 -
State Bank Of Waterloo 1.15% $1,000 -
Iroquois Federal Savings And Loan Association 1.10% $10 -
First State Bank Of West Salem 1.06% $50 -
State Bank Of Prairie Du Rocher 1.05% $100 -
Teutopolis State Bank 1.05% $500 -
The Granville National Bank 1.05% $500 -
State Bank Of Saunemin 1.01% $250 -
Flanagan State Bank 1.00% $100 -
Longview State Bank 1.00% $25 -
Prairie State Bank And Trust 1.00% $1,000 -
Illinois National Bank 1.00% $1 -
First State Bank 1.00% $10 -
The First National Bank Of Dieterich 1.00% $500 -
Franklin Grove Bank 1.00% $1 -
Wemple State Bank 1.00% $1 -
Citizens National Bank Of Albion 1.00% $1 -
Illini State Bank 1.00% $5 -
Brown County State Bank 1.00% $50 -
First Farmers Bank And Trust Company 1.00% $500 -
Preferred Bank 0.95% $1,000 -
Elkville State Bank 0.90% $50 -
Cnb Bank And Trust, N.a. 0.90% $1 -
Sheridan State Bank 0.90% $1 -
Federated Bank 0.88% $100 -
Midwest Community Bank 0.85% $50 -
State Bank Of Cherry 0.85% $1 -
The First National Bank Of Sparta 0.83% $50 -
United Community Bank 0.80% $1,000 -
Albany Bank And Trust Company National Association 0.80% $500 -
The Clay City Banking Co. 0.80% $1 -
Warren-boynton State Bank 0.80% $100 -
Buckley State Bank 0.80% $500 -
Washington Savings Bank 0.75% $100 -
Liberty Bank 0.75% $1,000 -
Hartsburg State Bank 0.75% $1,000 -
The Poplar Grove State Bank 0.75% $50 -
Farmers State Bank Of Danforth 0.75% $100 -
Bank Of Quincy 0.75% $50 -
North Central Bank 0.75% $100 -
The Fairfield National Bank 0.75% $100 -
Trustbank 0.70% $50 -
Midwest Bank Of Western Illinois 0.70% $100 -
Mwabank 0.70% $1 -
Cornerstone National Bank & Trust Company 0.70% $1 -
State Bank Of Chrisman 0.70% $500 -
Citizens State Bank 0.65% $1 -
Community Bank 0.65% $500 -
Farmers-merchants National Bank Of Paxton 0.65% $100 -
The First National Bank Of Ogden 0.65% $500 -
Exchange State Bank 0.65% $40 -
Philo Exchange Bank 0.65% $500 -
Fort Madison Bank & Trust Co. 0.65% $50 -
Kent Bank 0.65% $500 -
The Farmers State Bank And Trust Company 0.63% $10 -
The First Trust And Savings Bank Of Watseka, Illinois 0.60% $100 -
The Old Exchange National Bank Of Okawville 0.60% $500 -
Carrollton Bank 0.60% $1,000 -
Washington State Bank 0.60% $100 -
Murphy-wall State Bank And Trust Company 0.60% $50 -
The Bank Of Carbondale 0.55% $1,000 -
The First National Bank 0.55% $500 -
Lena State Bank 0.55% $500 -
The First National Bank Of Okawville 0.55% $50 -
Apple River State Bank 0.55% $1 -
Bankchampaign, National Association 0.55% $100 -
Galena State Bank & Trust Co. 0.55% $1 -
Flora Bank & Trust 0.52% $50 -
The First Bank And Trust Company Of Murphysboro 0.51% $250 -
Harvard Savings Bank 0.50% $10 -
Peoples State Bank Of Colfax 0.50% $100 -
Standard Bank And Trust Company 0.50% $100 -
The State Bank Of Lima 0.50% $50 -
United Community Bank 0.50% $1,000 -
First Federal Savings Bank Of Champaign Urbana 0.50% $1 -
First State Bank 0.50% $100 -
Old Second National Bank 0.50% $20 -
