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Variable Rate IRAs – Iowa - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in Iowa. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Iowa State Bank 3.29% $100 -
Rolfe State Bank 3.10% $3 -
Center Point Bank And Trust Company 3.03% $250 -
Security Trust & Savings Bank 2.53% $100 -
Wayland State Bank 2.26% $500 -
Savings Bank 2.25% $500 -
Iowa Trust & Savings Bank 2.12% $100 -
Green Belt Bank & Trust 2.10% $25 -
Washington State Bank 2.07% $200 -
West Chester Savings Bank 2.05% $100 -
American Trust And Savings Bank 2.02% $1 -
First State Bank 2.02% $100 -
Farmers Savings Bank 2.01% $25 -
Iowa State Bank 2.01% $1 -
Peoples Trust And Savings Bank 2.01% $1 -
The First National Bank Of Manning 2.01% $10 -
The Farmers State Bank 2.00% $1,000 -
Iowa State Bank 2.00% $1 -
Home Federal Savings Bank 2.00% $100 -
First State Bank 1.97% $100 -
Citizens Savings Bank 1.96% $1 -
Farmers Savings Bank 1.95% $500 -
Iowa Falls State Bank 1.81% $1 -
Ackley State Bank 1.81% $1 -
Farmers And Merchants Savings Bank 1.81% $100 -
First National Bank 1.77% $250 -
Peoples State Bank 1.76% $500 -
Bank Iowa 1.76% $1 -
Peoples Savings Bank 1.76% $100 -
Citizens State Bank 1.75% $500 -
Dubuque Bank And Trust Company 1.75% $1,000 -
Peoples Savings Bank 1.75% $50 -
Hardin County Savings Bank 1.71% $2,500 -
Kerndt Brothers Savings Bank 1.71% $50 -
American Trust & Savings Bank 1.70% $1 -
Citizens Savings Bank 1.70% $100 -
Liberty Trust & Savings Bank 1.65% $100 -
First State Bank 1.61% $1 -
Elgin State Bank 1.56% $1 -
Fairfax State Savings Bank 1.55% $1 -
The Garnavillo Savings Bank 1.51% $10 -
Chelsea Savings Bank 1.51% $100 -
United Bank And Trust Company 1.51% $250 -
Atkins Savings Bank & Trust 1.51% $100 -
Peoples Savings Bank 1.51% $1 -
Farmers Trust And Savings Bank 1.51% $1 -
Security State Bank 1.51% $1 -
Maynard Savings Bank 1.51% $1 -
Community First Bank 1.51% $1 -
First Trust & Savings Bank 1.51% $1,000 -
First National Bank In Fairfield 1.50% $100 -
Security State Bank 1.50% $50 -
White State Bank 1.50% $500 -
Blue Grass Savings Bank 1.50% $500 -
Commercial Savings Bank 1.46% $100 -
First National Bank 1.45% $1 -
Kerndt Brothers Savings Bank 1.36% $1,000 -
Solon State Bank 1.30% $100 -
Peoples Bank 1.27% $1 -
The First Trust & Savings Bank 1.27% $500 -
Farmers State Bank 1.26% $25 -
Peoples State Bank 1.25% $100 -
Waukon State Bank 1.25% $100 -
Templeton Savings Bank 1.25% $100 -
Farmers And Merchants Savings Bank 1.25% $1 -
First National Bank Of Hampton 1.21% $1 -
First State Bank 1.21% $300 -
Columbus Junction State Bank 1.21% $50 -
Community State Bank 1.21% $1 -
Bank Iowa 1.20% $1 -
The State Bank Of Toledo 1.18% $100 -
Lincoln Savings Bank 1.16% $1 -
Farmers Savings Bank 1.15% $1 -
The State Bank 1.15% $1 -
First State Bank 1.15% $100 -
St. Ansgar State Bank 1.15% $100 -
Keokuk Savings Bank And Trust Company 1.10% $250 -
Central State Bank 1.10% $1 -
Home State Bank 1.10% $25 -
First State Bank 1.10% $1,000 -
Ashton State Bank 1.10% $1 -
First State Bank 1.10% $100 -
The First National Bank Of West Union 1.05% $25 -
Northeast Security Bank 1.05% $25 -
Gnb Bank 1.02% $1,000 -
The Libertyville Savings Bank 1.00% $1 -
Okey-vernon First National Bank 1.00% $50 -
Farmers Savings Bank & Trust 1.00% $1 -
Bridge Community Bank 1.00% $100 -
Northwoods State Bank 1.00% $1 -
State Bank & Trust Company 1.00% $200 -
State Bank 1.00% $1 -
De Witt Bank & Trust Co. 1.00% $100 -
Maquoketa State Bank 1.00% $25 -
City State Bank 1.00% $100 -
Security State Bank 1.00% $200 -
Security State Bank 1.00% $100 -
Community Bank 1.00% $200 -
Citizens State Bank 1.00% $1 -
Freedom Security Bank 1.00% $25 -
Victor State Bank 1.00% $1 -
State Savings Bank 1.00% $1,500 -
Pinnacle Bank 1.00% $100 -
Guthrie County State Bank 1.00% $100 -
Home State Bank 1.00% $1 -
C Us Bank 0.95% $100 -
Exchange State Bank 0.90% $1 -
Iowa State Bank And Trust Company Of Fairfield, Iowa 0.90% $50 -
Farmers & Traders Savings Bank 0.90% $100 -
