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Variable Rate IRAs – Louisiana - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in Louisiana. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Colfax Banking Company 2.75% $250 -
Concordia Bank & Trust Company 2.52% $100 -
Bank Of Coushatta 2.27% $101 -
Beauregard Fsb 2.22% $250 -
Guaranty Bank And Trust Company 2.10% $100 -
Gulf Coast Bank 2.02% $50 -
City Bank & Trust Co. 1.80% $100 -
Cottonport Bank 1.77% $1 -
Caldwell Bank & Trust Company 1.76% $100 -
Winnsboro State Bank & Trust Company 1.76% $100 -
Bank Of Ruston 1.51% $100 -
Community Bank Of Louisiana 1.35% $50 -
First American Bank And Trust 1.31% $1,000 -
Franklin State Bank & Trust Company 1.26% $100 -
The Vernon Bank 1.26% $100 -
Sabine State Bank And Trust Company 1.10% $50 -
St Landry Homestead Federal Savings Bank 1.10% $100 -
Resource Bank 1.02% $200 -
American Bank & Trust Company 1.00% $100 -
Cross Keys Bank 1.00% $100 -
Tensas State Bank 1.00% $100 -
Delta Bank 1.00% $1,000 -
American Bank & Trust Company 1.00% $1,000 -
The Evangeline Bank And Trust Company 0.95% $250 -
Bank Of Ringgold 0.90% $100 -
Bank Of Zachary 0.80% $500 -
First National Bank In Deridder 0.75% $1,000 -
Bank Of Maringouin 0.75% $1 -
Southern Heritage Bank 0.75% $1,000 -
Rayne State Bank & Trust Company 0.75% $100 -
Citizen's Bank 0.70% $250 -
South Louisiana Bank, Houma, Louisiana 0.70% $1 -
Guaranty Bank & Trust Company Of Delhi, Louisiana 0.65% $1,000 -
Fidelity Homestead Savings Bank 0.55% $100 -
Tri-parish Bank 0.55% $500 -
Jeff Davis Bank & Trust Company 0.55% $5 -
Synergy Bank 0.55% $100 -
Metairie Bank & Trust Company 0.50% $100 -
Bank Of New Orleans 0.49% $100 -
M C Bank & Trust Company 0.48% $100 -
St. Landry Bank And Trust Company 0.45% $1,000 -
American Gateway Bank 0.45% $250 -
Iberiabank 0.45% $1,000 -
Regions Bank 0.40% $250 -
Red River Bank 0.35% $1 -
Whitney Bank 0.30% $1,000 -
Teche Federal Bank 0.30% $100 -
Bank Of Louisiana 0.30% $1,000 -
Citizens Bank & Trust Company 0.25% $10 -
Coastal Commerce Bank 0.25% $1 -
Fifth District Savings Bank 0.25% $25 -
Britton & Koontz Bank, N.a. 0.24% $500 -
Mbl Bank 0.20% $1,000 -
Home Bank 0.20% $50 -
First National Bank 0.20% $200 -
Progressive Bank 0.15% $250 -
Home Federal Bank 0.15% $25 -
Bancorpsouth Bank 0.08% $1 -
Florida Parishes Bank 0.05% $1,001 -
Jpmorgan Chase Bank, National Association 0.01% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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