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Variable Rate IRAs – Kentucky - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in Kentucky. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
The Peoples Bank Of Bullitt County 2.02% $250 -
The First National Bank Of Manchester 1.50% $100 -
Edmonton State Bank 1.25% $100 -
The Sacramento Deposit Bank 1.25% $1 -
Traditional Bank, Inc. 1.21% $100 -
First & Farmers National Bank, Inc. 1.16% $25 -
The First National Bank Of Russell Springs 1.15% $100 -
Bank Of Jamestown 1.15% $500 -
The Citizens National Bank Of Lebanon 1.10% $50 -
United Citizens Bank Of Southern Kentucky 1.06% $100 -
Farmers State Bank 1.05% $500 -
Commonwealth Community Bank, Inc. 1.05% $25 -
Dixon Bank 1.01% $250 -
Morgantown Bank & Trust Company, Incorporated 1.00% $50 -
Franklin Bank & Trust Company 1.00% $100 -
Farmers Bank And Trust Company 1.00% $1 -
Bank Of Edmonson County 1.00% $100 -
Hyden Citizens Bank 1.00% $1 -
The First National Bank Of Brooksville 1.00% $10 -
The Citizens Bank 0.99% $100 -
Citizens Union Bank Of Shelbyville 0.95% $1,000 -
Bank Of Mccreary County 0.90% $25 -
The Murray Bank 0.90% $1 -
Farmers Deposit Bank 0.90% $500 -
Commercial Bank 0.80% $5 -
First Federal Savings Bank Of Elizabethtown 0.80% $500 -
The Lincoln National Bank Of Hodgenville 0.75% $100 -
The Bank Of Harlan 0.75% $100 -
Guardian Savings Bank, A Federal Savings Bank 0.70% $10 -
Auburn Banking Company 0.70% $100 -
First Citizens Bank 0.65% $1 -
United Community Bank Of West Kentucky, Inc. 0.65% $5 -
Cumberland Security Bank, Inc. 0.60% $1,000 -
The First Commonwealth Bank Of Prestonsburg, Inc. 0.60% $25 -
Lewisburg Banking Company 0.60% $1 -
Commercial Bank 0.60% $10 -
Bank Of Ohio County, Inc. 0.55% $500 -
First National Bank And Trust 0.55% $250 -
Ohio Valley Financial Group 0.50% $500 -
Century Bank Of Kentucky, Inc. 0.50% $500 -
First State Financial, Inc. 0.50% $40 -
River City Bank, Inc. 0.50% $1 -
Clinton Bank 0.50% $500 -
First National Bank Of Muhlenberg County, Kentucky 0.50% $100 -
Citizens Bank & Trust Company 0.50% $1 -
Citizens Commerce National Bank 0.50% $1 -
Bank Of Cadiz And Trust Company 0.50% $100 -
Citizens Deposit Bank & Trust 0.50% $2,500 -
Kentucky Home Bank 0.50% $1 -
Taylor County Bank 0.50% $1 -
The Citizens National Bank Of Somerset 0.50% $40 -
First Federal Savings Bank Of Frankfort 0.50% $100 -
Cumberland Valley National Bank & Trust Company 0.50% $100 -
Advantage Bank 0.48% $500 -
Independence Bank Of Kentucky 0.45% $100 -
First Security Bank Of Kentucky 0.43% $500 -
Farmers Bank And Trust Company, Princeton, Kentucky 0.40% $1 -
Home Federal Savings And Loan Association 0.40% $1 -
The Harrison Deposit Bank And Trust Company 0.40% $500 -
Regions Bank 0.40% $250 -
Commonwealth Bank And Trust Company 0.38% $500 -
First Federal Bank 0.35% $100 -
The Paducah Bank And Trust Company 0.35% $1,000 -
Peoples Security Bank 0.35% $1,000 -
Old National Bank 0.35% $1 -
Town & Country Bank And Trust Company 0.35% $25 -
Home Savings Bank, Fsb 0.35% $1 -
Fredonia Valley Bank 0.35% $1,000 -
Kentucky Federal Savings And Loan Association 0.35% $100 -
Farmers Bank & Capital Trust Company 0.30% $50 -
Citizens National Bank Of Paintsville 0.30% $100 -
Kentucky Farmers Bank Corporation 0.30% $250 -
Town Square Bank, Inc. 0.27% $50 -
Central Bank Of Jefferson County 0.25% $100 -
Madison Bank 0.25% $250 -
Pbk Bank, Inc. 0.25% $500 -
Citizens First Bank, Inc. 0.25% $2,500 -
Pnc Bank, National Association 0.25% $250 -
Central Bank & Trust Co. 0.25% $100 -
First Security Bank Of Owensboro, Inc. 0.25% $1 -
The Salt Lick Deposit Bank 0.25% $100 -
Bank Of The Bluegrass And Trust Company 0.25% $100 -
Share Plus Federal Bank 0.25% $1 -
Branch Banking And Trust Company 0.20% $1 -
Fifth Third Bank 0.20% $50 -
Citizens Deposit Bank Of Arlington, Inc. 0.20% $10 -
The Commercial Bank Of Grayson 0.20% $100 -
Community Financial Services Bank 0.19% $500 -
First Southern National Bank 0.17% $100 -
The Kevil Bank 0.15% $1 -
First Financial Bank, National Association 0.15% $25 -
Planters Bank, Inc. 0.15% $100 -
The First National Bank Of Grayson 0.15% $500 -
Wilson & Muir Bank & Trust Company 0.15% $500 -
Reelfoot Bank 0.14% $100 -
Keybank National Association 0.11% $1,000 -
Stock Yards Bank & Trust Company 0.10% $25 -
The Peoples Bank 0.10% $50 -
The Farmers National Bank Of Danville 0.10% $100 -
City National Bank Of West Virginia 0.08% $1 -
Bank Of Maysville 0.07% $100 -
U.s. Bank National Association 0.05% $1 -
Pnc Bank, National Association 0.05% $250 -
Inez Deposit Bank 0.05% $1,000 -
Peoples Bank, National Association 0.02% $1 -
Jpmorgan Chase Bank, National Association 0.01% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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