Fidelity Bank & Trust 0.90% $1 -
Security State Bank 0.90% $100 -
Primebank 0.90% $1 -
Farmers Trust & Savings Bank 0.88% $1 -
Melvin Savings Bank 0.85% $25 -
Lee County Bank & Trust, National Association 0.82% $1 -
Iowa State Bank 0.80% $50 -
Farmers State Bank 0.80% $100 -
Iowa Trust And Savings Bank 0.80% $100 -
First Citizens National Bank 0.80% $1 -
First Federal Savings Bank Of Creston, F.s.b. 0.80% $500 -
Farmers State Bank 0.80% $1,000 -
Bank Iowa 0.80% $1 -
Iowa State Bank 0.80% $1 -
The Shelby County State Bank 0.76% $50 -
First Central State Bank 0.75% $25 -
Farmers And Merchants State Bank 0.75% $25 -
Rowley Savings Bank 0.75% $100 -
Iowa State Bank 0.75% $100 -
Community Bank 0.75% $1 -
Guaranty Bank And Trust Company 0.75% $25 -
Bankiowa Of Cedar Rapids 0.75% $500 -
Defiance State Bank 0.75% $500 -
The First National Bank Of Rembrandt 0.75% $1 -
First State Bank 0.75% $1,000 -
Valley Bank & Trust 0.75% $1 -
Community Savings Bank 0.75% $100 -
Farmers Trust & Savings Bank 0.75% $50 -
First Bank 0.70% $100 -
Northwestern Bank 0.70% $100 -
Westside State Bank 0.70% $1 -
Security Savings Bank 0.70% $1 -
Citizens Savings Bank 0.70% $1 -
First State Bank Of Mapleton 0.65% $25 -
Bank Iowa 0.65% $1 -
The Security National Bank Of Sioux City, Iowa 0.65% $1,000 -
Houghton State Bank 0.65% $500 -
Clarke County State Bank 0.65% $1 -
Frontier Bank 0.65% $1 -
Fort Madison Bank & Trust Co. 0.65% $50 -
Titonka Savings Bank 0.63% $1 -
Great Southern Bank 0.61% $250 -
South Ottumwa Savings Bank 0.60% $100 -
Bank Iowa 0.60% $250 -
Iowa - Nebraska State Bank 0.60% $100 -
Exchange State Bank 0.60% $20 -
Legacy Bank 0.60% $1 -
Heartland Bank 0.55% $25 -
The First National Bank Of Farragut 0.55% $500 -
West Liberty State Bank 0.55% $1,000 -
Liberty National Bank 0.55% $1,000 -
Farmers Savings Bank 0.55% $250 -
Raccoon Valley Bank 0.51% $100 -
Audubon State Bank 0.50% $1 -
Decorah Bank & Trust Company 0.50% $1 -
Randall-story State Bank 0.50% $2,500 -
American Bank, National Association 0.50% $1 -
Bank Iowa 0.50% $1 -
Citizens State Bank 0.50% $1 -
Farmers & Merchants Savings Bank 0.50% $1,000 -
Community Bank 0.50% $50 -
Pioneer Bank 0.50% $100 -
Page County State Bank 0.50% $1,000 -
First National Bank 0.50% $1 -
American State Bank 0.50% $1 -
Freedombank 0.50% $1,000 -
First Security State Bank 0.45% $100 -
Luana Savings Bank 0.45% $1 -
Pleasantville State Bank 0.45% $1 -
Marion County State Bank 0.40% $1 -
Bank Of The West 0.40% $100 -
Regions Bank 0.40% $250 -
American State Bank 0.35% $1,000 -
Community State Bank 0.34% $1,000 -
Patriot Bank 0.30% $1 -
United Bank Of Iowa 0.30% $1 -
Bank Of America, National Association 0.30% $1 -
The Clinton National Bank 0.30% $100 -
First Whitney Bank And Trust 0.30% $1 -
Community Bank Of Oelwein 0.25% $1 -
Premier Bank 0.25% $1 -
Federation Bank 0.25% $250 -
Farmers Trust And Savings Bank 0.25% $25 -
Bank Plus 0.20% $1 -
Sterling Federal Bank, F.s.b. 0.20% $200 -
Keokuk County State Bank 0.17% $100 -
Community National Bank 0.15% $100 -
Hills Bank And Trust Company 0.15% $1 -
Landmands Bank 0.15% $1 -
United Community Bank 0.15% $1 -
Bank Midwest 0.15% $1 -
Peoples Savings Bank 0.15% $1 -
Treynor State Bank 0.10% $1 -
Liberty Bank, F.s.b. 0.10% $1 -
Northwest Bank 0.10% $10 -
Community Bank 0.10% $1 -
First Midwest Bank 0.10% $1 -
Farmers & Merchants Bank & Trust 0.10% $1 -
Central Bank 0.10% $1 -
First Federal Savings Bank Of Iowa 0.10% $100 -
First National Bank Of Muscatine 0.07% $100 -
The National Bank 0.05% $100 -
U.s. Bank National Association 0.05% $1 -
Great Western Bank 0.05% $25 -
Metabank 0.05% $100 -
Dubuque Bank And Trust Company 0.05% $1 -
Wells Fargo Bank, National Association 0.05% $1 -
Midwestone Bank 0.05% $100 -
First American Bank 0.05% $500 -
Palo Savings Bank 0.04% $1 -
Quad City Bank And Trust Company 0.01% $100 -
Metabank 0.01% $100 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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