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Variable Rate IRAs – Kentucky - May 18, 2013

Below are Variable Rate IRA CDs offered from banks that are located in Kentucky. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
The Peoples Bank Of Bullitt County 1.51% $250 -
The Sacramento Deposit Bank 1.26% $1 -
First & Farmers National Bank, Inc. 1.16% $25 -
Edmonton State Bank 1.00% $100 -
Franklin Bank & Trust Company 1.00% $100 -
The Citizens National Bank Of Lebanon 1.00% $50 -
The First National Bank Of Brooksville 0.80% $10 -
Citizens Union Bank Of Shelbyville 0.80% $1,000 -
The First National Bank Of Manchester 0.75% $100 -
Dixon Bank 0.75% $250 -
The Bank Of Harlan 0.75% $100 -
The First National Bank Of Russell Springs 0.75% $100 -
Commonwealth Community Bank, Inc. 0.75% $25 -
Hyden Citizens Bank 0.75% $1 -
United Citizens Bank Of Southern Kentucky 0.70% $100 -
Bank Of Edmonson County 0.70% $100 -
Auburn Banking Company 0.70% $100 -
Bank Of Jamestown 0.70% $500 -
Bank Of Mccreary County 0.67% $25 -
The Murray Bank 0.65% $1 -
Guardian Savings Bank, A Federal Savings Bank 0.60% $10 -
Lewisburg Banking Company 0.60% $1 -
Traditional Bank, Inc. 0.60% $100 -
Bank Of Ohio County, Inc. 0.55% $500 -
Morgantown Bank & Trust Company, Incorporated 0.55% $50 -
Ohio Valley Financial Group 0.50% $500 -
Clinton Bank 0.50% $500 -
First Citizens Bank 0.50% $1 -
Citizens Deposit Bank & Trust 0.50% $500 -
Cumberland Valley National Bank & Trust Company 0.50% $100 -
Farmers Bank And Trust Company 0.50% $1 -
United Community Bank Of West Kentucky, Inc. 0.50% $5 -
Citizens Commerce National Bank 0.50% $1 -
Citizens Bank & Trust Company 0.45% $1 -
First State Financial, Inc. 0.45% $40 -
First Security Bank Of Kentucky 0.43% $500 -
Independence Bank Of Kentucky 0.40% $100 -
River City Bank, Inc. 0.40% $1 -
Century Bank Of Kentucky, Inc. 0.40% $500 -
Commercial Bank 0.40% $5 -
First National Bank And Trust 0.40% $250 -
The Lincoln National Bank Of Hodgenville 0.40% $100 -
Commonwealth Bank And Trust Company 0.38% $500 -
Advantage Bank 0.38% $500 -
The Citizens National Bank Of Somerset 0.35% $40 -
Farmers State Bank 0.35% $500 -
First Federal Savings Bank Of Frankfort 0.35% $100 -
Regions Bank 0.34% $250 -
Farmers Bank & Capital Trust Company 0.30% $50 -
The First Commonwealth Bank Of Prestonsburg, Inc. 0.30% $25 -
Commercial Bank 0.30% $10 -
Cumberland Security Bank, Inc. 0.30% $1,000 -
Kentucky Home Bank 0.30% $1 -
Farmers Bank And Trust Company, Princeton, Kentucky 0.30% $1 -
The Paducah Bank And Trust Company 0.27% $1,000 -
Central Bank Of Jefferson County 0.25% $100 -
Fredonia Valley Bank 0.25% $1,000 -
Citizens First Bank, Inc. 0.25% $2,500 -
Central Bank & Trust Co. 0.25% $100 -
Bank Of Cadiz And Trust Company 0.25% $100 -
First Security Bank Of Owensboro, Inc. 0.25% $1 -
Kentucky Farmers Bank Corporation 0.25% $250 -
Kentucky Federal Savings And Loan Association 0.25% $100 -
Home Savings Bank, Fsb 0.25% $1 -
Taylor County Bank 0.25% $1 -
Home Federal Savings And Loan Association 0.25% $1 -
Town Square Bank, Inc. 0.24% $50 -
Your Community Bank 0.20% $100 -
Branch Banking And Trust Company 0.20% $1 -
Pbk Bank, Inc. 0.20% $500 -
Fifth Third Bank 0.20% $50 -
Citizens National Bank Of Paintsville 0.20% $100 -
The Commercial Bank Of Grayson 0.20% $100 -
Community Financial Services Bank 0.18% $500 -
First National Bank Of Muhlenberg County, Kentucky 0.18% $100 -
Peoples Security Bank 0.15% $1,000 -
Old National Bank 0.15% $1 -
First Financial Bank, National Association 0.15% $25 -
Bank Of The Bluegrass And Trust Company 0.15% $100 -
Reelfoot Bank 0.12% $100 -
Keybank National Association 0.11% $1,000 -
Stock Yards Bank & Trust Company 0.10% $25 -
Bank Of Maysville 0.10% $100 -
The Farmers National Bank Of Danville 0.10% $100 -
First Federal Savings Bank Of Elizabethtown 0.10% $500 -
First Southern National Bank 0.09% $100 -
Inez Deposit Bank 0.09% $1,000 -
The Kevil Bank 0.09% $1 -
Kentucky Bank 0.09% $100 -
The First National Bank Of Grayson 0.08% $500 -
City National Bank Of West Virginia 0.08% $1 -
Wilson & Muir Bank & Trust Company 0.08% $500 -
Town & Country Bank And Trust Company 0.05% $25 -
U.s. Bank National Association 0.05% $1 -
Pnc Bank, National Association 0.05% $250 -
Share Plus Federal Bank 0.05% $1 -
Planters Bank, Inc. 0.05% $100 -
Mainsource Bank 0.05% $1 -
Peoples Bank, National Association 0.04% $1 -
The Peoples Bank 0.02% $50 -
Jpmorgan Chase Bank, National Association 0.01% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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