Firstmerit Bank, National Association 0.50% $1 -
Tompkins State Bank 0.50% $1 -
Greenchoice Bank, Fsb 0.50% $100 -
First National Bank In Taylorville 0.50% $100 -
State Bank Of Davis 0.50% $100 -
First Community Bank Of Hillsboro 0.50% $100 -
Cathay Bank 0.50% $100 -
Heritage Bank Of Schaumburg 0.50% $1,000 -
Providence Bank, Llc 0.50% $1,000 -
The First National Bank In Amboy 0.50% $100 -
South Side Trust & Savings Bank Of Peoria 0.50% $25 -
First National Bank In Olney 0.50% $500 -
Holcomb State Bank 0.50% $500 -
First Mid-illinois Bank & Trust, National Association 0.50% $500 -
First Illinois Bank 0.49% $1,000 -
State Bank Of Countryside 0.45% $100 -
The First National Bank Of Beardstown 0.45% $1 -
Community State Bank Of Rock Falls 0.45% $10 -
The First National Bank Of Carmi 0.45% $1 -
Itasca Bank & Trust Co. 0.45% $1,000 -
State Bank Of The Lakes 0.45% $1,000 -
First Financial Bank, National Association 0.45% $10 -
Lakeside Bank 0.45% $250 -
The Hill-dodge Banking Company 0.40% $5 -
Regions Bank 0.40% $250 -
First Federal Savings And Loan Association Of Kewanee 0.40% $500 -
Scott State Bank 0.40% $1 -
First National Bank Of Illinois 0.40% $100 -
Northside Community Bank 0.40% $50 -
Rbs Citizens, National Association 0.40% $1 -
Bluestem National Bank 0.40% $1,000 -
State Bank Of Niantic 0.40% $1 -
First State Bank Of Bloomington 0.40% $100 -
North Shore Trust And Savings 0.40% $1,000 -
West Suburban Bank 0.40% $100 -
Midland States Bank 0.40% $100 -
Citizens First National Bank 0.40% $50 -
State Bank Of Lincoln 0.39% $500 -
Commerce Bank 0.39% $500 -
Farmers State Bank 0.37% $1 -
The First National Bank 0.36% $10 -
First National Bank & Trust Company 0.35% $500 -
Old National Bank 0.35% $1 -
First Bank 0.35% $1 -
Citizens State Bank Of Milford 0.35% $1 -
Marine Bank 0.35% $50 -
The Foster Bank 0.33% $100 -
Heartland Bank And Trust Company 0.32% $100 -
First Savings Bank Of Hegewisch 0.30% $10 -
Busey Bank 0.30% $50 -
Bank Of America, National Association 0.30% $1 -
Community National Bank In Monmouth 0.30% $100 -
Anchor State Bank 0.30% $1 -
Forest Park National Bank And Trust Company 0.30% $100 -
Herget Bank, National Association 0.30% $100 -
The Farmers Bank Of Liberty 0.30% $10 -
Cibm Bank 0.30% $1 -
The Gerber State Bank 0.30% $25 -
Farmers And Merchants State Bank Of Bushnell 0.30% $1 -
State Bank Of Paw Paw, Illinois 0.30% $15 -
First National Bank Of St. Louis 0.30% $100 -
Peoples Bank Of Kankakee County 0.30% $250 -
Security Savings Bank 0.25% $25 -
Capaha Bank, Sb 0.25% $500 -
Rockford Bank And Trust Company 0.25% $1 -
Central Bank Illinois 0.25% $1 -
Ridgestone Bank 0.25% $200 -
Cole Taylor Bank 0.25% $1,000 -
Lisle Savings Bank 0.25% $2,500 -
Centrue Bank 0.25% $100 -
Delaware Place Bank 0.25% $5,000 -
Sterling Federal Bank, F.s.b. 0.20% $200 -
Citibank, National Association 0.20% $1 -
Guaranty Bank 0.20% $250 -
Prairie Community Bank 0.20% $100 -
