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Variable Rate IRAs – Louisiana - May 19, 2013

Below are Variable Rate IRA CDs offered from banks that are located in Louisiana. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Colfax Banking Company 2.78% $250 -
Bank Of Coushatta 2.02% $101 -
Caldwell Bank & Trust Company 1.76% $100 -
Winnsboro State Bank & Trust Company 1.76% $100 -
Guaranty Bank And Trust Company 1.60% $100 -
Concordia Bank & Trust Company 1.51% $100 -
City Bank & Trust Co. 1.50% $100 -
Cottonport Bank 1.26% $1 -
Beauregard Fsb 1.26% $250 -
Sabine State Bank And Trust Company 1.10% $50 -
American Bank & Trust Company 1.00% $100 -
St Landry Homestead Federal Savings Bank 1.00% $100 -
Community Bank Of Louisiana 1.00% $50 -
Gulf Coast Bank 1.00% $50 -
Bank Of Ringgold 0.90% $100 -
First American Bank And Trust 0.85% $1,000 -
Bank Of Zachary 0.80% $500 -
Resource Bank 0.77% $200 -
Franklin State Bank & Trust Company 0.75% $100 -
Bank Of Ruston 0.75% $100 -
The Evangeline Bank And Trust Company 0.70% $250 -
Cross Keys Bank 0.70% $100 -
Delta Bank 0.63% $1,000 -
Bank Of Maringouin 0.60% $1 -
Rayne State Bank & Trust Company 0.60% $100 -
South Louisiana Bank, Houma, Louisiana 0.60% $1 -
Synergy Bank 0.55% $100 -
The Vernon Bank 0.55% $100 -
Jeff Davis Bank & Trust Company 0.55% $5 -
First National Bank In Deridder 0.50% $1,000 -
Guaranty Bank & Trust Company Of Delhi, Louisiana 0.50% $1,000 -
American Bank & Trust Company 0.50% $1,000 -
M C Bank & Trust Company 0.48% $100 -
St. Landry Bank And Trust Company 0.45% $1,000 -
Tri-parish Bank 0.45% $500 -
American Gateway Bank 0.45% $250 -
Citizen's Bank 0.40% $250 -
Fidelity Homestead Savings Bank 0.40% $100 -
Bank Of New Orleans 0.38% $100 -
Regions Bank 0.33% $250 -
Tensas State Bank 0.31% $100 -
Iberiabank 0.30% $1,000 -
Metairie Bank & Trust Company 0.25% $100 -
Citizens Bank & Trust Company 0.25% $10 -
Coastal Commerce Bank 0.25% $1 -
Teche Federal Bank 0.25% $100 -
Fifth District Savings Bank 0.25% $25 -
Mbl Bank 0.20% $1,000 -
Home Federal Bank 0.20% $25 -
Iberiabank 0.20% $1,000 -
Red River Bank 0.20% $1 -
Whitney Bank 0.15% $1,000 -
Progressive Bank 0.15% $250 -
Britton & Koontz Bank, N.a. 0.15% $500 -
Community First Bank 0.15% $500 -
Home Bank 0.10% $50 -
First National Bank 0.10% $200 -
Bancorpsouth Bank 0.08% $1 -
Florida Parishes Bank 0.05% $1,001 -
Jpmorgan Chase Bank, National Association 0.01% $1 -
First Federal Bank Of Louisiana 0.01% $100 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

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