First National Bank Of Brookfield 0.20% $250 -
Wenona State Bank 0.20% $1 -
Glenview State Bank 0.20% $50 -
Hickory Point Bank And Trust, Fsb 0.20% $100 -
Mazon State Bank 0.20% $500 -
Algonquin State Bank, National Association 0.20% $500 -
Blackhawk Bank 0.20% $200 -
Fifth Third Bank 0.20% $50 -
Inland Bank & Trust 0.20% $1 -
First Personal Bank 0.20% $100 -
The First National Bank In Tremont 0.19% $250 -
The National Bank & Trust Company Of Sycamore 0.18% $50 -
Peoples National Bank , N.a. 0.16% $100 -
Stillman Banccorp N.a. 0.15% $50 -
Alpine Bank & Trust Co. 0.15% $50 -
Midcountry Bank 0.15% $100 -
Oxford Bank & Trust 0.15% $25 -
Marquette Bank 0.15% $125 -
Security Bank, S.b. 0.15% $50 -
The First National Bank & Trust Company Of Rochelle 0.15% $100 -
Bankfinancial, Fsb 0.15% $500 -
First Trust & Savings Bank Of Albany, Illinois 0.15% $100 -
Farmers & Mechanics Bank 0.15% $1 -
First Bankers Trust Company, National Association 0.15% $100 -
Resource Bank, National Association 0.15% $1 -
First Bank & Trust 0.15% $200 -
The First National Bank Of Lacon 0.14% $1 -
Old Plank Trail Community Bank, National Association 0.10% $1,500 -
North Shore Bank, Fsb 0.10% $5,000 -
A J Smith Federal Savings Bank 0.10% $200 -
Bmo Harris Bank National Association 0.10% $1 -
The Bank Of Edwardsville 0.10% $50 -
First Midwest Bank 0.10% $1 -
Mb Financial Bank, National Association 0.10% $1 -
Associated Bank, National Association 0.10% $100 -
Liberty Bank, F.s.b. 0.10% $1 -
The Northern Trust Company 0.10% $1 -
Northbrook Bank And Trust Company 0.10% $1 -
The Bank Of Marion 0.10% $100 -
Umb Bank, National Association 0.10% $500 -
Port Byron State Bank 0.10% $500 -
Citizens Financial Bank 0.10% $500 -
First United Bank 0.10% $100 -
Allied First Bank,sb 0.10% $2,000 -
Homestar Bank And Financial Services 0.10% $250 -
American Enterprise Bank 0.10% $1 -
Morton Community Bank 0.10% $1 -
Republic Bank Of Chicago 0.10% $1 -
First American Bank 0.09% $1,000 -
Lake Forest Bank And Trust Company 0.09% $5,000 -
Libertyville Bank & Trust Company 0.08% $1 -
Norstates Bank 0.05% $1,000 -
Stc Capital Bank 0.05% $250 -
U.s. Bank National Association 0.05% $1 -
Pnc Bank, National Association 0.05% $250 -
The First National Bank In Carlyle 0.05% $50 -
The Privatebank And Trust Company 0.05% $1 -
Mchenry Savings Bank 0.05% $1 -
First National Bank Of La Grange 0.05% $300 -
First Eagle Bank 0.05% $100 -
Bmo Harris Bank National Association 0.05% $1 -
Hyde Park Bank And Trust Company 0.05% $1 -
The National Bank 0.05% $100 -
Riverside Community Bank 0.05% $1 -
Wells Fargo Bank, National Association 0.05% $1 -
Union Savings Bank 0.04% $10 -
Tcf National Bank 0.03% $1 -
The First National Bank And Trust Company 0.02% $1 -
Jpmorgan Chase Bank, National Association 0.01% $1 -
Quad City Bank And Trust Company 0.01% $100 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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